Peoples Bank of Columbus Junction in Columbus Junction, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 01, 1997

  • Peoples Bank of Columbus Junction in Columbus Junction, Iowa (IA)
  • Show street view No street view available for this location

Peoples Bank of Columbus Junction - Overview

  • General
  • FDIC Certificate #: 18727
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Community Bank (#23189)
    Federal Reserve ID: 210649
    Date Established: March 25, 1963
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 12595
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: March 25, 1963
    Last Structure Change Effective Date: July 01, 1997
    Last Structure Change Process Date: July 22, 1997
    Last Data Update: July 22, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Columbus Junction, IA 52738
    County: Louisa
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Cedar Rapids
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Muscatine, IA (#34700)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $38.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $15Total assets
  • $39,352Cash and due from depository institutions
  • $1,690Interest-bearing balances
  • $0Securities
  • $20,143Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $16,594Loan loss allowance
  • $162Trading account assets
  • $0Bank premises and fixed assets
  • $375Other real estate owned
  • $0Goodwill and other intangibles
  • $550Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $39,352Total liabilities
  • $35,776Total deposits
  • $34,885Interest-bearing deposits
  • $29,963Deposits held in domestic offices
  • 34885.00%% insured (estimated)
  • $94Federal funds purchased & repurchase agreements
  • $400Trading liabilities
  • $0Other borrowed funds
  • $108Subordinated debt
  • $0All other liabilities
  • $383Total equity capital
  • $383Total bank equity capital
  • $3,576Perpetual preferred stock
  • $0Common stock
  • $500Surplus
  • $1,500Undivided profits
  • Memoranda
  • $1,576Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $42Income earned, not collected on loans
  • $329Earning assets
  • $36,737Long-term assets (5+ years)
  • $1,533Average Assets, year-to-date
  • $38,966Average Assets, quarterly
  • $39,461Volatile liabilities
  • $3,923Insider loans
  • $192FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $1,792Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $3,550Total risk weighted assets
  • $18,925Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $2,695Total interest expense
  • $1,412Net interest income
  • $1,283Provision for loan and lease losses
  • $0Total noninterest income
  • $138Fiduciary activities
  • $0Service charges on deposit accounts
  • $106Trading account gains & fees
  • $0Additional noninterest income
  • $32Total noninterest expense
  • $936Salaries and employee benefits
  • $538Premises and equipment expense
  • $133Additional noninterest expense
  • $265Pre-tax net operating income
  • $485Securities gains (losses)
  • $0Applicable income taxes
  • $159Income before extraordinary items
  • $326Extraordinary gains - net
  • $0Net income attributable to bank
  • $326Net charge-offs
  • $12Cash dividends
  • $150Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.32%Cost of funding earning assets
  • 3.83%Net interest margin
  • 3.48%Noninterest income to earning assets
  • 0.37%Noninterest expense to earning assets
  • 2.54%Net operating income to assets
  • 0.84%Return on assets (ROA)
  • 0.84%Pretax return on assets
  • 1.24%Return on equity (ROE)
  • 9.52%Retained earnings to average equity (YTD only)
  • 5.14%Net charge-offs to loans
  • 0.07%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 65,869Assets per employee
  • 2.62%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 46.01%Loss allowance to loans
  • 0.97%Loss allowance to noncurrent loans
  • 385.71%Noncurrent assets plus other real estate owned to assets
  • 0.11%Noncurrent loans to loans
  • 0.25%Net loans and leases to deposits
  • 47.57%Net loans and leases to core deposits
  • 52.73%Equity capital to assets
  • 9.09%Core capital (leverage) ratio
  • 9.19%Tier 1 risk-based capital ratio
  • 18.76%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $38,966Average earning assets
  • $3,425Average equity
  • $36,833Average loans

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Peoples Bank of Columbus Junction.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents