Peoples State Bank of Mansfield in Mansfield, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 08, 2006

  • Peoples State Bank of Mansfield in Mansfield, Illinois (IL)
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Peoples State Bank of Mansfield - Overview

  • General
  • FDIC Certificate #: 10834
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: FIRST MID-ILLINOIS BANK & TRUST, NATIONAL ASSOCIATION (#3705)
    Federal Reserve ID: 297734
    Date Established: January 01, 1910
    WWW: http://www.psb1910@farmwagon.com
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 3 (Interstate: No)
    FDIC's unique #: 6930
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: September 08, 2006
    Last Structure Change Process Date: October 25, 2006
    Last Data Update: October 25, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 1 Jefferson Street, Mansfield, IL 61854
    County: Piatt
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Champaign
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Champaign-Urbana, IL (#16580)
    CBSA Metro Statistical Area: Champaign-Urbana, IL (#16580)
  • Financial Summary
  • Total assets: $139.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2005)

  • Dollar figures in thousands
  • 40Total employees (full-time equivalent)
  • $126,802Total assets
  • $5,774Cash and due from depository institutions
  • $0Interest-bearing balances
  • $54,604Securities
  • $3,369Federal funds sold & reverse repurchase agreements
  • $58,872Net loans & leases
  • $1,372Loan loss allowance
  • $0Trading account assets
  • $1,573Bank premises and fixed assets
  • $0Other real estate owned
  • $211Goodwill and other intangibles
  • $0Life insurance assets
  • $2,399All other assets
  • $126,802Total liabilities and capital
  • $111,555Total liabilities
  • $111,265Total deposits
  • $91,080Interest-bearing deposits
  • $111,265Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $290All other liabilities
  • $15,247Total equity capital
  • $15,247Total bank equity capital
  • $15,247Perpetual preferred stock
  • $0Common stock
  • $200Surplus
  • $6,379Undivided profits
  • Memoranda
  • $8,668Noncurrent loans and leases
  • $7,588Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $767Earning assets
  • $0Long-term assets (5+ years)
  • $1,195Average Assets, year-to-date
  • $116,845Average Assets, quarterly
  • $10,431Volatile liabilities
  • $124,118Insider loans
  • $124,475FHLB advances
  • $14,891Loans and leases held for sale
  • $892Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $7,588Total unused commitments
  • $0Restructured Loans and leases
  • $847Derivatives

Income and Expense (December 31, 2005)

  • Dollar figures in thousands
  • $6,021Total interest income
  • $2,018Total interest expense
  • $4,003Net interest income
  • $80Provision for loan and lease losses
  • $665Total noninterest income
  • $20Fiduciary activities
  • $407Service charges on deposit accounts
  • $0Trading account gains & fees
  • $238Additional noninterest income
  • $2,654Total noninterest expense
  • $1,638Salaries and employee benefits
  • $369Premises and equipment expense
  • $647Additional noninterest expense
  • $1,934Pre-tax net operating income
  • $0Securities gains (losses)
  • $553Applicable income taxes
  • $1,381Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,381Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $179Sale, conversion, retirement of capital stock, net
  • $348Net operating income

Performance and Condition Ratios (December 31, 2005)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.22%Yield on earning assets
  • 1.75%Cost of funding earning assets
  • 3.47%Net interest margin
  • 0.58%Noninterest income to earning assets
  • 2.30%Noninterest expense to earning assets
  • 1.11%Net operating income to assets
  • 1.11%Return on assets (ROA)
  • 1.56%Pretax return on assets
  • 9.32%Return on equity (ROE)
  • 6.97%Retained earnings to average equity (YTD only)
  • 0.31%Net charge-offs to loans
  • 44.69%Credit loss provision to net charge-offs
  • 11.25%Efficiency ratio
  • 56,855Assets per employee
  • 3.17%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 25.20%Loss allowance to loans
  • 2.28%Loss allowance to noncurrent loans
  • 178.88%Noncurrent assets plus other real estate owned to assets
  • 0.60%Noncurrent loans to loans
  • 1.27%Net loans and leases to deposits
  • 52.91%Net loans and leases to core deposits
  • 61.09%Equity capital to assets
  • 12.02%Core capital (leverage) ratio
  • 12.25%Tier 1 risk-based capital ratio
  • 22.72%Total risk-based capital ratio
  • Memoranda
  • $24Average assets
  • $124,118Average earning assets
  • $14,821Average equity
  • $115,341Average loans

Total Fiduciary and Related Assets (December 31, 2005)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $13,161Managed Assets
  • 1Number of Accounts
  • $10,604Personal trust and agency accounts
  • $4,820Employee benefit-defined contribution accounts
  • $2,767Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $3,017Non-managed Assets
  • 45Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $2,557Other retirement accounts
  • $467Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $2,090Fiduciary accounts held in foreign offices

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