Provident Bank - Dallas in Dallas, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 12, 2000

  • Provident Bank - Dallas in Dallas, Texas (TX)
  • Show street view No street view available for this location

Provident Bank - Dallas - Overview

  • General
  • FDIC Certificate #: 24501
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Inwood National Bank (#19080)
    Federal Reserve ID: 509558
    Date Established: June 01, 1983
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 7 (Interstate: No)
    OTS Docket #: 15764
    FDIC's unique #: 17028
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: June 01, 1983
    Last Structure Change Effective Date: May 12, 2000
    Last Structure Change Process Date: June 16, 2000
    Last Data Update: June 16, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 13760 Noel Road, Suite 100, Dallas, TX 75240
    County: Dallas
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Dallas, TX (#1920)
    Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
    Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
    Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
    CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
    Core Based Statistical Division: Dallas-Plano-Irving, TX (#19124)
  • Financial Summary
  • Total assets: $183.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 67Total employees (full-time equivalent)
  • $189,178Total assets
  • $47,760Cash and due from depository institutions
  • $35,253Interest-bearing balances
  • $6,479Securities
  • $20,014Federal funds sold & reverse repurchase agreements
  • $109,859Net loans & leases
  • $1,483Loan loss allowance
  • $0Trading account assets
  • $2,089Bank premises and fixed assets
  • $938Other real estate owned
  • $20Goodwill and other intangibles
  • $0Life insurance assets
  • $2,019All other assets
  • $189,178Total liabilities and capital
  • $167,775Total liabilities
  • $166,139Total deposits
  • $126,517Interest-bearing deposits
  • $166,139Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $1,636All other liabilities
  • $21,403Total equity capital
  • $21,403Total bank equity capital
  • $21,403Perpetual preferred stock
  • $0Common stock
  • $14,497Surplus
  • $0Undivided profits
  • Memoranda
  • $6,906Noncurrent loans and leases
  • $22,542Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $116Earning assets
  • $0Long-term assets (5+ years)
  • $706Average Assets, year-to-date
  • $171,605Average Assets, quarterly
  • $39,172Volatile liabilities
  • $200,118Insider loans
  • $195,072FHLB advances
  • $14,576Loans and leases held for sale
  • $1,098Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $28Total risk weighted assets
  • $22,542Total unused commitments
  • $300Restructured Loans and leases
  • $1,483Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $14,876Total interest income
  • $5,273Total interest expense
  • $9,603Net interest income
  • $60Provision for loan and lease losses
  • $1,677Total noninterest income
  • $0Fiduciary activities
  • $865Service charges on deposit accounts
  • $0Trading account gains & fees
  • $812Additional noninterest income
  • $6,805Total noninterest expense
  • $3,639Salaries and employee benefits
  • $1,484Premises and equipment expense
  • $1,682Additional noninterest expense
  • $4,415Pre-tax net operating income
  • -$444Securities gains (losses)
  • $1,365Applicable income taxes
  • $2,606Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,606Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $47Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.04%Yield on earning assets
  • 2.85%Cost of funding earning assets
  • 5.19%Net interest margin
  • 0.91%Noninterest income to earning assets
  • 3.68%Noninterest expense to earning assets
  • 1.45%Net operating income to assets
  • 1.30%Return on assets (ROA)
  • 1.98%Pretax return on assets
  • 13.06%Return on equity (ROE)
  • 13.06%Retained earnings to average equity (YTD only)
  • 0.04%Net charge-offs to loans
  • 127.66%Credit loss provision to net charge-offs
  • 95.21%Efficiency ratio
  • 60,115Assets per employee
  • 2.82%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.33%Loss allowance to noncurrent loans
  • 1278.45%Noncurrent assets plus other real estate owned to assets
  • 0.56%Noncurrent loans to loans
  • 0.10%Net loans and leases to deposits
  • 66.12%Net loans and leases to core deposits
  • 72.48%Equity capital to assets
  • 11.31%Core capital (leverage) ratio
  • 10.93%Tier 1 risk-based capital ratio
  • 17.23%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $200,118Average earning assets
  • $19,953Average equity
  • $184,933Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Provident Bank - Dallas.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents