Riverton State Bank in Riverton, Wyoming (WY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 15, 1999

  • Riverton State Bank in Riverton, Wyoming (WY)
  • Show street view No street view available for this location

Riverton State Bank - Overview

  • General
  • FDIC Certificate #: 22490
    Status: Inactive
    Closing history: Consolidated - Without Assistance
    Acquiring institution: Wells Fargo Bank Wyoming, National Association (#2210)
    Federal Reserve ID: 549657
    Date Established: July 11, 1977
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 1 (Interstate: No)
    OTS Docket #: 11244
    FDIC's unique #: 15683
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: July 11, 1977
    Last Structure Change Effective Date: May 15, 1999
    Last Structure Change Process Date: June 04, 1999
    Last Data Update: June 04, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 616 North Federal Boulevard, Riverton, WY 82501
    County: Fremont
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Billings
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Riverton, WY (#40180)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $59.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 25Total employees (full-time equivalent)
  • $61,896Total assets
  • $12,886Cash and due from depository institutions
  • $9,457Interest-bearing balances
  • $8,633Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $36,729Net loans & leases
  • $670Loan loss allowance
  • $0Trading account assets
  • $1,882Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,766All other assets
  • $61,896Total liabilities and capital
  • $56,301Total liabilities
  • $55,372Total deposits
  • $43,439Interest-bearing deposits
  • $55,372Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $110Other borrowed funds
  • $0Subordinated debt
  • $819All other liabilities
  • $5,595Total equity capital
  • $5,595Total bank equity capital
  • $5,595Perpetual preferred stock
  • $0Common stock
  • $400Surplus
  • $2,600Undivided profits
  • Memoranda
  • $2,595Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,001Earning assets
  • $0Long-term assets (5+ years)
  • $602Average Assets, year-to-date
  • $54,819Average Assets, quarterly
  • $2,600Volatile liabilities
  • $61,154Insider loans
  • $61,156FHLB advances
  • $10,597Loans and leases held for sale
  • $1,911Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $122Total risk weighted assets
  • $6,479Total unused commitments
  • $0Restructured Loans and leases
  • $41,714Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $4,786Total interest income
  • $1,990Total interest expense
  • $2,796Net interest income
  • $281Provision for loan and lease losses
  • $454Total noninterest income
  • $0Fiduciary activities
  • $300Service charges on deposit accounts
  • $0Trading account gains & fees
  • $154Additional noninterest income
  • $1,909Total noninterest expense
  • $1,091Salaries and employee benefits
  • $287Premises and equipment expense
  • $531Additional noninterest expense
  • $1,060Pre-tax net operating income
  • $0Securities gains (losses)
  • $355Applicable income taxes
  • $705Income before extraordinary items
  • $0Extraordinary gains - net
  • $705Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $110Sale, conversion, retirement of capital stock, net
  • $80Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.84%Yield on earning assets
  • 3.68%Cost of funding earning assets
  • 5.16%Net interest margin
  • 0.84%Noninterest income to earning assets
  • 3.53%Noninterest expense to earning assets
  • 1.15%Net operating income to assets
  • 1.15%Return on assets (ROA)
  • 1.73%Pretax return on assets
  • 13.17%Return on equity (ROE)
  • 11.68%Retained earnings to average equity (YTD only)
  • 0.29%Net charge-offs to loans
  • 255.45%Credit loss provision to net charge-offs
  • 12.19%Efficiency ratio
  • 58,738Assets per employee
  • 2.48%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 11.35%Loss allowance to loans
  • 1.79%Loss allowance to noncurrent loans
  • 66.93%Noncurrent assets plus other real estate owned to assets
  • 1.62%Noncurrent loans to loans
  • 2.68%Net loans and leases to deposits
  • 66.33%Net loans and leases to core deposits
  • 82.03%Equity capital to assets
  • 9.04%Core capital (leverage) ratio
  • 9.01%Tier 1 risk-based capital ratio
  • 13.41%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $61,154Average earning assets
  • $5,352Average equity
  • $54,134Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Riverton State Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents