Peoples State Bank in Colby, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 06, 2000

  • Peoples State Bank in Colby, Kansas (KS)
  • Show street view No street view available for this location

Peoples State Bank - Overview

  • General
  • FDIC Certificate #: 25681
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: LINN COUNTY BANK (#17618)
    Federal Reserve ID: 470555
    Date Established: October 10, 1984
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 17581
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: October 10, 1984
    Last Structure Change Effective Date: January 06, 2000
    Last Structure Change Process Date: March 29, 2000
    Last Data Update: March 29, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 1290 West Fourth, Colby, KS 67701
    County: Thomas
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Hays
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • Financial Summary
  • Total assets: $27.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 11Total employees (full-time equivalent)
  • $27,825Total assets
  • $1,146Cash and due from depository institutions
  • $10Interest-bearing balances
  • $3,460Securities
  • $25Federal funds sold & reverse repurchase agreements
  • $21,581Net loans & leases
  • $191Loan loss allowance
  • $0Trading account assets
  • $950Bank premises and fixed assets
  • $123Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $540All other assets
  • $27,825Total liabilities and capital
  • $25,305Total liabilities
  • $22,523Total deposits
  • $18,475Interest-bearing deposits
  • $22,523Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $137Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $2,300Other borrowed funds
  • $0Subordinated debt
  • $345All other liabilities
  • $2,520Total equity capital
  • $2,520Total bank equity capital
  • $2,520Perpetual preferred stock
  • $0Common stock
  • $450Surplus
  • $950Undivided profits
  • Memoranda
  • $1,120Noncurrent loans and leases
  • $402Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $424Average Assets, year-to-date
  • $25,076Average Assets, quarterly
  • $1,464Volatile liabilities
  • $25,413Insider loans
  • $26,930FHLB advances
  • $5,442Loans and leases held for sale
  • $343Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $402Total unused commitments
  • $22Restructured Loans and leases
  • $191Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $2,119Total interest income
  • $850Total interest expense
  • $1,269Net interest income
  • $2Provision for loan and lease losses
  • $197Total noninterest income
  • $0Fiduciary activities
  • $153Service charges on deposit accounts
  • $0Trading account gains & fees
  • $44Additional noninterest income
  • $823Total noninterest expense
  • $400Salaries and employee benefits
  • $165Premises and equipment expense
  • $258Additional noninterest expense
  • $641Pre-tax net operating income
  • $3Securities gains (losses)
  • $240Applicable income taxes
  • $404Income before extraordinary items
  • $0Extraordinary gains - net
  • $404Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $14Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 9.11%Yield on earning assets
  • 3.66%Cost of funding earning assets
  • 5.46%Net interest margin
  • 0.85%Noninterest income to earning assets
  • 3.54%Noninterest expense to earning assets
  • 1.58%Net operating income to assets
  • 1.59%Return on assets (ROA)
  • 2.53%Pretax return on assets
  • 17.02%Return on equity (ROE)
  • 17.02%Retained earnings to average equity (YTD only)
  • 0.07%Net charge-offs to loans
  • 14.29%Credit loss provision to net charge-offs
  • 45.93%Efficiency ratio
  • 56,139Assets per employee
  • 2.53%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.88%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.44%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 95.82%Net loans and leases to core deposits
  • 125.34%Equity capital to assets
  • 9.06%Core capital (leverage) ratio
  • 9.48%Tier 1 risk-based capital ratio
  • 12.18%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $25,413Average earning assets
  • $2,374Average equity
  • $23,252Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Peoples State Bank.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents