Princeville State Bank in Princeville, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Princeville State Bank in Princeville, Illinois (IL)
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Princeville State Bank - Overview

  • General
  • FDIC Certificate #: 16900
    Status: Active
    Federal Reserve ID: 670748
    Bank Holding Company (Regulatory Top Holder): Main Street Bancorp, Inc. (RSSDID: 2418896, Location: Princeville, IL)
    Date Established: April 17, 1950
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 11505
    FDIC's unique #: 10987
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: April 17, 1950
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 142 E. Main Street, Princeville, IL 61559
    County: Peoria
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Princeton
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Peoria-Pekin, IL (#6120)
    Combined Statistical Area (CSA): Peoria-Canton, IL (#426)
    Core Based Statistical Area (CBSA): Peoria, IL (#37900)
    CBSA Metro Statistical Area: Peoria, IL (#37900)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $64.3 mil
    Equity capital: $6.6 mil
    Deposits held in domestic offices: $53.9 mil
    Return on assets (ROA): 0.57% ($0.4 mil)
    Quarterly return on assets: 0.80% ($0.5 mil)
    Return on Equity (ROE): 5.36% ($0.4 mil)
    Quarterly return on equity: 7.59% ($0.5 mil)
    Net income: $0.4 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.57% ($366.6 mil)
    Quarterly Pretax return on assets: 0.80% ($514.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 19Total employees (full-time equivalent)
  • $64,309Total assets
  • $3,504Cash and due from depository institutions
  • $1,421Interest-bearing balances
  • $26,933Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $26,917Net loans & leases
  • $329Loan loss allowance
  • $0Trading account assets
  • $2,505Bank premises and fixed assets
  • $837Other real estate owned
  • $0Goodwill and other intangibles
  • $64,309Life insurance assets
  • $3,613All other assets
  • $57,678Total liabilities and capital
  • $53,909Total liabilities
  • $45,325Total deposits
  • $53,909Interest-bearing deposits
  • $87Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $3,000Trading liabilities
  • $0Other borrowed funds
  • $769Subordinated debt
  • $6,631All other liabilities
  • $6,631Total equity capital
  • $6,631Total bank equity capital
  • $0Perpetual preferred stock
  • $400Common stock
  • $3,655Surplus
  • $2,576Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $359Income earned, not collected on loans
  • $0Earning assets
  • $338Long-term assets (5+ years)
  • $55,271Average Assets, year-to-date
  • $33,306Average Assets, quarterly
  • $63,674Volatile liabilities
  • $62,925Insider loans
  • $37,080FHLB advances
  • $61,371Loans and leases held for sale
  • $1,590Unused loan commitments
  • $1,590Tier 1 (core) risk-based capital
  • $6,143Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $4,030Restructured Loans and leases
  • $270Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,558Total interest income
  • $485Total interest expense
  • $2,073Net interest income
  • $46Provision for loan and lease losses
  • $450Total noninterest income
  • $0Fiduciary activities
  • $93Service charges on deposit accounts
  • $0Trading account gains & fees
  • $357Additional noninterest income
  • $2,154Total noninterest expense
  • $875Salaries and employee benefits
  • $183Premises and equipment expense
  • $1,096Additional noninterest expense
  • $323Pre-tax net operating income
  • $38Securities gains (losses)
  • $0Applicable income taxes
  • $361Income before extraordinary items
  • $0Extraordinary gains - net
  • $361Net income attributable to bank
  • $0Net charge-offs
  • $361Cash dividends
  • $193Sale, conversion, retirement of capital stock, net
  • $518Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.68%Yield on earning assets
  • 0.89%Cost of funding earning assets
  • 3.79%Net interest margin
  • 0.82%Noninterest income to earning assets
  • 3.94%Noninterest expense to earning assets
  • 0.51%Net operating income to assets
  • 0.57%Return on assets (ROA)
  • 0.57%Pretax return on assets
  • 5.36%Return on equity (ROE)
  • -2.33%Retained earnings to average equity (YTD only)
  • 0.65%Net charge-offs to loans
  • 23.83%Credit loss provision to net charge-offs
  • 1.91%Efficiency ratio
  • 85,375Assets per employee
  • 3.38%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 143.49%Loss allowance to loans
  • 1.21%Loss allowance to noncurrent loans
  • 91.64%Noncurrent assets plus other real estate owned to assets
  • 1.86%Noncurrent loans to loans
  • 1.32%Net loans and leases to deposits
  • 49.93%Net loans and leases to core deposits
  • 53.66%Equity capital to assets
  • 10.31%Core capital (leverage) ratio
  • 10.01%Tier 1 risk-based capital ratio
  • 16.57%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $63,674Average earning assets
  • $6,730Average equity
  • $54,655Average loans

List of branches

  • 2 Illinois Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    010987Princeville State Bank142 E. Main Street, Princeville, IL 61559April 17, 1950Full Service Brick and Mortar
    3456611Peoria Branch4924 West American Prairie Drive, Peoria, IL 61615November 20, 2006Full Service Brick and Mortar

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