SOUTHERN MICHIGAN BANK & TRUST Routing Number



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072402283Details >>45 WEST PEARL STREETCOLDWATERMI490362012-02-01 10:12:47


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Detailed data for SOUTHERN MICHIGAN BANK & TRUST, COLDWATER, MI
RSSD-ID: 822042
FDIC Certificate Number: 5019
OTS Docket Number: 9655
Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)171
Total assets$508,579
Cash and due from depository institutions$42,185
Securities$90,344
Federal funds sold & reverse repurchase agreements$287
Net loans & leases$328,480
Trading account assets$0
Bank premises and fixed assets$11,437
Other real estate owned$1,530
Goodwill and other intangibles$16,057
All other assets$18,259
Total liabilities and capital$450,632
Total liabilities$421,489
Total equity capital$57,947


Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $19,662
Total interest expense $3,364
Net interest income $16,298
Provision for loan and lease losses $1,050
Total noninterest income $6,305
Total noninterest expense $16,781
Pre-tax net operating income $4,772
Securities gains (losses) $29
Applicable income taxes $1,119
Extraordinary gains - net $0
Net income attributable to bank $3,682
Net charge-offs $0
Cash dividends $3,682
Sale, conversion, retirement of capital stock, net $1,332
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