R-G Crown Bank, National Association in Augusta, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 02, 2007

  • R-G Crown Bank, National Association in Augusta, Georgia (GA)
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R-G Crown Bank, National Association - Overview

  • General
  • FDIC Certificate #: 32337
    Status: Inactive
    Closing history: Name Change
    Acquiring institution: Fifth Third Bank, National Association (#32712)
    Federal Reserve ID: 789976
    Date Established: June 20, 1985
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 33 (Interstate: No)
    OTS Docket #: 8159
    FDIC's unique #: 45171
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: June 20, 1985
    Last Structure Change Effective Date: November 02, 2007
    Last Structure Change Process Date: November 26, 2007
    Last Data Update: November 26, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 3007 Pine Needle Road, Augusta, GA 30909
    County: Richmond
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Tampa
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Augusta-Aiken, GA-SC (#600)
    Core Based Statistical Area (CBSA): Augusta-Richmond County, GA-SC (#12260)
    CBSA Metro Statistical Area: Augusta-Richmond County, GA-SC (#12260)
  • History of Changes
  • Merger - Without Assistance
    Participated in Reorganization
    Name Change
  • Financial Summary
  • Total assets: $2,791.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2006)

  • Dollar figures in thousands
  • 541Total employees (full-time equivalent)
  • $3,227,159Total assets
  • $79,390Cash and due from depository institutions
  • $1Interest-bearing balances
  • $267,837Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $2,585,835Net loans & leases
  • $15,943Loan loss allowance
  • $4,308Trading account assets
  • $22,235Bank premises and fixed assets
  • $1,975Other real estate owned
  • $167,069Goodwill and other intangibles
  • $0Life insurance assets
  • $98,510All other assets
  • $3,227,159Total liabilities and capital
  • $2,836,181Total liabilities
  • $1,950,224Total deposits
  • $1,769,919Interest-bearing deposits
  • $1,950,224Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $131,483Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $742,000Other borrowed funds
  • $0Subordinated debt
  • $12,474All other liabilities
  • $390,978Total equity capital
  • $390,978Total bank equity capital
  • $390,978Perpetual preferred stock
  • $0Common stock
  • $5,383Surplus
  • $380,045Undivided profits
  • Memoranda
  • $5,550Noncurrent loans and leases
  • $572,243Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $18,178Earning assets
  • $0Long-term assets (5+ years)
  • $13,335Average Assets, year-to-date
  • $2,857,981Average Assets, quarterly
  • $0Volatile liabilities
  • $3,177,827Insider loans
  • $3,226,087FHLB advances
  • $1,770,074Loans and leases held for sale
  • $1,447Unused loan commitments
  • $742,000Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $572,243Total unused commitments
  • $0Restructured Loans and leases
  • $15,943Derivatives

Income and Expense (December 31, 2006)

  • Dollar figures in thousands
  • $177,864Total interest income
  • $115,393Total interest expense
  • $62,471Net interest income
  • $1,484Provision for loan and lease losses
  • $8,239Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $8,239Additional noninterest income
  • $73,218Total noninterest expense
  • $35,435Salaries and employee benefits
  • $15,015Premises and equipment expense
  • $22,768Additional noninterest expense
  • -$3,992Pre-tax net operating income
  • $977Securities gains (losses)
  • -$1,586Applicable income taxes
  • -$1,429Income before extraordinary items
  • $0Extraordinary gains - net
  • -$1,429Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $2,572Sale, conversion, retirement of capital stock, net
  • $4,461Net operating income

Performance and Condition Ratios (December 31, 2006)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.31%Yield on earning assets
  • 4.09%Cost of funding earning assets
  • 2.22%Net interest margin
  • 0.29%Noninterest income to earning assets
  • 2.60%Noninterest expense to earning assets
  • -0.06%Net operating income to assets
  • -0.04%Return on assets (ROA)
  • -0.09%Pretax return on assets
  • -0.37%Return on equity (ROE)
  • -1.55%Retained earnings to average equity (YTD only)
  • 0.10%Net charge-offs to loans
  • 57.70%Credit loss provision to net charge-offs
  • -0.98%Efficiency ratio
  • 98,031Assets per employee
  • 5.97%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • -312.18%Loss allowance to loans
  • 0.61%Loss allowance to noncurrent loans
  • 87.70%Noncurrent assets plus other real estate owned to assets
  • 0.62%Noncurrent loans to loans
  • 0.70%Net loans and leases to deposits
  • 132.59%Net loans and leases to core deposits
  • 245.42%Equity capital to assets
  • 12.12%Core capital (leverage) ratio
  • 7.35%Tier 1 risk-based capital ratio
  • 10.86%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $3,177,827Average earning assets
  • $381,098Average equity
  • $2,819,411Average loans

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