Peoples National Bank in Clay Center, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 06, 2000

  • Peoples National Bank in Clay Center, Kansas (KS)
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Peoples National Bank - Overview

  • General
  • FDIC Certificate #: 4639
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: LINN COUNTY BANK (#17618)
    Federal Reserve ID: 678959
    Date Established: June 01, 1885
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 4 (Interstate: No)
    FDIC's unique #: 3077
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 06, 2000
    Last Structure Change Process Date: March 29, 2000
    Last Data Update: March 29, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 502 Lincoln Street, Clay Center, KS 67432
    County: Clay
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Hays
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • Financial Summary
  • Total assets: $132.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 34Total employees (full-time equivalent)
  • $132,624Total assets
  • $4,039Cash and due from depository institutions
  • $513Interest-bearing balances
  • $36,394Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $85,887Net loans & leases
  • $1,090Loan loss allowance
  • $0Trading account assets
  • $1,372Bank premises and fixed assets
  • $65Other real estate owned
  • $2,246Goodwill and other intangibles
  • $0Life insurance assets
  • $2,621All other assets
  • $132,624Total liabilities and capital
  • $120,527Total liabilities
  • $103,079Total deposits
  • $96,182Interest-bearing deposits
  • $103,079Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $5,586Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $11,000Other borrowed funds
  • $0Subordinated debt
  • $862All other liabilities
  • $12,097Total equity capital
  • $12,097Total bank equity capital
  • $12,097Perpetual preferred stock
  • $0Common stock
  • $1,000Surplus
  • $10,055Undivided profits
  • Memoranda
  • $1,042Noncurrent loans and leases
  • $8,851Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $251Earning assets
  • $0Long-term assets (5+ years)
  • $1,105Average Assets, year-to-date
  • $122,794Average Assets, quarterly
  • $28,308Volatile liabilities
  • $126,824Insider loans
  • $132,971FHLB advances
  • $21,234Loans and leases held for sale
  • $1,590Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $8,851Total unused commitments
  • $900Restructured Loans and leases
  • $1,090Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $8,825Total interest income
  • $4,457Total interest expense
  • $4,368Net interest income
  • -$75Provision for loan and lease losses
  • $712Total noninterest income
  • $0Fiduciary activities
  • $587Service charges on deposit accounts
  • $0Trading account gains & fees
  • $125Additional noninterest income
  • $2,824Total noninterest expense
  • $1,435Salaries and employee benefits
  • $363Premises and equipment expense
  • $1,026Additional noninterest expense
  • $2,331Pre-tax net operating income
  • -$56Securities gains (losses)
  • $792Applicable income taxes
  • $1,483Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,483Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$45Sale, conversion, retirement of capital stock, net
  • $2,000Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.55%Yield on earning assets
  • 3.81%Cost of funding earning assets
  • 3.73%Net interest margin
  • 0.61%Noninterest income to earning assets
  • 2.41%Noninterest expense to earning assets
  • 1.20%Net operating income to assets
  • 1.17%Return on assets (ROA)
  • 1.79%Pretax return on assets
  • 10.85%Return on equity (ROE)
  • -3.78%Retained earnings to average equity (YTD only)
  • -0.06%Net charge-offs to loans
  • 166.67%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 52,913Assets per employee
  • 3.90%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 134.86%Loss allowance to loans
  • 1.25%Loss allowance to noncurrent loans
  • 434.26%Noncurrent assets plus other real estate owned to assets
  • 0.24%Noncurrent loans to loans
  • 0.29%Net loans and leases to deposits
  • 83.32%Net loans and leases to core deposits
  • 96.04%Equity capital to assets
  • 9.12%Core capital (leverage) ratio
  • 8.36%Tier 1 risk-based capital ratio
  • 11.21%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $126,824Average earning assets
  • $13,663Average equity
  • $116,954Average loans

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