Roosevelt Bank in Chesterfield, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 01, 1997

  • Roosevelt Bank in Chesterfield, Missouri (MO)
  • Show street view No street view available for this location

Roosevelt Bank - Overview

  • General
  • FDIC Certificate #: 28753
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Mercantile Bank National Association (#4601)
    Federal Reserve ID: 340470
    Date Established: January 01, 1906
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 2295
    FDIC's unique #: 41587
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: September 24, 1952
    Last Structure Change Effective Date: July 01, 1997
    Last Structure Change Process Date: July 08, 1997
    Last Data Update: November 15, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 900 Roosevelt Parkway, Chesterfield, MO 63017
    County: St. Louis
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: St. Louis
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
    Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
    Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
    CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
  • Financial Summary
  • Total assets: $7,173.5 mil

Historical Total Incomes ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $1,333Total assets
  • $7,805,142Cash and due from depository institutions
  • $111,404Interest-bearing balances
  • $86,981Securities
  • $2,923,343Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $4,248,450Loan loss allowance
  • $16,769Trading account assets
  • $0Bank premises and fixed assets
  • $53,638Other real estate owned
  • $12,212Goodwill and other intangibles
  • $373,938Life insurance assets
  • $82,157All other assets
  • $0Total liabilities and capital
  • $7,805,142Total liabilities
  • $7,354,535Total deposits
  • $5,445,708Interest-bearing deposits
  • $5,214,416Deposits held in domestic offices
  • 5445708.00%% insured (estimated)
  • $95Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $1,837,756Subordinated debt
  • $0All other liabilities
  • $71,071Total equity capital
  • $71,071Total bank equity capital
  • $450,607Perpetual preferred stock
  • $0Common stock
  • $1Surplus
  • $324,975Undivided profits
  • Memoranda
  • $125,631Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $56,012Income earned, not collected on loans
  • $25,398Earning assets
  • $7,258,774Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $9,039,423Average Assets, quarterly
  • $8,527,360Volatile liabilities
  • $2,337,640Insider loans
  • $0FHLB advances
  • $1,837,756Loans and leases held for sale
  • $0Unused loan commitments
  • $224,110Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $425,291Total risk weighted assets
  • $3,781,381Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $640,352Total interest expense
  • $449,396Net interest income
  • $190,956Provision for loan and lease losses
  • $1,613Total noninterest income
  • $47,273Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$3,856Additional noninterest income
  • $51,129Total noninterest expense
  • $159,584Salaries and employee benefits
  • $40,334Premises and equipment expense
  • $19,346Additional noninterest expense
  • $99,904Pre-tax net operating income
  • $77,032Securities gains (losses)
  • -$59,044Applicable income taxes
  • $5,672Income before extraordinary items
  • $12,316Extraordinary gains - net
  • -$915Net income attributable to bank
  • $11,401Net charge-offs
  • $1,157Cash dividends
  • $81,305Sale, conversion, retirement of capital stock, net
  • $510,708Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.48%Cost of funding earning assets
  • 5.25%Net interest margin
  • 2.23%Noninterest income to earning assets
  • 0.55%Noninterest expense to earning assets
  • 1.86%Net operating income to assets
  • 0.58%Return on assets (ROA)
  • 0.13%Pretax return on assets
  • 0.19%Return on equity (ROE)
  • 2.19%Retained earnings to average equity (YTD only)
  • -13.43%Net charge-offs to loans
  • 0.03%Credit loss provision to net charge-offs
  • 139.41%Efficiency ratio
  • 66,096Assets per employee
  • 5.86%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 713.14%Loss allowance to loans
  • 0.39%Loss allowance to noncurrent loans
  • 24.62%Noncurrent assets plus other real estate owned to assets
  • 0.87%Noncurrent loans to loans
  • 1.31%Net loans and leases to deposits
  • 78.01%Net loans and leases to core deposits
  • 85.90%Equity capital to assets
  • 5.77%Core capital (leverage) ratio
  • 5.47%Tier 1 risk-based capital ratio
  • 11.25%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $9,039,423Average earning assets
  • $520,336Average equity
  • $8,557,570Average loans

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