Republic Bank of Shelby County in Shelbyville, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 04, 1994

  • Republic Bank of Shelby County in Shelbyville, Kentucky (KY)
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Republic Bank of Shelby County - Overview

  • General
  • FDIC Certificate #: 8773
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Republic Bank & Trust Company (#23627)
    Federal Reserve ID: 958941
    Date Established: January 01, 1888
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    OTS Docket #: 8965
    FDIC's unique #: 5586
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: November 04, 1994
    Last Structure Change Process Date: November 17, 1994
    Last Data Update: November 17, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 35 Village Plaza, Shelbyville, KY 40065
    County: Shelby
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Elizabethtown
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Southeast
    Combined Statistical Area (CSA): Louisville-Jefferson County-Elizabethtown-Scottsburg, KY-IN (#350)
    Core Based Statistical Area (CBSA): Louisville-Jefferson County, KY-IN (#31140)
    CBSA Metro Statistical Area: Louisville-Jefferson County, KY-IN (#31140)
  • Financial Summary
  • Total assets: $83.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $27Total assets
  • $84,712Cash and due from depository institutions
  • $7,008Interest-bearing balances
  • $0Securities
  • $9,110Federal funds sold & reverse repurchase agreements
  • $4,650Net loans & leases
  • $62,553Loan loss allowance
  • $320Trading account assets
  • $0Bank premises and fixed assets
  • $664Other real estate owned
  • $0Goodwill and other intangibles
  • $727Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $84,712Total liabilities
  • $78,893Total deposits
  • $62,962Interest-bearing deposits
  • $51,206Deposits held in domestic offices
  • 62962.00%% insured (estimated)
  • $78Federal funds purchased & repurchase agreements
  • $515Trading liabilities
  • $0Other borrowed funds
  • $15,000Subordinated debt
  • $0All other liabilities
  • $416Total equity capital
  • $416Total bank equity capital
  • $5,819Perpetual preferred stock
  • $0Common stock
  • $309Surplus
  • $4,095Undivided profits
  • Memoranda
  • $1,415Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $235Income earned, not collected on loans
  • $527Earning assets
  • $76,313Long-term assets (5+ years)
  • $4,529Average Assets, year-to-date
  • $79,512Average Assets, quarterly
  • $81,535Volatile liabilities
  • $19,721Insider loans
  • $628FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $8,262Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $5,819Total risk weighted assets
  • $43,620Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $5,196Total interest expense
  • $2,351Net interest income
  • $2,845Provision for loan and lease losses
  • -$8Total noninterest income
  • $384Fiduciary activities
  • $0Service charges on deposit accounts
  • $260Trading account gains & fees
  • $0Additional noninterest income
  • $124Total noninterest expense
  • $2,356Salaries and employee benefits
  • $836Premises and equipment expense
  • $493Additional noninterest expense
  • $1,027Pre-tax net operating income
  • $881Securities gains (losses)
  • $0Applicable income taxes
  • $310Income before extraordinary items
  • $571Extraordinary gains - net
  • $0Net income attributable to bank
  • $571Net charge-offs
  • -$13Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $18Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.14%Cost of funding earning assets
  • 3.23%Net interest margin
  • 3.91%Noninterest income to earning assets
  • 0.53%Noninterest expense to earning assets
  • 3.24%Net operating income to assets
  • 0.72%Return on assets (ROA)
  • 0.72%Pretax return on assets
  • 1.11%Return on equity (ROE)
  • 10.35%Retained earnings to average equity (YTD only)
  • 10.35%Net charge-offs to loans
  • -0.02%Credit loss provision to net charge-offs
  • 61.54%Efficiency ratio
  • 67,234Assets per employee
  • 3.14%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.51%Loss allowance to noncurrent loans
  • 136.17%Noncurrent assets plus other real estate owned to assets
  • 0.28%Noncurrent loans to loans
  • 0.37%Net loans and leases to deposits
  • 99.35%Net loans and leases to core deposits
  • 106.46%Equity capital to assets
  • 6.87%Core capital (leverage) ratio
  • 7.73%Tier 1 risk-based capital ratio
  • 13.34%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $79,512Average earning assets
  • $5,516Average equity
  • $72,786Average loans

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