FDIC Certificate #: 34932 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Trustmark National Bank (#4988) Federal Reserve ID: 2745565 Date Established: November 13, 1998 WWW:http://www.rnb-texas.com Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 6 (Interstate: No) FDIC's unique #: 62051 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes State Chartered: No Date of Deposit Insurance: November 13, 1998 Last Structure Change Effective Date: August 25, 2006 Last Structure Change Process Date: October 17, 2006 Last Data Update: October 17, 2006 Data Source Date: April 05, 2012
Location
Address: 6809 Fm 1960 West, Houston, TX 77069 County: Harris Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Houston Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West Metropolitan Statistical Area (MSA): Houston, TX (#3360) Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42) Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288) Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420) CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
Financial Summary
Total assets: $600.9 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2005)
Dollar figures in thousands
142Total employees (full-time equivalent)
$633,768Total assets
$23,542Cash and due from depository institutions
$1,391Interest-bearing balances
$87,195Securities
$27,621Federal funds sold & reverse repurchase agreements
$465,347Net loans & leases
$5,424Loan loss allowance
$0Trading account assets
$9,437Bank premises and fixed assets
$200Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$20,426All other assets
$633,768Total liabilities and capital
$585,329Total liabilities
$572,900Total deposits
$502,850Interest-bearing deposits
$572,900Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$10,000Other borrowed funds
$0Subordinated debt
$2,429All other liabilities
$48,439Total equity capital
$48,439Total bank equity capital
$48,439Perpetual preferred stock
$0Common stock
$1,922Surplus
$26,098Undivided profits
Memoranda
$20,419Noncurrent loans and leases
$79,282Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$578Earning assets
$0Long-term assets (5+ years)
$2,443Average Assets, year-to-date
$581,554Average Assets, quarterly
$58,187Volatile liabilities
$602,762Insider loans
$627,407FHLB advances
$157,804Loans and leases held for sale
$8,018Unused loan commitments
$10,000Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$79,282Total unused commitments
$0Restructured Loans and leases
$5,424Derivatives
Income and Expense (December 31, 2005)
Dollar figures in thousands
$34,437Total interest income
$8,897Total interest expense
$25,540Net interest income
$1,500Provision for loan and lease losses
$2,760Total noninterest income
$0Fiduciary activities
$1,489Service charges on deposit accounts
$0Trading account gains & fees
$1,271Additional noninterest income
$16,284Total noninterest expense
$10,927Salaries and employee benefits
$2,310Premises and equipment expense
$3,047Additional noninterest expense
$10,516Pre-tax net operating income
-$2Securities gains (losses)
$3,449Applicable income taxes
$7,065Income before extraordinary items
$0Extraordinary gains - net
$7,065Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$888Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2005)
Dollar figures in thousands
Performance Ratios (%, annualized)
6.21%Yield on earning assets
1.60%Cost of funding earning assets
4.61%Net interest margin
0.50%Noninterest income to earning assets
2.94%Noninterest expense to earning assets
1.17%Net operating income to assets
1.17%Return on assets (ROA)
1.74%Pretax return on assets
15.69%Return on equity (ROE)
15.69%Retained earnings to average equity (YTD only)
0.20%Net charge-offs to loans
168.92%Credit loss provision to net charge-offs
13.53%Efficiency ratio
57,541Assets per employee
4.46%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.15%Loss allowance to noncurrent loans
938.41%Noncurrent assets plus other real estate owned to assets
0.12%Noncurrent loans to loans
0.12%Net loans and leases to deposits
81.23%Net loans and leases to core deposits
110.12%Equity capital to assets
7.64%Core capital (leverage) ratio
7.92%Tier 1 risk-based capital ratio
9.68%Total risk-based capital ratio
Memoranda
$11Average assets
$602,762Average earning assets
$45,040Average equity
$554,563Average loans
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Republic National Bank.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: