Seaport Citizens' Bank in Lewiston, Idaho (ID)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 01, 1999

  • Seaport Citizens' Bank in Lewiston, Idaho (ID)
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Seaport Citizens' Bank - Overview

  • General
  • FDIC Certificate #: 22951
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Banner Bank (#28489)
    Federal Reserve ID: 426365
    Date Established: September 05, 1979
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    OTS Docket #: 15835
    FDIC's unique #: 16057
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: September 05, 1979
    Last Structure Change Effective Date: April 01, 1999
    Last Structure Change Process Date: May 14, 1999
    Last Data Update: May 14, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 639 Bryden Avenue, Lewiston, ID 83501
    County: Nez Perce
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Salt Lake City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Lewiston, ID-WA (#30300)
    CBSA Metro Statistical Area: Lewiston, ID-WA (#30300)
  • Financial Summary
  • Total assets: $45.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 16Total employees (full-time equivalent)
  • $45,242Total assets
  • $1,885Cash and due from depository institutions
  • $0Interest-bearing balances
  • $12,361Securities
  • $3,400Federal funds sold & reverse repurchase agreements
  • $26,647Net loans & leases
  • $482Loan loss allowance
  • $0Trading account assets
  • $462Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $487All other assets
  • $45,242Total liabilities and capital
  • $41,096Total liabilities
  • $40,836Total deposits
  • $33,211Interest-bearing deposits
  • $40,836Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $31Other borrowed funds
  • $0Subordinated debt
  • $229All other liabilities
  • $4,146Total equity capital
  • $4,146Total bank equity capital
  • $4,146Perpetual preferred stock
  • $0Common stock
  • $1,010Surplus
  • $2,091Undivided profits
  • Memoranda
  • $1,045Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $12Earning assets
  • $0Long-term assets (5+ years)
  • $159Average Assets, year-to-date
  • $42,408Average Assets, quarterly
  • $2,692Volatile liabilities
  • $42,119Insider loans
  • $43,776FHLB advances
  • $5,418Loans and leases held for sale
  • $2,255Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $7,201Total unused commitments
  • $0Restructured Loans and leases
  • $29,280Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $3,176Total interest income
  • $1,462Total interest expense
  • $1,714Net interest income
  • $20Provision for loan and lease losses
  • $392Total noninterest income
  • $0Fiduciary activities
  • $97Service charges on deposit accounts
  • $0Trading account gains & fees
  • $295Additional noninterest income
  • $1,155Total noninterest expense
  • $601Salaries and employee benefits
  • $169Premises and equipment expense
  • $385Additional noninterest expense
  • $931Pre-tax net operating income
  • $0Securities gains (losses)
  • $282Applicable income taxes
  • $649Income before extraordinary items
  • $0Extraordinary gains - net
  • $649Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$2Sale, conversion, retirement of capital stock, net
  • $51Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.03%Yield on earning assets
  • 3.70%Cost of funding earning assets
  • 4.34%Net interest margin
  • 0.99%Noninterest income to earning assets
  • 2.92%Noninterest expense to earning assets
  • 1.54%Net operating income to assets
  • 1.54%Return on assets (ROA)
  • 2.21%Pretax return on assets
  • 16.96%Return on equity (ROE)
  • 15.63%Retained earnings to average equity (YTD only)
  • -0.01%Net charge-offs to loans
  • -1000.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 54,843Assets per employee
  • 2.83%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 7.86%Loss allowance to loans
  • 1.78%Loss allowance to noncurrent loans
  • 4016.67%Noncurrent assets plus other real estate owned to assets
  • 0.03%Noncurrent loans to loans
  • 0.04%Net loans and leases to deposits
  • 65.25%Net loans and leases to core deposits
  • 75.22%Equity capital to assets
  • 9.16%Core capital (leverage) ratio
  • 9.35%Tier 1 risk-based capital ratio
  • 14.14%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $42,119Average earning assets
  • $3,827Average equity
  • $39,530Average loans

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