Peoples Security Bank in Licking, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 31, 2000

  • Peoples Security Bank in Licking, Missouri (MO)
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Peoples Security Bank - Overview

  • General
  • FDIC Certificate #: 12218
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Town & Country Bank (#13071)
    Federal Reserve ID: 926856
    Date Established: October 30, 1924
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    OTS Docket #: 12741
    FDIC's unique #: 7763
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: July 31, 2000
    Last Structure Change Process Date: August 09, 2000
    Last Data Update: August 09, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Licking, MO 65542
    County: Texas
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $41.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 18Total employees (full-time equivalent)
  • $39,290Total assets
  • $1,073Cash and due from depository institutions
  • $15Interest-bearing balances
  • $5,283Securities
  • $160Federal funds sold & reverse repurchase agreements
  • $31,302Net loans & leases
  • $714Loan loss allowance
  • $0Trading account assets
  • $516Bank premises and fixed assets
  • $97Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $859All other assets
  • $39,290Total liabilities and capital
  • $35,323Total liabilities
  • $34,364Total deposits
  • $29,735Interest-bearing deposits
  • $34,364Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $572Other borrowed funds
  • $0Subordinated debt
  • $387All other liabilities
  • $3,967Total equity capital
  • $3,967Total bank equity capital
  • $3,967Perpetual preferred stock
  • $0Common stock
  • $110Surplus
  • $125Undivided profits
  • Memoranda
  • $3,732Noncurrent loans and leases
  • $1,686Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $300Earning assets
  • $0Long-term assets (5+ years)
  • $434Average Assets, year-to-date
  • $36,760Average Assets, quarterly
  • $6,588Volatile liabilities
  • $40,392Insider loans
  • $40,399FHLB advances
  • $2,409Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,686Total unused commitments
  • $0Restructured Loans and leases
  • $342Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $3,317Total interest income
  • $1,332Total interest expense
  • $1,985Net interest income
  • $60Provision for loan and lease losses
  • $178Total noninterest income
  • $0Fiduciary activities
  • $123Service charges on deposit accounts
  • $0Trading account gains & fees
  • $55Additional noninterest income
  • $1,038Total noninterest expense
  • $641Salaries and employee benefits
  • $103Premises and equipment expense
  • $294Additional noninterest expense
  • $1,065Pre-tax net operating income
  • $0Securities gains (losses)
  • $391Applicable income taxes
  • $674Income before extraordinary items
  • $0Extraordinary gains - net
  • $674Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $20Sale, conversion, retirement of capital stock, net
  • $440Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.87%Yield on earning assets
  • 3.56%Cost of funding earning assets
  • 5.31%Net interest margin
  • 0.48%Noninterest income to earning assets
  • 2.78%Noninterest expense to earning assets
  • 1.67%Net operating income to assets
  • 1.67%Return on assets (ROA)
  • 2.64%Pretax return on assets
  • 17.89%Return on equity (ROE)
  • 6.21%Retained earnings to average equity (YTD only)
  • 0.07%Net charge-offs to loans
  • 300.00%Credit loss provision to net charge-offs
  • 56.25%Efficiency ratio
  • 47,989Assets per employee
  • 2.18%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 65.28%Loss allowance to loans
  • 2.23%Loss allowance to noncurrent loans
  • 238.00%Noncurrent assets plus other real estate owned to assets
  • 1.01%Noncurrent loans to loans
  • 0.94%Net loans and leases to deposits
  • 91.09%Net loans and leases to core deposits
  • 97.96%Equity capital to assets
  • 10.10%Core capital (leverage) ratio
  • 9.76%Tier 1 risk-based capital ratio
  • 15.04%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $40,392Average earning assets
  • $3,767Average equity
  • $37,385Average loans

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