Security State Bank in Anahuac, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Security State Bank in Anahuac, Texas (TX)
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Security State Bank - Overview

  • General
  • FDIC Certificate #: 11552
    Status: Active
    Federal Reserve ID: 425957
    Date Established: January 01, 1925
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Domestic: 3, Interstate: No)
    FDIC's unique #: 7382
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: September 24, 2010
    Last Structure Change Process Date: October 04, 2010
    Last Data Update: October 04, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 1500 Miller Street, Anahuac, TX 77514
    County: Chambers
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Houston
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Houston, TX (#3360)
    Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42)
    Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288)
    Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420)
    CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
  • History of Changes
  • Office Purchased
  • Financial Summary
  • Total assets: $127.7 mil
    Equity capital: $13.8 mil
    Deposits held in domestic offices: $113.1 mil
    Return on assets (ROA): 0.86% ($1.1 mil)
    Quarterly return on assets: 0.46% ($0.6 mil)
    Return on Equity (ROE): 8.43% ($1.2 mil)
    Quarterly return on equity: 4.23% ($0.6 mil)
    Net income: $1.1 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.90% ($1,149.3 mil)
    Quarterly Pretax return on assets: 0.49% ($625.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 35Total employees (full-time equivalent)
  • $127,703Total assets
  • $22,174Cash and due from depository institutions
  • $18,231Interest-bearing balances
  • $54,153Securities
  • $50Federal funds sold & reverse repurchase agreements
  • $38,543Net loans & leases
  • $352Loan loss allowance
  • $0Trading account assets
  • $6,040Bank premises and fixed assets
  • $990Other real estate owned
  • $2,176Goodwill and other intangibles
  • $127,703Life insurance assets
  • $3,577All other assets
  • $113,902Total liabilities and capital
  • $113,133Total liabilities
  • $89,544Total deposits
  • $113,133Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $769Subordinated debt
  • $13,801All other liabilities
  • $13,801Total equity capital
  • $13,801Total bank equity capital
  • $0Perpetual preferred stock
  • $500Common stock
  • $3,923Surplus
  • $9,378Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $146Income earned, not collected on loans
  • $0Earning assets
  • $484Long-term assets (5+ years)
  • $110,977Average Assets, year-to-date
  • $62,467Average Assets, quarterly
  • $122,828Volatile liabilities
  • $127,062Insider loans
  • $71,156FHLB advances
  • $125,691Loans and leases held for sale
  • $2,325Unused loan commitments
  • $2,325Tier 1 (core) risk-based capital
  • $10,424Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,794Restructured Loans and leases
  • $1,872Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,509Total interest income
  • $884Total interest expense
  • $3,625Net interest income
  • $61Provision for loan and lease losses
  • $1,506Total noninterest income
  • $0Fiduciary activities
  • $602Service charges on deposit accounts
  • $0Trading account gains & fees
  • $904Additional noninterest income
  • $4,139Total noninterest expense
  • $2,003Salaries and employee benefits
  • $567Premises and equipment expense
  • $1,569Additional noninterest expense
  • $931Pre-tax net operating income
  • $172Securities gains (losses)
  • $45Applicable income taxes
  • $1,058Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,058Net income attributable to bank
  • $0Net charge-offs
  • $1,058Cash dividends
  • -$5Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.19%Yield on earning assets
  • 0.82%Cost of funding earning assets
  • 3.37%Net interest margin
  • 1.40%Noninterest income to earning assets
  • 3.84%Noninterest expense to earning assets
  • 0.73%Net operating income to assets
  • 0.86%Return on assets (ROA)
  • 0.90%Pretax return on assets
  • 8.43%Return on equity (ROE)
  • 8.43%Retained earnings to average equity (YTD only)
  • -0.01%Net charge-offs to loans
  • -1220.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 80,667Assets per employee
  • 3.65%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.91%Loss allowance to noncurrent loans
  • 241.10%Noncurrent assets plus other real estate owned to assets
  • 0.89%Noncurrent loans to loans
  • 0.38%Net loans and leases to deposits
  • 34.07%Net loans and leases to core deposits
  • 38.61%Equity capital to assets
  • 10.81%Core capital (leverage) ratio
  • 8.29%Tier 1 risk-based capital ratio
  • 14.65%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $122,828Average earning assets
  • $12,552Average equity
  • $107,675Average loans

List of branches

  • 3 Texas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    07382Security State Bank1500 Miller Street, Anahuac, TX 77514January 01, 1925Full Service Brick and Mortar
    1501273Security State Bank1302 N. Main Street, Liberty, TX 77575December 14, 2009Full Service Brick and Mortar
    2419361Dayton Branch501 North Cleveland Road, Dayton, TX 77535October 15, 2002Full Service Brick and Mortar

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