Sand Springs State Bank in Sand Springs, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 10, 1993

  • Sand Springs State Bank in Sand Springs, Oklahoma (OK)
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Sand Springs State Bank - Overview

  • General
  • FDIC Certificate #: 12287
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: BOKF, National Association (#4214)
    Federal Reserve ID: 309253
    Date Established: October 14, 1913
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 7809
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: May 10, 1993
    Last Structure Change Process Date: June 03, 1993
    Last Data Update: June 03, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 300 East Broadway, Sand Springs, OK 74063
    County: Tulsa
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Tulsa
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Tulsa, OK (#8560)
    Combined Statistical Area (CSA): Tulsa-Bartlesville, OK (#538)
    Core Based Statistical Area (CBSA): Tulsa, OK (#46140)
    CBSA Metro Statistical Area: Tulsa, OK (#46140)
  • Financial Summary
  • Total assets: $60.5 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $29Total assets
  • $64,615Cash and due from depository institutions
  • $2,387Interest-bearing balances
  • $0Securities
  • $20,433Federal funds sold & reverse repurchase agreements
  • $5,700Net loans & leases
  • $34,300Loan loss allowance
  • $1,643Trading account assets
  • $0Bank premises and fixed assets
  • $495Other real estate owned
  • $450Goodwill and other intangibles
  • $850Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $64,615Total liabilities
  • $59,405Total deposits
  • $57,998Interest-bearing deposits
  • $43,295Deposits held in domestic offices
  • 57998.00%% insured (estimated)
  • $85Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $1,114Subordinated debt
  • $0All other liabilities
  • $293Total equity capital
  • $293Total bank equity capital
  • $5,210Perpetual preferred stock
  • $0Common stock
  • $855Surplus
  • $4,083Undivided profits
  • Memoranda
  • $272Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $346Income earned, not collected on loans
  • $214Earning assets
  • $60,433Long-term assets (5+ years)
  • $2,480Average Assets, year-to-date
  • $61,463Average Assets, quarterly
  • $63,119Volatile liabilities
  • $5,292Insider loans
  • $25FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $5,513Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $5,210Total risk weighted assets
  • $37,234Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $4,955Total interest expense
  • $1,756Net interest income
  • $3,199Provision for loan and lease losses
  • $420Total noninterest income
  • $552Fiduciary activities
  • $0Service charges on deposit accounts
  • $434Trading account gains & fees
  • $0Additional noninterest income
  • $118Total noninterest expense
  • $1,808Salaries and employee benefits
  • $848Premises and equipment expense
  • $247Additional noninterest expense
  • $713Pre-tax net operating income
  • $1,523Securities gains (losses)
  • $6Applicable income taxes
  • $437Income before extraordinary items
  • $1,092Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,092Net charge-offs
  • $266Cash dividends
  • $1,082Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.59%Cost of funding earning assets
  • 3.05%Net interest margin
  • 5.55%Noninterest income to earning assets
  • 0.96%Noninterest expense to earning assets
  • 3.14%Net operating income to assets
  • 1.77%Return on assets (ROA)
  • 1.78%Pretax return on assets
  • 2.49%Return on equity (ROE)
  • 20.42%Retained earnings to average equity (YTD only)
  • 0.19%Net charge-offs to loans
  • 0.74%Credit loss provision to net charge-offs
  • 157.89%Efficiency ratio
  • 48,200Assets per employee
  • 2.23%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 99.08%Loss allowance to loans
  • 4.57%Loss allowance to noncurrent loans
  • 474.86%Noncurrent assets plus other real estate owned to assets
  • 1.23%Noncurrent loans to loans
  • 0.96%Net loans and leases to deposits
  • 59.14%Net loans and leases to core deposits
  • 64.28%Equity capital to assets
  • 8.06%Core capital (leverage) ratio
  • 8.47%Tier 1 risk-based capital ratio
  • 13.99%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $61,463Average earning assets
  • $5,346Average equity
  • $57,662Average loans

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