Perry County Bank in New Augusta, Mississippi (MS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 19, 1997

  • Perry County Bank in New Augusta, Mississippi (MS)
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Perry County Bank - Overview

  • General
  • FDIC Certificate #: 11424
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Trustmark National Bank (#4988)
    Federal Reserve ID: 545930
    Date Established: March 06, 1907
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Interstate: No)
    FDIC's unique #: 7295
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: September 19, 1997
    Last Structure Change Process Date: September 30, 1997
    Last Data Update: September 30, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 100 North Main Street, New Augusta, MS 39462
    County: Perry
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Jackson Ms
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Hattiesburg, MS (#25620)
    CBSA Metro Statistical Area: Hattiesburg, MS (#25620)
  • Financial Summary
  • Total assets: $42.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $20Total assets
  • $39,140Cash and due from depository institutions
  • $3,274Interest-bearing balances
  • $0Securities
  • $9,878Federal funds sold & reverse repurchase agreements
  • $1,600Net loans & leases
  • $23,493Loan loss allowance
  • $666Trading account assets
  • $0Bank premises and fixed assets
  • $317Other real estate owned
  • $0Goodwill and other intangibles
  • $578Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $39,140Total liabilities
  • $33,209Total deposits
  • $32,892Interest-bearing deposits
  • $27,895Deposits held in domestic offices
  • 32892.00%% insured (estimated)
  • $79Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $317Total equity capital
  • $317Total bank equity capital
  • $5,931Perpetual preferred stock
  • $0Common stock
  • $125Surplus
  • $4,550Undivided profits
  • Memoranda
  • $1,256Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,179Income earned, not collected on loans
  • $272Earning assets
  • $34,971Long-term assets (5+ years)
  • $3,530Average Assets, year-to-date
  • $37,619Average Assets, quarterly
  • $39,296Volatile liabilities
  • $4,107Insider loans
  • $218FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $905Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $5,931Total risk weighted assets
  • $24,216Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $3,045Total interest expense
  • $1,039Net interest income
  • $2,006Provision for loan and lease losses
  • $72Total noninterest income
  • $418Fiduciary activities
  • $0Service charges on deposit accounts
  • $274Trading account gains & fees
  • $0Additional noninterest income
  • $144Total noninterest expense
  • $1,072Salaries and employee benefits
  • $668Premises and equipment expense
  • $166Additional noninterest expense
  • $238Pre-tax net operating income
  • $1,280Securities gains (losses)
  • $0Applicable income taxes
  • $417Income before extraordinary items
  • $863Extraordinary gains - net
  • $0Net income attributable to bank
  • $863Net charge-offs
  • $58Cash dividends
  • $100Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.89%Cost of funding earning assets
  • 3.03%Net interest margin
  • 5.86%Noninterest income to earning assets
  • 1.22%Noninterest expense to earning assets
  • 3.13%Net operating income to assets
  • 2.29%Return on assets (ROA)
  • 2.29%Pretax return on assets
  • 3.40%Return on equity (ROE)
  • 15.46%Retained earnings to average equity (YTD only)
  • 13.67%Net charge-offs to loans
  • 0.26%Credit loss provision to net charge-offs
  • 124.14%Efficiency ratio
  • 44,224Assets per employee
  • 1.96%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 11.59%Loss allowance to loans
  • 2.76%Loss allowance to noncurrent loans
  • 56.49%Noncurrent assets plus other real estate owned to assets
  • 3.01%Noncurrent loans to loans
  • 4.88%Net loans and leases to deposits
  • 71.42%Net loans and leases to core deposits
  • 81.62%Equity capital to assets
  • 15.15%Core capital (leverage) ratio
  • 15.22%Tier 1 risk-based capital ratio
  • 24.49%Total risk-based capital ratio
  • Memoranda
  • $26Average assets
  • $37,619Average earning assets
  • $5,583Average equity
  • $34,247Average loans

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