Planters Bank & Trust Company in Forrest City, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 01, 1995

Planters Bank & Trust Company in Forrest City, Arkansas (AR)
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Planters Bank & Trust Company - Overview

General
FDIC Certificate #: 96
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Union Planters Bank of East Arkansas (#16588)
Federal Reserve ID: 436748
Date Established: January 01, 1921
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 4 (Interstate: No)
FDIC's unique #: 76
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: September 01, 1995
Last Structure Change Process Date: September 19, 1995
Last Data Update: September 19, 1995
Data Source Date: April 05, 2012
Location
Address: 200-244 Dillard Street, Forrest City, AR 72335
County: St. Francis
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Memphis
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
Core Based Statistical Area (CBSA): Forrest City, AR (#22620)
CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $60.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

Dollar figures in thousands
0Total employees (full-time equivalent)
$45Total assets
$59,046Cash and due from depository institutions
$4,310Interest-bearing balances
$99Securities
$21,067Federal funds sold & reverse repurchase agreements
$5,850Net loans & leases
$25,485Loan loss allowance
$486Trading account assets
$0Bank premises and fixed assets
$1,438Other real estate owned
$59Goodwill and other intangibles
$837Life insurance assets
$0All other assets
$0Total liabilities and capital
$59,046Total liabilities
$52,397Total deposits
$52,189Interest-bearing deposits
$40,150Deposits held in domestic offices
52189.00%% insured (estimated)
$86Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$208Total equity capital
$208Total bank equity capital
$6,649Perpetual preferred stock
$0Common stock
$600Surplus
$2,900Undivided profits
Memoranda
$3,149Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$765Income earned, not collected on loans
$366Earning assets
$52,501Long-term assets (5+ years)
$4,667Average Assets, year-to-date
$57,556Average Assets, quarterly
$57,203Volatile liabilities
$2,790Insider loans
$135FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$3,567Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$7,084Total risk weighted assets
$31,862Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1994)

Dollar figures in thousands
$0Total interest income
$3,311Total interest expense
$1,140Net interest income
$2,171Provision for loan and lease losses
$0Total noninterest income
$554Fiduciary activities
$0Service charges on deposit accounts
$406Trading account gains & fees
$0Additional noninterest income
$148Total noninterest expense
$2,186Salaries and employee benefits
$992Premises and equipment expense
$463Additional noninterest expense
$731Pre-tax net operating income
$539Securities gains (losses)
-$33Applicable income taxes
$102Income before extraordinary items
$404Extraordinary gains - net
$0Net income attributable to bank
$404Net charge-offs
-$13Cash dividends
$0Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1994)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
6.31%Cost of funding earning assets
2.17%Net interest margin
4.14%Noninterest income to earning assets
1.06%Noninterest expense to earning assets
4.16%Net operating income to assets
0.75%Return on assets (ROA)
0.70%Pretax return on assets
0.88%Return on equity (ROE)
6.05%Retained earnings to average equity (YTD only)
6.05%Net charge-offs to loans
-0.05%Credit loss provision to net charge-offs
0.00%Efficiency ratio
80,220Assets per employee
1.31%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.87%Loss allowance to noncurrent loans
63.53%Noncurrent assets plus other real estate owned to assets
1.30%Noncurrent loans to loans
2.95%Net loans and leases to deposits
48.83%Net loans and leases to core deposits
51.59%Equity capital to assets
11.26%Core capital (leverage) ratio
12.53%Tier 1 risk-based capital ratio
22.23%Total risk-based capital ratio
Memoranda
$23Average assets
$57,556Average earning assets
$6,677Average equity
$52,501Average loans

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