Peoples Bank and Trust in Borger, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 31, 1996

  • Peoples Bank and Trust in Borger, Texas (TX)
  • Show street view No street view available for this location

Peoples Bank and Trust - Overview

  • General
  • FDIC Certificate #: 18662
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Boatmen's First National Bank of Amarillo (#3072)
    Federal Reserve ID: 533366
    Date Established: December 01, 1962
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    FDIC's unique #: 12541
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: December 01, 1962
    Last Structure Change Effective Date: May 31, 1996
    Last Structure Change Process Date: June 05, 1996
    Last Data Update: May 06, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 531 North Deahl, Borger, TX 79007
    County: Hutchinson
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Lubbock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Borger, TX (#14420)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Absorption - Assisted
    Corrections
  • Financial Summary
  • Total assets: $22.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $31Total assets
  • $24,843Cash and due from depository institutions
  • $2,590Interest-bearing balances
  • $1,270Securities
  • $1,057Federal funds sold & reverse repurchase agreements
  • $4,525Net loans & leases
  • $14,783Loan loss allowance
  • $676Trading account assets
  • $0Bank premises and fixed assets
  • $560Other real estate owned
  • $432Goodwill and other intangibles
  • $488Life insurance assets
  • $408All other assets
  • $0Total liabilities and capital
  • $24,843Total liabilities
  • $24,407Total deposits
  • $24,267Interest-bearing deposits
  • $19,067Deposits held in domestic offices
  • 24267.00%% insured (estimated)
  • $96Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $140Total equity capital
  • $140Total bank equity capital
  • $436Perpetual preferred stock
  • $0Common stock
  • $500Surplus
  • $1,100Undivided profits
  • Memoranda
  • $-1,164Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,871Income earned, not collected on loans
  • $316Earning assets
  • $21,635Long-term assets (5+ years)
  • $2,030Average Assets, year-to-date
  • $26,464Average Assets, quarterly
  • $25,606Volatile liabilities
  • $4,861Insider loans
  • $462FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $1,387Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $248Total risk weighted assets
  • $16,566Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,889Total interest expense
  • $864Net interest income
  • $1,025Provision for loan and lease losses
  • $555Total noninterest income
  • $377Fiduciary activities
  • $0Service charges on deposit accounts
  • $130Trading account gains & fees
  • $0Additional noninterest income
  • $247Total noninterest expense
  • $2,127Salaries and employee benefits
  • $699Premises and equipment expense
  • $297Additional noninterest expense
  • $1,131Pre-tax net operating income
  • -$1,280Securities gains (losses)
  • $168Applicable income taxes
  • $0Income before extraordinary items
  • -$1,112Extraordinary gains - net
  • $0Net income attributable to bank
  • -$1,112Net charge-offs
  • $603Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.32%Cost of funding earning assets
  • 3.80%Net interest margin
  • 4.51%Noninterest income to earning assets
  • 1.66%Noninterest expense to earning assets
  • 9.36%Net operating income to assets
  • -4.84%Return on assets (ROA)
  • -4.20%Pretax return on assets
  • -4.20%Return on equity (ROE)
  • -106.35%Retained earnings to average equity (YTD only)
  • -106.35%Net charge-offs to loans
  • 3.44%Credit loss provision to net charge-offs
  • 92.04%Efficiency ratio
  • 147,575Assets per employee
  • 0.80%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 4.37%Loss allowance to noncurrent loans
  • 17.46%Noncurrent assets plus other real estate owned to assets
  • 17.56%Noncurrent loans to loans
  • 25.04%Net loans and leases to deposits
  • 60.92%Net loans and leases to core deposits
  • 76.18%Equity capital to assets
  • 1.76%Core capital (leverage) ratio
  • 0.98%Tier 1 risk-based capital ratio
  • 1.49%Total risk-based capital ratio
  • Memoranda
  • $3Average assets
  • $26,464Average earning assets
  • $1,046Average equity
  • $22,713Average loans

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Peoples Bank and Trust.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents