Security Bank of DuPage in Naperville, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 07, 2004

  • Security Bank of DuPage in Naperville, Illinois (IL)
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Security Bank of DuPage - Overview

  • General
  • FDIC Certificate #: 20111
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Mutual Bank (#18659)
    Federal Reserve ID: 836946
    Date Established: January 13, 1970
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Interstate: No)
    FDIC's unique #: 13813
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 13, 1970
    Last Structure Change Effective Date: Febuary 07, 2004
    Last Structure Change Process Date: Febuary 19, 2004
    Last Data Update: Febuary 19, 2004
    Data Source Date: April 05, 2012
  • Location
  • Address: 1112 South Washington Street, Naperville, IL 60540
    County: Dupage
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $121.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2003)

  • Dollar figures in thousands
  • 41Total employees (full-time equivalent)
  • $121,696Total assets
  • $6,291Cash and due from depository institutions
  • $0Interest-bearing balances
  • $13,960Securities
  • $5,500Federal funds sold & reverse repurchase agreements
  • $86,808Net loans & leases
  • $1,046Loan loss allowance
  • $0Trading account assets
  • $6,049Bank premises and fixed assets
  • $0Other real estate owned
  • $1,475Goodwill and other intangibles
  • $0Life insurance assets
  • $1,613All other assets
  • $121,696Total liabilities and capital
  • $110,930Total liabilities
  • $110,479Total deposits
  • $89,911Interest-bearing deposits
  • $110,479Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $451All other liabilities
  • $10,766Total equity capital
  • $10,766Total bank equity capital
  • $10,766Perpetual preferred stock
  • $0Common stock
  • $936Surplus
  • $8,454Undivided profits
  • Memoranda
  • $1,376Noncurrent loans and leases
  • $27,967Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $445Earning assets
  • $0Long-term assets (5+ years)
  • $385Average Assets, year-to-date
  • $106,268Average Assets, quarterly
  • $11,192Volatile liabilities
  • $114,271Insider loans
  • $121,951FHLB advances
  • $10,820Loans and leases held for sale
  • $651Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $27,967Total unused commitments
  • $0Restructured Loans and leases
  • $1,046Derivatives

Income and Expense (December 31, 2003)

  • Dollar figures in thousands
  • $5,878Total interest income
  • $1,699Total interest expense
  • $4,179Net interest income
  • $390Provision for loan and lease losses
  • $1,076Total noninterest income
  • $0Fiduciary activities
  • $370Service charges on deposit accounts
  • $0Trading account gains & fees
  • $706Additional noninterest income
  • $3,732Total noninterest expense
  • $1,653Salaries and employee benefits
  • $640Premises and equipment expense
  • $1,439Additional noninterest expense
  • $1,133Pre-tax net operating income
  • $1Securities gains (losses)
  • $392Applicable income taxes
  • $742Income before extraordinary items
  • $0Extraordinary gains - net
  • $742Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $149Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2003)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.94%Yield on earning assets
  • 1.72%Cost of funding earning assets
  • 4.23%Net interest margin
  • 1.09%Noninterest income to earning assets
  • 3.77%Noninterest expense to earning assets
  • 0.65%Net operating income to assets
  • 0.65%Return on assets (ROA)
  • 0.99%Pretax return on assets
  • 7.34%Return on equity (ROE)
  • 7.34%Retained earnings to average equity (YTD only)
  • 0.18%Net charge-offs to loans
  • 261.74%Credit loss provision to net charge-offs
  • 10.22%Efficiency ratio
  • 71,018Assets per employee
  • 2.97%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.19%Loss allowance to noncurrent loans
  • 235.06%Noncurrent assets plus other real estate owned to assets
  • 0.37%Noncurrent loans to loans
  • 0.51%Net loans and leases to deposits
  • 78.57%Net loans and leases to core deposits
  • 87.11%Equity capital to assets
  • 8.85%Core capital (leverage) ratio
  • 7.87%Tier 1 risk-based capital ratio
  • 9.19%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $114,271Average earning assets
  • $10,113Average equity
  • $98,891Average loans

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