Roseville Community Bank, National Association in Roseville, Minnesota (MN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 10, 1999

  • Roseville Community Bank, National Association in Roseville, Minnesota (MN)
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Roseville Community Bank, National Association - Overview

  • General
  • FDIC Certificate #: 33015
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Community Resource Bank (#5219)
    Federal Reserve ID: 1457469
    Date Established: June 19, 1990
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 46198
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: June 19, 1990
    Last Structure Change Effective Date: May 10, 1999
    Last Structure Change Process Date: June 04, 1999
    Last Data Update: June 04, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 1501 West County Road C, Roseville, MN 55113
    County: Ramsey
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Minneapolis
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Minneapolis-St. Paul, MN-WI (#5120)
    Combined Statistical Area (CSA): Minneapolis-St. Paul-St. Cloud, MN-WI (#378)
    Core Based Statistical Area (CBSA): Minneapolis-St. Paul-Bloomington, MN-WI (#33460)
    CBSA Metro Statistical Area: Minneapolis-St. Paul-Bloomington, MN-WI (#33460)
  • Financial Summary
  • Total assets: $41.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 18Total employees (full-time equivalent)
  • $45,039Total assets
  • $2,594Cash and due from depository institutions
  • $0Interest-bearing balances
  • $13,654Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $27,873Net loans & leases
  • $205Loan loss allowance
  • $0Trading account assets
  • $296Bank premises and fixed assets
  • $212Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $410All other assets
  • $45,039Total liabilities and capital
  • $42,254Total liabilities
  • $41,165Total deposits
  • $27,320Interest-bearing deposits
  • $41,165Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $675Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $414All other liabilities
  • $2,785Total equity capital
  • $2,785Total bank equity capital
  • $2,785Perpetual preferred stock
  • $0Common stock
  • $1,050Surplus
  • $1,214Undivided profits
  • Memoranda
  • $521Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $156Average Assets, year-to-date
  • $41,527Average Assets, quarterly
  • $1,521Volatile liabilities
  • $40,277Insider loans
  • $43,387FHLB advances
  • $2,685Loans and leases held for sale
  • $18Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $3,986Total unused commitments
  • $0Restructured Loans and leases
  • $29,339Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $3,036Total interest income
  • $1,147Total interest expense
  • $1,889Net interest income
  • $47Provision for loan and lease losses
  • $356Total noninterest income
  • $0Fiduciary activities
  • $154Service charges on deposit accounts
  • $0Trading account gains & fees
  • $202Additional noninterest income
  • $1,593Total noninterest expense
  • $859Salaries and employee benefits
  • $375Premises and equipment expense
  • $359Additional noninterest expense
  • $605Pre-tax net operating income
  • $0Securities gains (losses)
  • $238Applicable income taxes
  • $367Income before extraordinary items
  • $0Extraordinary gains - net
  • $367Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $6Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.09%Yield on earning assets
  • 3.06%Cost of funding earning assets
  • 5.03%Net interest margin
  • 0.95%Noninterest income to earning assets
  • 4.24%Noninterest expense to earning assets
  • 0.91%Net operating income to assets
  • 0.91%Return on assets (ROA)
  • 1.50%Pretax return on assets
  • 14.30%Return on equity (ROE)
  • 14.30%Retained earnings to average equity (YTD only)
  • 0.02%Net charge-offs to loans
  • 783.33%Credit loss provision to net charge-offs
  • 108.67%Efficiency ratio
  • 70,958Assets per employee
  • 2.50%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.73%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.47%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 67.71%Net loans and leases to core deposits
  • 71.19%Equity capital to assets
  • 6.18%Core capital (leverage) ratio
  • 6.28%Tier 1 risk-based capital ratio
  • 9.33%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $40,277Average earning assets
  • $2,567Average equity
  • $37,531Average loans

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