Security State Bank in Calmar, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 07, 2001

  • Security State Bank in Calmar, Iowa (IA)
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Security State Bank - Overview

  • General
  • FDIC Certificate #: 10893
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: State Bank & Trust Company (#15503)
    Federal Reserve ID: 827542
    Date Established: July 18, 1929
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 2 (Interstate: No)
    FDIC's unique #: 6973
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 07, 2001
    Last Structure Change Process Date: March 28, 2001
    Last Data Update: March 28, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: 102 West Main, Calmar, IA 52132
    County: Winneshiek
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Minneapolis
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • Financial Summary
  • Total assets: $44.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 14Total employees (full-time equivalent)
  • $44,673Total assets
  • $1,239Cash and due from depository institutions
  • $0Interest-bearing balances
  • $22,435Securities
  • $285Federal funds sold & reverse repurchase agreements
  • $17,298Net loans & leases
  • $191Loan loss allowance
  • $0Trading account assets
  • $801Bank premises and fixed assets
  • $0Other real estate owned
  • $2,157Goodwill and other intangibles
  • $0Life insurance assets
  • $458All other assets
  • $44,673Total liabilities and capital
  • $39,311Total liabilities
  • $38,882Total deposits
  • $34,879Interest-bearing deposits
  • $38,882Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $429All other liabilities
  • $5,362Total equity capital
  • $5,362Total bank equity capital
  • $5,362Perpetual preferred stock
  • $0Common stock
  • $50Surplus
  • $5,380Undivided profits
  • Memoranda
  • $-68Noncurrent loans and leases
  • $495Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $202Average Assets, year-to-date
  • $40,018Average Assets, quarterly
  • $16,056Volatile liabilities
  • $44,506Insider loans
  • $45,658FHLB advances
  • $1,454Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $495Total unused commitments
  • $0Restructured Loans and leases
  • $191Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $2,889Total interest income
  • $1,686Total interest expense
  • $1,203Net interest income
  • $0Provision for loan and lease losses
  • $156Total noninterest income
  • $0Fiduciary activities
  • $28Service charges on deposit accounts
  • $0Trading account gains & fees
  • $128Additional noninterest income
  • $1,130Total noninterest expense
  • $536Salaries and employee benefits
  • $159Premises and equipment expense
  • $435Additional noninterest expense
  • $229Pre-tax net operating income
  • -$29Securities gains (losses)
  • $33Applicable income taxes
  • $167Income before extraordinary items
  • $0Extraordinary gains - net
  • $167Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $2Sale, conversion, retirement of capital stock, net
  • $250Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.27%Yield on earning assets
  • 4.24%Cost of funding earning assets
  • 3.03%Net interest margin
  • 0.39%Noninterest income to earning assets
  • 2.84%Noninterest expense to earning assets
  • 0.43%Net operating income to assets
  • 0.38%Return on assets (ROA)
  • 0.45%Pretax return on assets
  • 3.38%Return on equity (ROE)
  • -1.68%Retained earnings to average equity (YTD only)
  • 0.01%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 114.50%Efficiency ratio
  • 70,419Assets per employee
  • 3.19%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 149.70%Loss allowance to loans
  • 1.09%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 44.49%Net loans and leases to core deposits
  • 46.22%Equity capital to assets
  • 12.00%Core capital (leverage) ratio
  • 7.61%Tier 1 risk-based capital ratio
  • 13.42%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $44,506Average earning assets
  • $4,940Average equity
  • $39,753Average loans

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