Schuyler State Bank in city_name, state_name - Detailed Financial Reports, Location

Schuyler State Bank in Rushville, Illinois (IL)
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Schuyler State Bank routing number info

Schuyler State Bank - Overview

General
FDIC Certificate #: 19710
Status: Active
Federal Reserve ID: 945343
Bank Holding Company (Regulatory Top Holder): Schuyler Bancorp, Inc. (RSSDID: 1203639, Location: Springfield, IL)
Date Established: June 01, 1967
WWW: http://www.schuylerstatebank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 13506
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: June 01, 1967
Last Structure Change Effective Date: July 21, 2008
Last Structure Change Process Date: July 23, 2008
Last Data Update: July 23, 2008
Data Source Date: April 05, 2012
Location
Address: 100-08 North Congress Street, Rushville, IL 62681
County: Schuyler
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Springfield Il
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
History of Changes
Change in Trust Powers
Financial Summary
Total assets: $51.6 mil
Equity capital: $5.0 mil
Deposits held in domestic offices: $45.1 mil
Return on assets (ROA): 1.04% ($0.5 mil)
Quarterly return on assets: 1.10% ($0.6 mil)
Return on Equity (ROE): 10.71% ($0.5 mil)
Quarterly return on equity: 11.21% ($0.6 mil)
Net income: $0.5 mil
Quarterly Net income: $0.1 mil
Pretax return on assets: 1.04% ($536.4 mil)
Quarterly Pretax return on assets: 1.10% ($567.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
16Total employees (full-time equivalent)
$51,576Total assets
$9,648Cash and due from depository institutions
$8,350Interest-bearing balances
$7,319Securities
$0Federal funds sold & reverse repurchase agreements
$33,064Net loans & leases
$344Loan loss allowance
$0Trading account assets
$1,036Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$51,576Life insurance assets
$509All other assets
$46,547Total liabilities and capital
$45,129Total liabilities
$38,294Total deposits
$45,129Interest-bearing deposits
$95Deposits held in domestic offices
1326.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$92Subordinated debt
$5,029All other liabilities
$5,029Total equity capital
$5,029Total bank equity capital
$0Perpetual preferred stock
$250Common stock
$750Surplus
$4,029Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$538Income earned, not collected on loans
$0Earning assets
$366Long-term assets (5+ years)
$48,733Average Assets, year-to-date
$953Average Assets, quarterly
$50,933Volatile liabilities
$50,456Insider loans
$32,921FHLB advances
$51,471Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$5,029Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$1,825Restructured Loans and leases
$44Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$2,254Total interest income
$454Total interest expense
$1,800Net interest income
$14Provision for loan and lease losses
$232Total noninterest income
$0Fiduciary activities
$101Service charges on deposit accounts
$0Trading account gains & fees
$131Additional noninterest income
$1,487Total noninterest expense
$824Salaries and employee benefits
$188Premises and equipment expense
$475Additional noninterest expense
$531Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$531Income before extraordinary items
$0Extraordinary gains - net
$531Net income attributable to bank
$0Net charge-offs
$531Cash dividends
$11Sale, conversion, retirement of capital stock, net
$520Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.70%Yield on earning assets
0.95%Cost of funding earning assets
3.75%Net interest margin
0.48%Noninterest income to earning assets
3.10%Noninterest expense to earning assets
1.04%Net operating income to assets
1.04%Return on assets (ROA)
1.04%Pretax return on assets
10.71%Return on equity (ROE)
0.22%Retained earnings to average equity (YTD only)
0.03%Net charge-offs to loans
127.27%Credit loss provision to net charge-offs
49.55%Efficiency ratio
73,179Assets per employee
3.22%Cash dividends to net income (YTD only)
Condition Ratios (%)
97.93%Loss allowance to loans
1.03%Loss allowance to noncurrent loans
63.94%Noncurrent assets plus other real estate owned to assets
1.04%Noncurrent loans to loans
1.61%Net loans and leases to deposits
73.27%Net loans and leases to core deposits
80.08%Equity capital to assets
9.75%Core capital (leverage) ratio
9.77%Tier 1 risk-based capital ratio
15.28%Total risk-based capital ratio
Memoranda
$16Average assets
$50,933Average earning assets
$4,957Average equity
$47,999Average loans

Total Fiduciary and Related Assets (December 31, 2007)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$218Managed Assets
1Number of Accounts
$218Personal trust and agency accounts
$218Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
23Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

2 Illinois Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	13506	Schuyler State Bank	100-08 North Congress Street, Rushville, IL 62681	June 01, 1967	Full Service Brick and Mortar
2	455244	Macomb Branch	1661 East Jackson Street, Macomb, IL 61455	September 15, 2006	Full Service Brick and Mortar

Schuyler State Bank in Rushville, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

Schuyler State Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2007)

List of branches

Comment about this bank, ask questions, or add new information about it:

Schuyler State Bank in Rushville, Illinois (IL)Overview, Financial Summary, Detailed Financial Reports, Branches

Schuyler State Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2007)

List of branches

Comment about this bank, ask questions, or add new information about it:

Schuyler State Bank in Rushville, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches