FDIC Certificate #: 22270 Status: Inactive Closing history: Change in Location Acquiring institution:Trustmark National Bank (#4988) Federal Reserve ID: 3233461 Date Established: May 10, 1976 WWW:http://www.plazabank.com Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 3 (Interstate: No) FDIC's unique #: 15482 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: May 10, 1976 Last Structure Change Effective Date: January 23, 2004 Last Structure Change Process Date: March 01, 2004 Last Data Update: March 01, 2004 Data Source Date: April 05, 2012
Location
Address: 10497 Town & Country Way, Houston, TX 77024 County: Harris Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Austin Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West Metropolitan Statistical Area (MSA): Houston, TX (#3360) Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42) Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288) Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420) CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
History of Changes
Merger - Without Assistance
Change in FED-RSSD-ID
Change in Location
Financial Summary
Total assets: $158.2 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2003)
Dollar figures in thousands
32Total employees (full-time equivalent)
$158,230Total assets
$3,977Cash and due from depository institutions
$0Interest-bearing balances
$6,311Securities
$65,300Federal funds sold & reverse repurchase agreements
$63,381Net loans & leases
$838Loan loss allowance
$0Trading account assets
$4,522Bank premises and fixed assets
$0Other real estate owned
$12,322Goodwill and other intangibles
$0Life insurance assets
$2,417All other assets
$158,230Total liabilities and capital
$139,457Total liabilities
$132,601Total deposits
$112,722Interest-bearing deposits
$132,601Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$6,000Other borrowed funds
$0Subordinated debt
$856All other liabilities
$18,773Total equity capital
$18,773Total bank equity capital
$18,773Perpetual preferred stock
$0Common stock
$2,000Surplus
$16,384Undivided profits
Memoranda
$389Noncurrent loans and leases
$14,196Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$281Earning assets
$53Long-term assets (5+ years)
$301Average Assets, year-to-date
$134,992Average Assets, quarterly
$20,157Volatile liabilities
$95,668Insider loans
$123,545FHLB advances
$58,053Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$14,196Total unused commitments
$0Restructured Loans and leases
$838Derivatives
Income and Expense (December 31, 2003)
Dollar figures in thousands
$855Total interest income
$169Total interest expense
$686Net interest income
$0Provision for loan and lease losses
$102Total noninterest income
$0Fiduciary activities
$33Service charges on deposit accounts
$0Trading account gains & fees
$69Additional noninterest income
$420Total noninterest expense
$250Salaries and employee benefits
$37Premises and equipment expense
$133Additional noninterest expense
$368Pre-tax net operating income
$7Securities gains (losses)
$130Applicable income taxes
$245Income before extraordinary items
$0Extraordinary gains - net
$245Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$17Sale, conversion, retirement of capital stock, net
$591Net operating income
Performance and Condition Ratios (December 31, 2003)
Dollar figures in thousands
Performance Ratios (%, annualized)
1.02%Yield on earning assets
0.20%Cost of funding earning assets
0.82%Net interest margin
0.12%Noninterest income to earning assets
0.50%Noninterest expense to earning assets
0.25%Net operating income to assets
0.26%Return on assets (ROA)
0.39%Pretax return on assets
3.01%Return on equity (ROE)
-4.25%Retained earnings to average equity (YTD only)
0.03%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
21.65%Efficiency ratio
50,508Assets per employee
4.94%Cash dividends to net income (YTD only)
Condition Ratios (%)
241.22%Loss allowance to loans
1.30%Loss allowance to noncurrent loans
298.22%Noncurrent assets plus other real estate owned to assets
0.18%Noncurrent loans to loans
0.44%Net loans and leases to deposits
47.80%Net loans and leases to core deposits
78.69%Equity capital to assets
11.86%Core capital (leverage) ratio
5.68%Tier 1 risk-based capital ratio
6.86%Total risk-based capital ratio
Memoranda
$7Average assets
$95,668Average earning assets
$8,150Average equity
$83,551Average loans
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Plaza Bank.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: