Sidney Federal Savings and Loan Association in Sidney, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Sidney Federal Savings and Loan Association in Sidney, Nebraska (NE)
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Sidney Federal Savings and Loan Association - Overview

  • General
  • FDIC Certificate #: 29379
    Status: Active
    Federal Reserve ID: 304575
    Date Established: January 01, 1899
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 3360
    FDIC's unique #: 42213
    Numeric code: 38
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: Febuary 24, 1936
    Last Structure Change Effective Date: July 21, 2011
    Last Structure Change Process Date: July 21, 2011
    Last Data Update: July 21, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 1045 10th Avenue, Sidney, NE 69162
    County: Cheyenne
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Grand Island
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Change in Primary Regulatory Agency
  • Financial Summary
  • Total assets: $30.7 mil
    Equity capital: $2.7 mil
    Deposits held in domestic offices: $22.8 mil
    Return on assets (ROA): -0.38% (-$0.1 mil)
    Quarterly return on assets: 0.33% ($0.1 mil)
    Return on Equity (ROE): -4.01% (-$0.1 mil)
    Quarterly return on equity: 3.67% ($0.1 mil)
    Net income: -$0.1 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: -0.51% (-$156.8 mil)
    Quarterly Pretax return on assets: 0.28% ($86.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 9Total employees (full-time equivalent)
  • $30,744Total assets
  • $827Cash and due from depository institutions
  • $695Interest-bearing balances
  • $20,590Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $8,069Net loans & leases
  • $81Loan loss allowance
  • $0Trading account assets
  • $56Bank premises and fixed assets
  • $0Other real estate owned
  • $178Goodwill and other intangibles
  • $30,744Life insurance assets
  • $1,024All other assets
  • $28,029Total liabilities and capital
  • $22,841Total liabilities
  • $21,435Total deposits
  • $22,841Interest-bearing deposits
  • $98Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $4,858Trading liabilities
  • $0Other borrowed funds
  • $330Subordinated debt
  • $2,715All other liabilities
  • $2,715Total equity capital
  • $2,715Total bank equity capital
  • $0Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $2,715Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $46Income earned, not collected on loans
  • $0Earning assets
  • $123Long-term assets (5+ years)
  • $29,354Average Assets, year-to-date
  • $0Average Assets, quarterly
  • $29,076Volatile liabilities
  • $30,360Insider loans
  • $10,228FHLB advances
  • $30,445Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $2,416Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $91Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,097Total interest income
  • $293Total interest expense
  • $804Net interest income
  • $0Provision for loan and lease losses
  • $81Total noninterest income
  • $0Fiduciary activities
  • $16Service charges on deposit accounts
  • $0Trading account gains & fees
  • $65Additional noninterest income
  • $1,036Total noninterest expense
  • $585Salaries and employee benefits
  • $209Premises and equipment expense
  • $242Additional noninterest expense
  • -$151Pre-tax net operating income
  • $2Securities gains (losses)
  • -$38Applicable income taxes
  • -$111Income before extraordinary items
  • $0Extraordinary gains - net
  • -$111Net income attributable to bank
  • $0Net charge-offs
  • -$111Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.99%Yield on earning assets
  • 1.06%Cost of funding earning assets
  • 2.92%Net interest margin
  • 0.29%Noninterest income to earning assets
  • 3.77%Noninterest expense to earning assets
  • -0.39%Net operating income to assets
  • -0.38%Return on assets (ROA)
  • -0.51%Pretax return on assets
  • -4.01%Return on equity (ROE)
  • -4.01%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 117,062Assets per employee
  • 3.42%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.99%Loss allowance to noncurrent loans
  • 176.09%Noncurrent assets plus other real estate owned to assets
  • 0.15%Noncurrent loans to loans
  • 0.56%Net loans and leases to deposits
  • 35.33%Net loans and leases to core deposits
  • 35.37%Equity capital to assets
  • 8.83%Core capital (leverage) ratio
  • 7.94%Tier 1 risk-based capital ratio
  • 23.62%Total risk-based capital ratio
  • Memoranda
  • $24Average assets
  • $29,076Average earning assets
  • $2,766Average equity
  • $27,513Average loans

List of branches

  • 1 Nebraska Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    042213Sidney Federal Savings And Loan Asso1045 10th Avenue, Sidney, NE 69162January 01, 1899Full Service Brick and Mortar

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