Security National Bank of San Antonio in San Antonio, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 14, 2000

  • Security National Bank of San Antonio in San Antonio, Texas (TX)
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Security National Bank of San Antonio - Overview

  • General
  • FDIC Certificate #: 18849
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: SouthTrust Bank (#849)
    Federal Reserve ID: 884264
    Date Established: July 31, 1963
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 5 (Interstate: No)
    FDIC's unique #: 12705
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: July 31, 1963
    Last Structure Change Effective Date: April 14, 2000
    Last Structure Change Process Date: June 23, 2000
    Last Data Update: June 23, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 100 St. Cloud Road, San Antonio, TX 78228
    County: Bexar
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Austin
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): San Antonio, TX (#7240)
    Core Based Statistical Area (CBSA): San Antonio-New Braunfels, TX (#41700)
    CBSA Metro Statistical Area: San Antonio-New Braunfels, TX (#41700)
  • Financial Summary
  • Total assets: $177.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 109Total employees (full-time equivalent)
  • $174,544Total assets
  • $10,273Cash and due from depository institutions
  • $0Interest-bearing balances
  • $29,788Securities
  • $17,475Federal funds sold & reverse repurchase agreements
  • $106,851Net loans & leases
  • $1,044Loan loss allowance
  • $0Trading account assets
  • $4,840Bank premises and fixed assets
  • $44Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $5,273All other assets
  • $174,544Total liabilities and capital
  • $160,284Total liabilities
  • $156,655Total deposits
  • $101,916Interest-bearing deposits
  • $156,655Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $1,543Other borrowed funds
  • $0Subordinated debt
  • $2,086All other liabilities
  • $14,260Total equity capital
  • $14,260Total bank equity capital
  • $14,260Perpetual preferred stock
  • $0Common stock
  • $1,460Surplus
  • $1,709Undivided profits
  • Memoranda
  • $11,091Noncurrent loans and leases
  • $26,151Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $563Earning assets
  • $202Long-term assets (5+ years)
  • $592Average Assets, year-to-date
  • $154,114Average Assets, quarterly
  • $29,376Volatile liabilities
  • $183,505Insider loans
  • $179,335FHLB advances
  • $19,392Loans and leases held for sale
  • $498Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $26,151Total unused commitments
  • $17Restructured Loans and leases
  • $1,044Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $13,065Total interest income
  • $3,720Total interest expense
  • $9,345Net interest income
  • $2,237Provision for loan and lease losses
  • $1,359Total noninterest income
  • $0Fiduciary activities
  • $920Service charges on deposit accounts
  • $0Trading account gains & fees
  • $439Additional noninterest income
  • $7,436Total noninterest expense
  • $4,489Salaries and employee benefits
  • $906Premises and equipment expense
  • $2,041Additional noninterest expense
  • $1,031Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $1,031Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,031Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $2,064Sale, conversion, retirement of capital stock, net
  • $865Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.15%Yield on earning assets
  • 2.32%Cost of funding earning assets
  • 5.83%Net interest margin
  • 0.85%Noninterest income to earning assets
  • 4.64%Noninterest expense to earning assets
  • 0.56%Net operating income to assets
  • 0.56%Return on assets (ROA)
  • 0.56%Pretax return on assets
  • 7.12%Return on equity (ROE)
  • 1.15%Retained earnings to average equity (YTD only)
  • 1.87%Net charge-offs to loans
  • 108.38%Credit loss provision to net charge-offs
  • 1.58%Efficiency ratio
  • 69,469Assets per employee
  • 1.60%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 83.90%Loss allowance to loans
  • 0.97%Loss allowance to noncurrent loans
  • 185.44%Noncurrent assets plus other real estate owned to assets
  • 0.35%Noncurrent loans to loans
  • 0.52%Net loans and leases to deposits
  • 68.21%Net loans and leases to core deposits
  • 76.98%Equity capital to assets
  • 8.17%Core capital (leverage) ratio
  • 8.04%Tier 1 risk-based capital ratio
  • 11.21%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $183,505Average earning assets
  • $14,474Average equity
  • $160,400Average loans

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