Peoples and Union Bank in Lewisburg, Tennessee (TN)

Show street view No street view available for this location
Table of contents:
Peoples and Union Bank
GeneralFDIC Certificate #: 1474
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: First Farmers and Merchants Bank (#1487)
Federal Reserve ID: 200631
Date Established: April 04, 1889
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 3 (Interstate: No)
FDIC's unique #: 970
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: April 27, 2001
Last Structure Change Process Date: May 10, 2001
Last Data Update: May 10, 2001
Data Source Date: April 05, 2012
LocationAddress: 260 North Ellington Parkway, Lewisburg, TN 37091
County: Marshall
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Nashville
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Core Based Statistical Area (CBSA): Lewisburg, TN (#30280)
CBSA Micro Statistical Area: Yes
Financial SummaryTotal assets: $162.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)
(Dollar figures in thousands)
Total employees (full-time equivalent)41
Total assets$165,397
Cash and due from depository institutions$3,660
Interest-bearing balances$0
Federal funds sold & reverse repurchase agreements$9,700
Net loans & leases$109,177
Loan loss allowance $1,181
Trading account assets$0
Bank premises and fixed assets$1,229
Other real estate owned$84
Goodwill and other intangibles$0
All other assets$1,635
Life insurance assets$0
Total liabilities and capital$165,397
Total liabilities$154,098
Total deposits$152,911
Interest-bearing deposits$135,165
Deposits held in domestic offices$152,911
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $0
All other liabilities $1,187
Total equity capital$11,299
Total bank equity capital$11,299
Perpetual preferred stock$11,299
Common stock$0
Undivided profits $480
Noncurrent loans and leases $10,339
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $6,513
Income earned, not collected on loans $0
Earning assets $112
Long-term assets (5+ years) $0
Average Assets, year-to-date $752
Average Assets, quarterly $158,789
Volatile liabilities $16,062
Insider loans $156,616
FHLB advances $163,805
Loans and leases held for sale $45,696
Unused loan commitments $2,562
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $0
Total risk weighted assets $0
Total unused commitments $6,513
Restructured Loans and leases $0
Back to page top, Back to table top

Income and Expense (December 31, 2000)
(Dollar figures in thousands)
Total interest income $12,291
Total interest expense $6,826
Net interest income $5,465
Provision for loan and lease losses $80
Total noninterest income $720
Fiduciary activities $71
Service charges on deposit accounts $497
Trading account gains & fees $0
Additional noninterest income $152
Total noninterest expense $2,395
Salaries and employee benefits $1,718
Premises and equipment expense $267
Additional noninterest expense $410
Pre-tax net operating income $3,710
Securities gains (losses) $0
Applicable income taxes $1,354
Income before extraordinary items $2,356
Extraordinary gains - net $0
Net income attributable to bank $2,356
Net charge-offs $0
Cash dividends $0
Sale, conversion, retirement of capital stock, net $16
Net operating income $1,200
Back to page top, Back to table top

Performance and Condition Ratios (December 31, 2000)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets8.20%
Cost of funding earning assets 4.56%
Net interest margin 3.65%
Noninterest income to earning assets 0.48%
Noninterest expense to earning assets 1.60%
Net operating income to assets 1.50%
Return on assets (ROA) 1.50%
Pretax return on assets 2.37%
Return on equity (ROE) 22.56%
Retained earnings to average equity (YTD only) 11.07%
Net charge-offs to loans 0.01%
Credit loss provision to net charge-offs 500.00%
Efficiency ratio236.88%
Assets per employee$38,723
Cash dividends to net income (YTD only)4.03%
Condition Ratios (%)
Loss allowance to loans 50.93%
Loss allowance to noncurrent loans 1.07%
Noncurrent assets plus other real estate owned to assets 1054.46%
Noncurrent loans to loans 0.12%
Net loans and leases to deposits0.10%
Net loans and leases to core deposits 71.40%
Equity capital to assets 101.83%
Core capital (leverage) ratio 6.83%
Tier 1 risk-based capital ratio 6.87%
Total risk-based capital ratio 10.43%
Average assets$12
Average earning assets$156,616
Average equity $10,445
Average loans $149,803
Back to page top, Back to table top

User Contributions:

Comment about this bank, ask questions, or add new information about it:


This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Peoples and Union Bank.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.