Ralston Bank in city_name, state_name - Detailed Financial Reports, Location

Ralston Bank in Ralston, Nebraska (NE)
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Ralston Bank - Overview

General
FDIC Certificate #: 17192
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Wells Fargo Bank Nebraska, National Association (#5457)
Federal Reserve ID: 921954
Date Established: March 06, 1953
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Interstate: No)
OTS Docket #: 10670
FDIC's unique #: 11222
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: March 21, 1953
Last Structure Change Effective Date: November 19, 1993
Last Structure Change Process Date: November 29, 1993
Last Data Update: November 29, 1993
Data Source Date: April 05, 2012
Location
Address: 4725 South 84th Street, Ralston, NE 68127
County: Douglas
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Omaha
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Omaha, NE-IA (#5920)
Combined Statistical Area (CSA): Omaha-Council Bluffs-Fremont, NE-IA (#420)
Core Based Statistical Area (CBSA): Omaha-Council Bluffs, NE-IA (#36540)
CBSA Metro Statistical Area: Omaha-Council Bluffs, NE-IA (#36540)
Financial Summary
Total assets: $96.5 mil

Assets and Liabilities (December 31, 1992)

Dollar figures in thousands
0Total employees (full-time equivalent)
$63Total assets
$97,650Cash and due from depository institutions
$5,264Interest-bearing balances
$107Securities
$33,521Federal funds sold & reverse repurchase agreements
$500Net loans & leases
$55,718Loan loss allowance
$1,308Trading account assets
$0Bank premises and fixed assets
$1,441Other real estate owned
$0Goodwill and other intangibles
$1,206Life insurance assets
$0All other assets
$0Total liabilities and capital
$97,650Total liabilities
$89,635Total deposits
$88,901Interest-bearing deposits
$67,832Deposits held in domestic offices
88901.00%% insured (estimated)
$88Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$734Total equity capital
$734Total bank equity capital
$8,015Perpetual preferred stock
$0Common stock
$1,350Surplus
$2,650Undivided profits
Memoranda
$4,015Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,050Income earned, not collected on loans
$495Earning assets
$89,846Long-term assets (5+ years)
$6,934Average Assets, year-to-date
$95,413Average Assets, quarterly
$97,782Volatile liabilities
$2,227Insider loans
$0FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$5,704Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$8,015Total risk weighted assets
$64,011Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1992)

Dollar figures in thousands
$0Total interest income
$7,597Total interest expense
$3,082Net interest income
$4,515Provision for loan and lease losses
$130Total noninterest income
$1,085Fiduciary activities
$0Service charges on deposit accounts
$840Trading account gains & fees
$0Additional noninterest income
$245Total noninterest expense
$3,417Salaries and employee benefits
$1,814Premises and equipment expense
$510Additional noninterest expense
$1,093Pre-tax net operating income
$2,053Securities gains (losses)
$51Applicable income taxes
$711Income before extraordinary items
$1,393Extraordinary gains - net
$0Net income attributable to bank
$1,393Net charge-offs
$229Cash dividends
$586Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1992)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.58%Cost of funding earning assets
3.48%Net interest margin
5.10%Noninterest income to earning assets
1.22%Noninterest expense to earning assets
3.86%Net operating income to assets
1.42%Return on assets (ROA)
1.46%Pretax return on assets
2.21%Return on equity (ROE)
18.22%Retained earnings to average equity (YTD only)
10.56%Net charge-offs to loans
0.39%Credit loss provision to net charge-offs
56.77%Efficiency ratio
61,018Assets per employee
1.55%Cash dividends to net income (YTD only)
Condition Ratios (%)
42.07%Loss allowance to loans
2.29%Loss allowance to noncurrent loans
124.57%Noncurrent assets plus other real estate owned to assets
1.08%Noncurrent loans to loans
1.84%Net loans and leases to deposits
62.67%Net loans and leases to core deposits
64.28%Equity capital to assets
8.21%Core capital (leverage) ratio
8.20%Tier 1 risk-based capital ratio
12.52%Total risk-based capital ratio
Memoranda
$14Average assets
$95,413Average earning assets
$7,645Average equity
$88,580Average loans

Ralston Bank in Ralston, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

Ralston Bank - Overview

Assets and Liabilities (December 31, 1992)

Income and Expense (December 31, 1992)

Performance and Condition Ratios (December 31, 1992)

Comment about this bank, ask questions, or add new information about it:

Ralston Bank in Ralston, Nebraska (NE)Overview, Financial Summary, Detailed Financial Reports, Branches

Ralston Bank - Overview

Assets and Liabilities (December 31, 1992)

Income and Expense (December 31, 1992)

Performance and Condition Ratios (December 31, 1992)

Comment about this bank, ask questions, or add new information about it:

Ralston Bank in Ralston, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches