Republic Federal Savings and Loan Association in Loudon, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 03, 1993

  • Republic Federal Savings and Loan Association in Loudon, Tennessee (TN)
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Republic Federal Savings and Loan Association - Overview

  • General
  • FDIC Certificate #: 31849
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: BankFirst (#4950)
    Federal Reserve ID: 66574
    Date Established: January 01, 1973
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 7532
    FDIC's unique #: 44683
    Numeric code: 37
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: Febuary 10, 1977
    Last Structure Change Effective Date: December 03, 1993
    Last Structure Change Process Date: Febuary 08, 1994
    Last Data Update: March 01, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 400 Grove St, Loudon, TN 37774
    County: Loudon
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Knoxville
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Knoxville, TN (#3840)
    Combined Statistical Area (CSA): Knoxville-Sevierville-La Follette, TN (#314)
    Core Based Statistical Area (CBSA): Knoxville, TN (#28940)
    CBSA Metro Statistical Area: Knoxville, TN (#28940)
  • History of Changes
  • Absorption - Without Assistance
  • Financial Summary
  • Total assets: $20.2 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $17Total assets
  • $18,922Cash and due from depository institutions
  • $3,738Interest-bearing balances
  • $3,282Securities
  • $5,996Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $5,937Loan loss allowance
  • $8Trading account assets
  • $0Bank premises and fixed assets
  • $110Other real estate owned
  • $4Goodwill and other intangibles
  • $999Life insurance assets
  • $2,138All other assets
  • $0Total liabilities and capital
  • $18,922Total liabilities
  • $17,092Total deposits
  • $16,811Interest-bearing deposits
  • $8,264Deposits held in domestic offices
  • 16811.00%% insured (estimated)
  • $100Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $281Total equity capital
  • $281Total bank equity capital
  • $1,830Perpetual preferred stock
  • $0Common stock
  • $123Surplus
  • $527Undivided profits
  • Memoranda
  • $1,180Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3Income earned, not collected on loans
  • $35Earning assets
  • $15,215Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $20,472Average Assets, quarterly
  • $19,556Volatile liabilities
  • $204Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $147Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,185Total risk weighted assets
  • $7,474Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $926Total interest expense
  • $500Net interest income
  • $426Provision for loan and lease losses
  • $5Total noninterest income
  • $1,058Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $1,058Total noninterest expense
  • $1,440Salaries and employee benefits
  • $661Premises and equipment expense
  • $298Additional noninterest expense
  • $481Pre-tax net operating income
  • $39Securities gains (losses)
  • $0Applicable income taxes
  • $22Income before extraordinary items
  • $17Extraordinary gains - net
  • $0Net income attributable to bank
  • $17Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 5.79%Cost of funding earning assets
  • 3.13%Net interest margin
  • 2.66%Noninterest income to earning assets
  • 6.62%Noninterest expense to earning assets
  • 9.00%Net operating income to assets
  • 0.08%Return on assets (ROA)
  • 0.08%Pretax return on assets
  • 0.19%Return on equity (ROE)
  • 0.92%Retained earnings to average equity (YTD only)
  • 0.92%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 91,914Assets per employee
  • 1.11%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.13%Loss allowance to noncurrent loans
  • 266.67%Noncurrent assets plus other real estate owned to assets
  • 0.04%Noncurrent loans to loans
  • 0.05%Net loans and leases to deposits
  • 35.32%Net loans and leases to core deposits
  • 35.75%Equity capital to assets
  • 9.67%Core capital (leverage) ratio
  • 6.55%Tier 1 risk-based capital ratio
  • 15.85%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $20,472Average earning assets
  • $1,838Average equity
  • $15,993Average loans

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