Pinnacle Bank in Cody, Wyoming (WY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 21, 2000

  • Pinnacle Bank in Cody, Wyoming (WY)
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Pinnacle Bank - Overview

  • General
  • FDIC Certificate #: 22860
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Pinnacle Bank - Wyoming (#2232)
    Federal Reserve ID: 887751
    Date Established: May 14, 1979
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 3 (Interstate: No)
    FDIC's unique #: 15974
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: May 14, 1979
    Last Structure Change Effective Date: October 21, 2000
    Last Structure Change Process Date: November 02, 2000
    Last Data Update: November 02, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 1702 17th Street, Cody, WY 82414
    County: Park
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Billings
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $139.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 56Total employees (full-time equivalent)
  • $135,490Total assets
  • $5,083Cash and due from depository institutions
  • $893Interest-bearing balances
  • $47,709Securities
  • $3,947Federal funds sold & reverse repurchase agreements
  • $73,939Net loans & leases
  • $1,812Loan loss allowance
  • $0Trading account assets
  • $3,230Bank premises and fixed assets
  • $150Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,432All other assets
  • $135,490Total liabilities and capital
  • $124,237Total liabilities
  • $121,583Total deposits
  • $107,370Interest-bearing deposits
  • $121,583Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $890Other borrowed funds
  • $0Subordinated debt
  • $1,764All other liabilities
  • $11,253Total equity capital
  • $11,253Total bank equity capital
  • $11,253Perpetual preferred stock
  • $0Common stock
  • $614Surplus
  • $10,938Undivided profits
  • Memoranda
  • $-299Noncurrent loans and leases
  • $12,243Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $667Earning assets
  • $0Long-term assets (5+ years)
  • $720Average Assets, year-to-date
  • $126,488Average Assets, quarterly
  • $20,768Volatile liabilities
  • $137,692Insider loans
  • $136,856FHLB advances
  • $15,505Loans and leases held for sale
  • $2,475Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $12,243Total unused commitments
  • $0Restructured Loans and leases
  • $1,094Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $9,946Total interest income
  • $4,036Total interest expense
  • $5,910Net interest income
  • $170Provision for loan and lease losses
  • $687Total noninterest income
  • $0Fiduciary activities
  • $415Service charges on deposit accounts
  • $0Trading account gains & fees
  • $272Additional noninterest income
  • $3,854Total noninterest expense
  • $1,881Salaries and employee benefits
  • $609Premises and equipment expense
  • $1,364Additional noninterest expense
  • $2,573Pre-tax net operating income
  • $0Securities gains (losses)
  • $749Applicable income taxes
  • $1,824Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,824Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$79Sale, conversion, retirement of capital stock, net
  • $1,901Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.72%Yield on earning assets
  • 3.13%Cost of funding earning assets
  • 4.59%Net interest margin
  • 0.53%Noninterest income to earning assets
  • 2.99%Noninterest expense to earning assets
  • 1.32%Net operating income to assets
  • 1.32%Return on assets (ROA)
  • 1.87%Pretax return on assets
  • 15.30%Return on equity (ROE)
  • -0.65%Retained earnings to average equity (YTD only)
  • -0.10%Net charge-offs to loans
  • -215.19%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 58,420Assets per employee
  • 2.42%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 104.22%Loss allowance to loans
  • 2.39%Loss allowance to noncurrent loans
  • 271.66%Noncurrent assets plus other real estate owned to assets
  • 0.60%Noncurrent loans to loans
  • 0.88%Net loans and leases to deposits
  • 60.81%Net loans and leases to core deposits
  • 69.70%Equity capital to assets
  • 8.31%Core capital (leverage) ratio
  • 8.40%Tier 1 risk-based capital ratio
  • 13.42%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $137,692Average earning assets
  • $11,920Average equity
  • $128,755Average loans

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