Peoples and Union Bank in Lewisburg, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 27, 2001

  • Peoples and Union Bank in Lewisburg, Tennessee (TN)
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Peoples and Union Bank - Overview

  • General
  • FDIC Certificate #: 1474
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First Farmers and Merchants Bank (#1487)
    Federal Reserve ID: 200631
    Date Established: April 04, 1889
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    FDIC's unique #: 970
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: April 27, 2001
    Last Structure Change Process Date: May 10, 2001
    Last Data Update: May 10, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: 260 North Ellington Parkway, Lewisburg, TN 37091
    County: Marshall
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Nashville
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Core Based Statistical Area (CBSA): Lewisburg, TN (#30280)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $162.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 41Total employees (full-time equivalent)
  • $165,397Total assets
  • $3,660Cash and due from depository institutions
  • $0Interest-bearing balances
  • $39,912Securities
  • $9,700Federal funds sold & reverse repurchase agreements
  • $109,177Net loans & leases
  • $1,181Loan loss allowance
  • $0Trading account assets
  • $1,229Bank premises and fixed assets
  • $84Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,635All other assets
  • $165,397Total liabilities and capital
  • $154,098Total liabilities
  • $152,911Total deposits
  • $135,165Interest-bearing deposits
  • $152,911Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $1,187All other liabilities
  • $11,299Total equity capital
  • $11,299Total bank equity capital
  • $11,299Perpetual preferred stock
  • $0Common stock
  • $480Surplus
  • $480Undivided profits
  • Memoranda
  • $10,339Noncurrent loans and leases
  • $6,513Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $112Earning assets
  • $0Long-term assets (5+ years)
  • $752Average Assets, year-to-date
  • $158,789Average Assets, quarterly
  • $16,062Volatile liabilities
  • $156,616Insider loans
  • $163,805FHLB advances
  • $45,696Loans and leases held for sale
  • $2,562Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $6,513Total unused commitments
  • $0Restructured Loans and leases
  • $1,181Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $12,291Total interest income
  • $6,826Total interest expense
  • $5,465Net interest income
  • $80Provision for loan and lease losses
  • $720Total noninterest income
  • $71Fiduciary activities
  • $497Service charges on deposit accounts
  • $0Trading account gains & fees
  • $152Additional noninterest income
  • $2,395Total noninterest expense
  • $1,718Salaries and employee benefits
  • $267Premises and equipment expense
  • $410Additional noninterest expense
  • $3,710Pre-tax net operating income
  • $0Securities gains (losses)
  • $1,354Applicable income taxes
  • $2,356Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,356Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $16Sale, conversion, retirement of capital stock, net
  • $1,200Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.20%Yield on earning assets
  • 4.56%Cost of funding earning assets
  • 3.65%Net interest margin
  • 0.48%Noninterest income to earning assets
  • 1.60%Noninterest expense to earning assets
  • 1.50%Net operating income to assets
  • 1.50%Return on assets (ROA)
  • 2.37%Pretax return on assets
  • 22.56%Return on equity (ROE)
  • 11.07%Retained earnings to average equity (YTD only)
  • 0.01%Net charge-offs to loans
  • 500.00%Credit loss provision to net charge-offs
  • 236.88%Efficiency ratio
  • 38,723Assets per employee
  • 4.03%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 50.93%Loss allowance to loans
  • 1.07%Loss allowance to noncurrent loans
  • 1054.46%Noncurrent assets plus other real estate owned to assets
  • 0.12%Noncurrent loans to loans
  • 0.10%Net loans and leases to deposits
  • 71.40%Net loans and leases to core deposits
  • 101.83%Equity capital to assets
  • 6.83%Core capital (leverage) ratio
  • 6.87%Tier 1 risk-based capital ratio
  • 10.43%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $156,616Average earning assets
  • $10,445Average equity
  • $149,803Average loans

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