Richmond County Savings Bank in Staten Island, New York (NY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 31, 2001

  • Richmond County Savings Bank in Staten Island, New York (NY)
  • Show street view No street view available for this location

Richmond County Savings Bank - Overview

  • General
  • FDIC Certificate #: 16027
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: New York Community Bank (#16022)
    Federal Reserve ID: 306319
    Date Established: January 01, 1886
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 35 (Interstate: No)
    FDIC's unique #: 10256
    Numeric code: 41
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: July 01, 1943
    Last Structure Change Effective Date: July 31, 2001
    Last Structure Change Process Date: September 25, 2001
    Last Data Update: September 25, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: 1214 Castelton Avenue, Staten Island, NY 10310
    County: Richmond
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: New York City
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): New York, NY (#5600)
    Consolidated Metropolitan Statistical Area (CMSA): New York-Northern New Jersey-Long Island, NY-NJ-CT-PA (#70)
    Combined Statistical Area (CSA): New York-Newark-Bridgeport, NY-NJ-CT-PA (#408)
    Core Based Statistical Area (CBSA): New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    CBSA Metro Statistical Area: New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    Core Based Statistical Division: New York-White Plains-Wayne, NY-NJ (#35644)
  • Financial Summary
  • Total assets: $3,674.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 606Total employees (full-time equivalent)
  • $3,208,329Total assets
  • $50,465Cash and due from depository institutions
  • $5,805Interest-bearing balances
  • $1,078,568Securities
  • $37,000Federal funds sold & reverse repurchase agreements
  • $1,818,606Net loans & leases
  • $18,749Loan loss allowance
  • $0Trading account assets
  • $30,045Bank premises and fixed assets
  • $106Other real estate owned
  • $72,929Goodwill and other intangibles
  • $0Life insurance assets
  • $120,610All other assets
  • $3,208,329Total liabilities and capital
  • $2,910,058Total liabilities
  • $2,095,548Total deposits
  • $1,982,817Interest-bearing deposits
  • $2,095,548Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $791,031Other borrowed funds
  • $0Subordinated debt
  • $23,479All other liabilities
  • $298,271Total equity capital
  • $298,271Total bank equity capital
  • $298,271Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $264,347Undivided profits
  • Memoranda
  • $33,924Noncurrent loans and leases
  • $158,829Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $20,790Earning assets
  • $0Long-term assets (5+ years)
  • $11,531Average Assets, year-to-date
  • $2,939,979Average Assets, quarterly
  • $2,039,060Volatile liabilities
  • $3,016,836Insider loans
  • $3,206,712FHLB advances
  • $472,333Loans and leases held for sale
  • $944Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $158,829Total unused commitments
  • $682Restructured Loans and leases
  • $18,749Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $210,039Total interest income
  • $112,326Total interest expense
  • $97,713Net interest income
  • $1,200Provision for loan and lease losses
  • $13,351Total noninterest income
  • $0Fiduciary activities
  • $4,041Service charges on deposit accounts
  • $0Trading account gains & fees
  • $9,310Additional noninterest income
  • $51,321Total noninterest expense
  • $25,819Salaries and employee benefits
  • $6,574Premises and equipment expense
  • $18,928Additional noninterest expense
  • $58,543Pre-tax net operating income
  • -$6,834Securities gains (losses)
  • $18,284Applicable income taxes
  • $33,425Income before extraordinary items
  • $0Extraordinary gains - net
  • $33,425Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $386Sale, conversion, retirement of capital stock, net
  • $76,165Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.59%Yield on earning assets
  • 4.06%Cost of funding earning assets
  • 3.53%Net interest margin
  • 0.48%Noninterest income to earning assets
  • 1.85%Noninterest expense to earning assets
  • 1.26%Net operating income to assets
  • 1.11%Return on assets (ROA)
  • 1.71%Pretax return on assets
  • 12.14%Return on equity (ROE)
  • -15.52%Retained earnings to average equity (YTD only)
  • 0.02%Net charge-offs to loans
  • 310.88%Credit loss provision to net charge-offs
  • 154.77%Efficiency ratio
  • 42,466Assets per employee
  • 5.29%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 227.87%Loss allowance to loans
  • 1.02%Loss allowance to noncurrent loans
  • 90.18%Noncurrent assets plus other real estate owned to assets
  • 0.65%Noncurrent loans to loans
  • 1.13%Net loans and leases to deposits
  • 86.78%Net loans and leases to core deposits
  • 92.22%Equity capital to assets
  • 9.30%Core capital (leverage) ratio
  • 7.29%Tier 1 risk-based capital ratio
  • 13.56%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $3,016,836Average earning assets
  • $275,392Average equity
  • $2,766,968Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Richmond County Savings Bank.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents