SARATOGA NATIONAL BANK AND TRUST COMPANY Routing Number, SARATOGA SPRINGS, NY 12866

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Routing Number	Map	Details	Address	City	State	Zip Code	Last Revision
021311529		Details	171 SOUTH BROADWAY	SARATOGA SPRINGS	NY	12866	2012-01-30 13:15:54

SARATOGA NATIONAL BANK AND TRUST COMPANY, SARATOGA SPRINGS, NY

Detailed data for SARATOGA NATIONAL BANK AND TRUST COMPANY, SARATOGA SPRINGS, NY

RSSD-ID: 1211371

FDIC Certificate Number: 27290

OCC Charter Number: 21530

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
39Total employees (full-time equivalent)
$295,645Total assets
$9,341Cash and due from depository institutions
$65,061Securities
$9,393Federal funds sold & reverse repurchase agreements
$202,111Net loans & leases
$0Trading account assets
$3,788Bank premises and fixed assets
$0Other real estate owned
$1,639Goodwill and other intangibles
$295,645Life insurance assets
$4,312All other assets
$267,253Total liabilities and capital
$255,421Total liabilities
$28,392Total equity capital

Income and Expense (December 31, 2011)

Dollar figures in thousands
$11,707Total interest income
$2,607Total interest expense
$9,100Net interest income
$125Provision for loan and lease losses
$1,474Total noninterest income
$5,160Total noninterest expense
$5,289Pre-tax net operating income
-$1Securities gains (losses)
$1,995Applicable income taxes
$0Extraordinary gains - net
$3,293Net income attributable to bank
$0Net charge-offs
$3,293Cash dividends
$52Sale, conversion, retirement of capital stock, net

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