Plaza Bank, National Association of New Braunfels in New Braunfels, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 14, 1993

  • Plaza Bank, National Association of New Braunfels in New Braunfels, Texas (TX)
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Plaza Bank, National Association of New Braunfels - Overview

  • General
  • FDIC Certificate #: 8446
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Texas Commerce Bank-New Braunfels, National Association (#3362)
    Federal Reserve ID: 897068
    Date Established: November 17, 1921
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Interstate: No)
    FDIC's unique #: 5377
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 14, 1993
    Last Structure Change Process Date: October 15, 1993
    Last Data Update: October 15, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 401 Main Plaza, New Braunfels, TX 78130
    County: Comal
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Austin
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): San Antonio, TX (#7240)
    Core Based Statistical Area (CBSA): San Antonio-New Braunfels, TX (#41700)
    CBSA Metro Statistical Area: San Antonio-New Braunfels, TX (#41700)
  • History of Changes
  • Absorption - Assisted
    Corrections
  • Financial Summary
  • Total assets: $54.6 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $30Total assets
  • $69,791Cash and due from depository institutions
  • $4,452Interest-bearing balances
  • $0Securities
  • $12,064Federal funds sold & reverse repurchase agreements
  • $13,425Net loans & leases
  • $32,772Loan loss allowance
  • $529Trading account assets
  • $0Bank premises and fixed assets
  • $735Other real estate owned
  • $69Goodwill and other intangibles
  • $6,274Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $69,791Total liabilities
  • $65,846Total deposits
  • $65,350Interest-bearing deposits
  • $56,499Deposits held in domestic offices
  • 65350.00%% insured (estimated)
  • $94Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $496Total equity capital
  • $496Total bank equity capital
  • $3,945Perpetual preferred stock
  • $0Common stock
  • $1,400Surplus
  • $1,906Undivided profits
  • Memoranda
  • $639Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $105Income earned, not collected on loans
  • $6,041Earning assets
  • $58,261Long-term assets (5+ years)
  • $10,039Average Assets, year-to-date
  • $68,899Average Assets, quarterly
  • $68,355Volatile liabilities
  • $3,800Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $934Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $3,945Total risk weighted assets
  • $25,687Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $4,654Total interest expense
  • $2,460Net interest income
  • $2,194Provision for loan and lease losses
  • $0Total noninterest income
  • $548Fiduciary activities
  • $0Service charges on deposit accounts
  • $237Trading account gains & fees
  • $0Additional noninterest income
  • $311Total noninterest expense
  • $2,947Salaries and employee benefits
  • $934Premises and equipment expense
  • $1,143Additional noninterest expense
  • $870Pre-tax net operating income
  • -$205Securities gains (losses)
  • $922Applicable income taxes
  • $351Income before extraordinary items
  • $366Extraordinary gains - net
  • $351Net income attributable to bank
  • $717Net charge-offs
  • -$57Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.03%Cost of funding earning assets
  • 4.25%Net interest margin
  • 3.79%Noninterest income to earning assets
  • 0.95%Noninterest expense to earning assets
  • 5.09%Net operating income to assets
  • -0.33%Return on assets (ROA)
  • 1.04%Pretax return on assets
  • 1.55%Return on equity (ROE)
  • 19.23%Retained earnings to average equity (YTD only)
  • 19.23%Net charge-offs to loans
  • -0.17%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 107,476Assets per employee
  • 2.33%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.59%Loss allowance to noncurrent loans
  • 503.81%Noncurrent assets plus other real estate owned to assets
  • 25.68%Noncurrent loans to loans
  • 0.32%Net loans and leases to deposits
  • 50.15%Net loans and leases to core deposits
  • 53.24%Equity capital to assets
  • 5.65%Core capital (leverage) ratio
  • 5.90%Tier 1 risk-based capital ratio
  • 15.36%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $68,899Average earning assets
  • $3,728Average equity
  • $57,930Average loans

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