Shoshone First Bank in Cody, Wyoming (WY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 18, 2008

  • Shoshone First Bank in Cody, Wyoming (WY)
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Shoshone First Bank - Overview

  • General
  • FDIC Certificate #: 2214
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Wells Fargo Bank, National Association (#3511)
    Federal Reserve ID: 884059
    Date Established: January 01, 1901
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 5 (Interstate: No)
    OTS Docket #: 12993
    FDIC's unique #: 1469
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 18, 2008
    Last Structure Change Process Date: December 03, 2008
    Last Data Update: December 03, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 1401 Sheridan Avenue, Cody, WY 82414
    County: Park
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Billings
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $432.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2007)

  • Dollar figures in thousands
  • 85Total employees (full-time equivalent)
  • $358,958Total assets
  • $11,104Cash and due from depository institutions
  • $0Interest-bearing balances
  • $73,487Securities
  • $25,500Federal funds sold & reverse repurchase agreements
  • $241,009Net loans & leases
  • $2,960Loan loss allowance
  • $0Trading account assets
  • $4,072Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $3,786All other assets
  • $358,958Total liabilities and capital
  • $332,635Total liabilities
  • $329,653Total deposits
  • $280,729Interest-bearing deposits
  • $329,653Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $1,547Other borrowed funds
  • $0Subordinated debt
  • $1,435All other liabilities
  • $26,323Total equity capital
  • $26,323Total bank equity capital
  • $26,323Perpetual preferred stock
  • $0Common stock
  • $4,000Surplus
  • $4,000Undivided profits
  • Memoranda
  • $18,323Noncurrent loans and leases
  • $59,315Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,154Earning assets
  • $785Long-term assets (5+ years)
  • $2,066Average Assets, year-to-date
  • $339,996Average Assets, quarterly
  • $47,227Volatile liabilities
  • $348,829Insider loans
  • $356,052FHLB advances
  • $66,647Loans and leases held for sale
  • $11,997Unused loan commitments
  • $1,547Tier 1 (core) risk-based capital
  • $13,955Tier 2 risk-based capital
  • $1,442Total risk weighted assets
  • $59,315Total unused commitments
  • $0Restructured Loans and leases
  • $2,960Derivatives

Income and Expense (December 31, 2007)

  • Dollar figures in thousands
  • $23,609Total interest income
  • $11,028Total interest expense
  • $12,581Net interest income
  • $300Provision for loan and lease losses
  • $2,596Total noninterest income
  • $0Fiduciary activities
  • $614Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,982Additional noninterest income
  • $5,851Total noninterest expense
  • $3,417Salaries and employee benefits
  • $776Premises and equipment expense
  • $1,658Additional noninterest expense
  • $9,026Pre-tax net operating income
  • $0Securities gains (losses)
  • -$168Applicable income taxes
  • $9,194Income before extraordinary items
  • $0Extraordinary gains - net
  • $9,194Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $271Sale, conversion, retirement of capital stock, net
  • $7,500Net operating income

Performance and Condition Ratios (December 31, 2007)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.14%Yield on earning assets
  • 3.33%Cost of funding earning assets
  • 3.80%Net interest margin
  • 0.78%Noninterest income to earning assets
  • 1.77%Noninterest expense to earning assets
  • 2.64%Net operating income to assets
  • 2.64%Return on assets (ROA)
  • 2.59%Pretax return on assets
  • 36.75%Return on equity (ROE)
  • 6.77%Retained earnings to average equity (YTD only)
  • 0.11%Net charge-offs to loans
  • 110.70%Credit loss provision to net charge-offs
  • 34.41%Efficiency ratio
  • 38,552Assets per employee
  • 4.22%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 81.57%Loss allowance to loans
  • 1.21%Loss allowance to noncurrent loans
  • 256.50%Noncurrent assets plus other real estate owned to assets
  • 0.32%Noncurrent loans to loans
  • 0.47%Net loans and leases to deposits
  • 73.11%Net loans and leases to core deposits
  • 91.64%Equity capital to assets
  • 7.33%Core capital (leverage) ratio
  • 6.98%Tier 1 risk-based capital ratio
  • 9.71%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $348,829Average earning assets
  • $25,019Average equity
  • $330,746Average loans

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