Peoples National Bank in Council Bluffs, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 21, 2005

  • Peoples National Bank in Council Bluffs, Iowa (IA)
  • Show street view No street view available for this location

Peoples National Bank - Overview

  • General
  • FDIC Certificate #: 22712
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: American National Bank (#19300)
    Federal Reserve ID: 182540
    Date Established: September 18, 1978
    WWW: http://www.peoplesnb.com
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 6 (Interstate: No)
    FDIC's unique #: 15854
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: September 18, 1978
    Last Structure Change Effective Date: Febuary 21, 2005
    Last Structure Change Process Date: March 04, 2005
    Last Data Update: March 04, 2005
    Data Source Date: April 05, 2012
  • Location
  • Address: 201 Bennett Avenue, Council Bluffs, IA 51503
    County: Monona
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Omaha
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • Financial Summary
  • Total assets: $369.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2004)

  • Dollar figures in thousands
  • 70Total employees (full-time equivalent)
  • $369,733Total assets
  • $9,341Cash and due from depository institutions
  • $90Interest-bearing balances
  • $101,219Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $233,495Net loans & leases
  • $2,670Loan loss allowance
  • $0Trading account assets
  • $5,117Bank premises and fixed assets
  • $4Other real estate owned
  • $13,780Goodwill and other intangibles
  • $0Life insurance assets
  • $6,777All other assets
  • $369,733Total liabilities and capital
  • $329,409Total liabilities
  • $302,959Total deposits
  • $262,252Interest-bearing deposits
  • $302,959Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $16,455Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $9,400Other borrowed funds
  • $0Subordinated debt
  • $595All other liabilities
  • $40,324Total equity capital
  • $40,324Total bank equity capital
  • $40,324Perpetual preferred stock
  • $0Common stock
  • $10Surplus
  • $36,324Undivided profits
  • Memoranda
  • $3,990Noncurrent loans and leases
  • $33,958Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $508Earning assets
  • $0Long-term assets (5+ years)
  • $2,780Average Assets, year-to-date
  • $334,804Average Assets, quarterly
  • $104,625Volatile liabilities
  • $350,882Insider loans
  • $371,977FHLB advances
  • $47,935Loans and leases held for sale
  • $3,696Unused loan commitments
  • $5,900Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $266Total risk weighted assets
  • $33,958Total unused commitments
  • $0Restructured Loans and leases
  • $2,670Derivatives

Income and Expense (December 31, 2004)

  • Dollar figures in thousands
  • $16,111Total interest income
  • $5,088Total interest expense
  • $11,023Net interest income
  • -$80Provision for loan and lease losses
  • $3,614Total noninterest income
  • $0Fiduciary activities
  • $2,344Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,270Additional noninterest income
  • $8,860Total noninterest expense
  • $2,976Salaries and employee benefits
  • $655Premises and equipment expense
  • $5,229Additional noninterest expense
  • $5,857Pre-tax net operating income
  • -$73Securities gains (losses)
  • $226Applicable income taxes
  • $5,558Income before extraordinary items
  • $0Extraordinary gains - net
  • $5,558Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$332Sale, conversion, retirement of capital stock, net
  • $3,250Net operating income

Performance and Condition Ratios (December 31, 2004)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.16%Yield on earning assets
  • 1.63%Cost of funding earning assets
  • 3.53%Net interest margin
  • 1.16%Noninterest income to earning assets
  • 2.84%Noninterest expense to earning assets
  • 1.60%Net operating income to assets
  • 1.58%Return on assets (ROA)
  • 1.65%Pretax return on assets
  • 14.25%Return on equity (ROE)
  • 5.92%Retained earnings to average equity (YTD only)
  • -0.15%Net charge-offs to loans
  • 24.10%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 48,507Assets per employee
  • 5.28%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 58.47%Loss allowance to loans
  • 1.13%Loss allowance to noncurrent loans
  • 525.59%Noncurrent assets plus other real estate owned to assets
  • 0.14%Noncurrent loans to loans
  • 0.22%Net loans and leases to deposits
  • 77.07%Net loans and leases to core deposits
  • 85.98%Equity capital to assets
  • 10.91%Core capital (leverage) ratio
  • 7.26%Tier 1 risk-based capital ratio
  • 11.19%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $350,882Average earning assets
  • $38,996Average equity
  • $312,367Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Peoples National Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents