Perry State Bank in Perry, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 05, 2008

  • Perry State Bank in Perry, Missouri (MO)
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Perry State Bank - Overview

  • General
  • FDIC Certificate #: 12624
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: HNB National Bank (#4540)
    Federal Reserve ID: 394053
    Date Established: May 24, 1928
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 5 (Interstate: No)
    FDIC's unique #: 8015
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: September 05, 2008
    Last Structure Change Process Date: September 16, 2008
    Last Data Update: September 16, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 103 East Main Street, Perry, MO 63462
    County: Ralls
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: St. Louis
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Hannibal, MO (#25300)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $163.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2007)

  • Dollar figures in thousands
  • 51Total employees (full-time equivalent)
  • $158,579Total assets
  • $4,670Cash and due from depository institutions
  • $25Interest-bearing balances
  • $16,597Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $126,826Net loans & leases
  • $1,554Loan loss allowance
  • $0Trading account assets
  • $3,285Bank premises and fixed assets
  • $439Other real estate owned
  • $1,395Goodwill and other intangibles
  • $2,174Life insurance assets
  • $5,367All other assets
  • $158,579Total liabilities and capital
  • $144,727Total liabilities
  • $132,309Total deposits
  • $116,273Interest-bearing deposits
  • $132,309Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $7,609Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $4,135Other borrowed funds
  • $0Subordinated debt
  • $674All other liabilities
  • $13,852Total equity capital
  • $13,852Total bank equity capital
  • $13,852Perpetual preferred stock
  • $0Common stock
  • $270Surplus
  • $7,384Undivided profits
  • Memoranda
  • $6,198Noncurrent loans and leases
  • $26,718Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $985Earning assets
  • $0Long-term assets (5+ years)
  • $1,983Average Assets, year-to-date
  • $143,448Average Assets, quarterly
  • $16,088Volatile liabilities
  • $152,703Insider loans
  • $154,515FHLB advances
  • $29,948Loans and leases held for sale
  • $715Unused loan commitments
  • $4,135Tier 1 (core) risk-based capital
  • $1,508Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $26,718Total unused commitments
  • $0Restructured Loans and leases
  • $1,554Derivatives

Income and Expense (December 31, 2007)

  • Dollar figures in thousands
  • $10,999Total interest income
  • $4,939Total interest expense
  • $6,060Net interest income
  • $182Provision for loan and lease losses
  • $1,179Total noninterest income
  • $0Fiduciary activities
  • $804Service charges on deposit accounts
  • $0Trading account gains & fees
  • $375Additional noninterest income
  • $4,334Total noninterest expense
  • $2,515Salaries and employee benefits
  • $539Premises and equipment expense
  • $1,280Additional noninterest expense
  • $2,723Pre-tax net operating income
  • $0Securities gains (losses)
  • $833Applicable income taxes
  • $1,890Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,890Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $72Sale, conversion, retirement of capital stock, net
  • $1,636Net operating income

Performance and Condition Ratios (December 31, 2007)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.92%Yield on earning assets
  • 3.56%Cost of funding earning assets
  • 4.37%Net interest margin
  • 0.85%Noninterest income to earning assets
  • 3.12%Noninterest expense to earning assets
  • 1.24%Net operating income to assets
  • 1.24%Return on assets (ROA)
  • 1.78%Pretax return on assets
  • 13.72%Return on equity (ROE)
  • 1.84%Retained earnings to average equity (YTD only)
  • 0.06%Net charge-offs to loans
  • 252.78%Credit loss provision to net charge-offs
  • 40.35%Efficiency ratio
  • 59,870Assets per employee
  • 3.11%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 86.56%Loss allowance to loans
  • 1.21%Loss allowance to noncurrent loans
  • 157.77%Noncurrent assets plus other real estate owned to assets
  • 0.90%Noncurrent loans to loans
  • 0.77%Net loans and leases to deposits
  • 95.86%Net loans and leases to core deposits
  • 115.33%Equity capital to assets
  • 8.74%Core capital (leverage) ratio
  • 8.16%Tier 1 risk-based capital ratio
  • 9.16%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $152,703Average earning assets
  • $13,776Average equity
  • $138,802Average loans

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