Riverton State Bank in Riverton, Wyoming (WY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 15, 1999

  • Riverton State Bank in Riverton, Wyoming (WY)
  • Show street view No street view available for this location

Riverton State Bank - Overview

  • General
  • FDIC Certificate #: 22490
    Status: Inactive
    Closing history: Consolidated - Without Assistance
    Acquiring institution: Wells Fargo Bank Wyoming, National Association (#2210)
    Federal Reserve ID: 549657
    Date Established: July 11, 1977
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 1 (Interstate: No)
    OTS Docket #: 11244
    FDIC's unique #: 15683
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: July 11, 1977
    Last Structure Change Effective Date: May 15, 1999
    Last Structure Change Process Date: June 04, 1999
    Last Data Update: June 04, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 616 North Federal Boulevard, Riverton, WY 82501
    County: Fremont
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Billings
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Riverton, WY (#40180)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $59.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 25Total employees (full-time equivalent)
  • $61,896Total assets
  • $12,886Cash and due from depository institutions
  • $9,457Interest-bearing balances
  • $8,633Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $36,729Net loans & leases
  • $670Loan loss allowance
  • $0Trading account assets
  • $1,882Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,766All other assets
  • $61,896Total liabilities and capital
  • $56,301Total liabilities
  • $55,372Total deposits
  • $43,439Interest-bearing deposits
  • $55,372Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $110Other borrowed funds
  • $0Subordinated debt
  • $819All other liabilities
  • $5,595Total equity capital
  • $5,595Total bank equity capital
  • $5,595Perpetual preferred stock
  • $0Common stock
  • $400Surplus
  • $2,600Undivided profits
  • Memoranda
  • $2,595Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,001Earning assets
  • $0Long-term assets (5+ years)
  • $602Average Assets, year-to-date
  • $54,819Average Assets, quarterly
  • $2,600Volatile liabilities
  • $61,154Insider loans
  • $61,156FHLB advances
  • $10,597Loans and leases held for sale
  • $1,911Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $122Total risk weighted assets
  • $6,479Total unused commitments
  • $0Restructured Loans and leases
  • $41,714Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $4,786Total interest income
  • $1,990Total interest expense
  • $2,796Net interest income
  • $281Provision for loan and lease losses
  • $454Total noninterest income
  • $0Fiduciary activities
  • $300Service charges on deposit accounts
  • $0Trading account gains & fees
  • $154Additional noninterest income
  • $1,909Total noninterest expense
  • $1,091Salaries and employee benefits
  • $287Premises and equipment expense
  • $531Additional noninterest expense
  • $1,060Pre-tax net operating income
  • $0Securities gains (losses)
  • $355Applicable income taxes
  • $705Income before extraordinary items
  • $0Extraordinary gains - net
  • $705Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $110Sale, conversion, retirement of capital stock, net
  • $80Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.84%Yield on earning assets
  • 3.68%Cost of funding earning assets
  • 5.16%Net interest margin
  • 0.84%Noninterest income to earning assets
  • 3.53%Noninterest expense to earning assets
  • 1.15%Net operating income to assets
  • 1.15%Return on assets (ROA)
  • 1.73%Pretax return on assets
  • 13.17%Return on equity (ROE)
  • 11.68%Retained earnings to average equity (YTD only)
  • 0.29%Net charge-offs to loans
  • 255.45%Credit loss provision to net charge-offs
  • 12.19%Efficiency ratio
  • 58,738Assets per employee
  • 2.48%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 11.35%Loss allowance to loans
  • 1.79%Loss allowance to noncurrent loans
  • 66.93%Noncurrent assets plus other real estate owned to assets
  • 1.62%Noncurrent loans to loans
  • 2.68%Net loans and leases to deposits
  • 66.33%Net loans and leases to core deposits
  • 82.03%Equity capital to assets
  • 9.04%Core capital (leverage) ratio
  • 9.01%Tier 1 risk-based capital ratio
  • 13.41%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $61,154Average earning assets
  • $5,352Average equity
  • $54,134Average loans

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