Security Bank, s.b. in Springfield, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Security Bank, s.b. in Springfield, Illinois (IL)
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Security Bank, s.b. - Overview

  • General
  • FDIC Certificate #: 27723
    Status: Active
    Federal Reserve ID: 218878
    Date Established: January 01, 1906
    Trust Powers Granted: No
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 4 (Domestic: 4, Interstate: No)
    OTS Docket #: 175
    FDIC's unique #: 40557
    Numeric code: 42
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: Febuary 20, 1935
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 510 E Monroe St, Springfield, IL 62701
    County: Sangamon
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Springfield Il
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Springfield, IL (#7880)
    Core Based Statistical Area (CBSA): Springfield, IL (#44100)
    CBSA Metro Statistical Area: Springfield, IL (#44100)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $155.1 mil
    Equity capital: $14.9 mil
    Deposits held in domestic offices: $139.7 mil
    Return on assets (ROA): 0.13% ($0.2 mil)
    Quarterly return on assets: 0.76% ($1.2 mil)
    Return on Equity (ROE): 1.47% ($0.2 mil)
    Quarterly return on equity: 8.03% ($1.2 mil)
    Net income: $0.2 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: 0.08% ($124.1 mil)
    Quarterly Pretax return on assets: 0.54% ($837.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 47Total employees (full-time equivalent)
  • $155,128Total assets
  • $9,370Cash and due from depository institutions
  • $7,593Interest-bearing balances
  • $17,525Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $116,637Net loans & leases
  • $1,289Loan loss allowance
  • $0Trading account assets
  • $4,126Bank premises and fixed assets
  • $4,266Other real estate owned
  • $454Goodwill and other intangibles
  • $155,128Life insurance assets
  • $2,750All other assets
  • $140,191Total liabilities and capital
  • $139,671Total liabilities
  • $130,112Total deposits
  • $139,671Interest-bearing deposits
  • $96Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $520Subordinated debt
  • $14,937All other liabilities
  • $14,937Total equity capital
  • $14,937Total bank equity capital
  • $0Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $14,937Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $5,683Income earned, not collected on loans
  • $1,916Earning assets
  • $389Long-term assets (5+ years)
  • $141,755Average Assets, year-to-date
  • $68,800Average Assets, quarterly
  • $162,490Volatile liabilities
  • $155,377Insider loans
  • $99,287FHLB advances
  • $154,472Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $14,814Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $8,152Restructured Loans and leases
  • $854Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $6,581Total interest income
  • $1,091Total interest expense
  • $5,490Net interest income
  • $576Provision for loan and lease losses
  • $761Total noninterest income
  • $0Fiduciary activities
  • $228Service charges on deposit accounts
  • $0Trading account gains & fees
  • $533Additional noninterest income
  • $5,754Total noninterest expense
  • $2,784Salaries and employee benefits
  • $689Premises and equipment expense
  • $2,281Additional noninterest expense
  • -$79Pre-tax net operating income
  • $212Securities gains (losses)
  • -$82Applicable income taxes
  • $215Income before extraordinary items
  • $0Extraordinary gains - net
  • $215Net income attributable to bank
  • $0Net charge-offs
  • $215Cash dividends
  • $1,097Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.40%Yield on earning assets
  • 0.73%Cost of funding earning assets
  • 3.67%Net interest margin
  • 0.51%Noninterest income to earning assets
  • 3.85%Noninterest expense to earning assets
  • 0.00%Net operating income to assets
  • 0.13%Return on assets (ROA)
  • 0.08%Pretax return on assets
  • 1.47%Return on equity (ROE)
  • 1.47%Retained earnings to average equity (YTD only)
  • 0.90%Net charge-offs to loans
  • 52.51%Credit loss provision to net charge-offs
  • 0.45%Efficiency ratio
  • 92,049Assets per employee
  • 3.30%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.09%Loss allowance to noncurrent loans
  • 22.68%Noncurrent assets plus other real estate owned to assets
  • 6.41%Noncurrent loans to loans
  • 4.82%Net loans and leases to deposits
  • 83.51%Net loans and leases to core deposits
  • 86.25%Equity capital to assets
  • 9.63%Core capital (leverage) ratio
  • 9.59%Tier 1 risk-based capital ratio
  • 14.92%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $162,490Average earning assets
  • $14,596Average equity
  • $149,426Average loans

List of branches

  • 4 Illinois Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    040557Security Bank, S.B.510 E Monroe St, Springfield, IL 62701January 01, 1906Full Service Brick and Mortar
    1002630713001 Chatham Road Branch3001 Chatham Road, Springfield, IL 62704January 01, 1906Full Service Brick and Mortar
    1022630722500 Stevenson Drive Branch2500 Stevenson Drive, Springfield, IL 62703January 01, 1906Full Service Brick and Mortar
    10341429South Grand Branch300 South Grand Avenue West, Springfield, IL 62704January 01, 1874Full Service Brick and Mortar

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