Simmons First Bank of Russellville in Russellville, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Simmons First Bank of Russellville in Russellville, Arkansas (AR)
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Simmons First Bank of Russellville - Overview

  • General
  • FDIC Certificate #: 13081
    Status: Active
    Federal Reserve ID: 459046
    Bank Holding Company (Regulatory Top Holder): Simmons First National Corporation (RSSDID: 1094828, Location: Pine Bluff, AR)
    Date Established: January 01, 1905
    WWW: http://www.simmonsfirst.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 5 (Domestic: 5, Interstate: No)
    OTS Docket #: 9987
    FDIC's unique #: 8270
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 800 North Arkansas Avenue, Russellville, AR 72801
    County: Pope
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Little Rock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Russellville, AR (#40780)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $185.7 mil
    Equity capital: $36.8 mil
    Deposits held in domestic offices: $134.4 mil
    Return on assets (ROA): 1.17% ($2.2 mil)
    Quarterly return on assets: 1.19% ($2.2 mil)
    Return on Equity (ROE): 5.92% ($2.2 mil)
    Quarterly return on equity: 6.00% ($2.2 mil)
    Net income: $2.2 mil
    Quarterly Net income: $0.6 mil
    Pretax return on assets: 1.67% ($3,100.4 mil)
    Quarterly Pretax return on assets: 1.71% ($3,174.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 50Total employees (full-time equivalent)
  • $185,652Total assets
  • $18,474Cash and due from depository institutions
  • $9,248Interest-bearing balances
  • $43,359Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $96,720Net loans & leases
  • $2,167Loan loss allowance
  • $0Trading account assets
  • $4,176Bank premises and fixed assets
  • $293Other real estate owned
  • $15,913Goodwill and other intangibles
  • $185,652Life insurance assets
  • $6,717All other assets
  • $148,889Total liabilities and capital
  • $134,421Total liabilities
  • $105,189Total deposits
  • $134,421Interest-bearing deposits
  • $97Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $8,328Trading liabilities
  • $0Other borrowed funds
  • $6,140Subordinated debt
  • $36,763All other liabilities
  • $36,763Total equity capital
  • $36,763Total bank equity capital
  • $0Perpetual preferred stock
  • $15Common stock
  • $33,557Surplus
  • $3,191Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $1,649Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,245Income earned, not collected on loans
  • $514Earning assets
  • $589Long-term assets (5+ years)
  • $149,327Average Assets, year-to-date
  • $26,444Average Assets, quarterly
  • $184,996Volatile liabilities
  • $185,319Insider loans
  • $113,056FHLB advances
  • $175,608Loans and leases held for sale
  • $3,905Unused loan commitments
  • $3,434Tier 1 (core) risk-based capital
  • $26,734Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $471Total unused commitments
  • $16,966Restructured Loans and leases
  • $2,751Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $7,043Total interest income
  • $915Total interest expense
  • $6,128Net interest income
  • $274Provision for loan and lease losses
  • $2,349Total noninterest income
  • $0Fiduciary activities
  • $1,279Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,070Additional noninterest income
  • $5,119Total noninterest expense
  • $3,009Salaries and employee benefits
  • $619Premises and equipment expense
  • $1,491Additional noninterest expense
  • $3,084Pre-tax net operating income
  • $0Securities gains (losses)
  • $923Applicable income taxes
  • $2,161Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,161Net income attributable to bank
  • $0Net charge-offs
  • $2,161Cash dividends
  • $217Sale, conversion, retirement of capital stock, net
  • $1,595Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.72%Yield on earning assets
  • 0.61%Cost of funding earning assets
  • 4.10%Net interest margin
  • 1.57%Noninterest income to earning assets
  • 3.43%Noninterest expense to earning assets
  • 1.17%Net operating income to assets
  • 1.17%Return on assets (ROA)
  • 1.67%Pretax return on assets
  • 5.92%Return on equity (ROE)
  • 1.55%Retained earnings to average equity (YTD only)
  • 0.22%Net charge-offs to loans
  • 126.27%Credit loss provision to net charge-offs
  • 15.47%Efficiency ratio
  • 60,387Assets per employee
  • 3.71%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 73.81%Loss allowance to loans
  • 2.19%Loss allowance to noncurrent loans
  • 174.06%Noncurrent assets plus other real estate owned to assets
  • 0.83%Noncurrent loans to loans
  • 1.26%Net loans and leases to deposits
  • 71.95%Net loans and leases to core deposits
  • 74.02%Equity capital to assets
  • 19.80%Core capital (leverage) ratio
  • 15.22%Tier 1 risk-based capital ratio
  • 23.65%Total risk-based capital ratio
  • Memoranda
  • $25Average assets
  • $184,996Average earning assets
  • $36,499Average equity
  • $149,359Average loans

List of branches

  • 5 Arkansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    08270Simmons First Bank Of Russellville800 North Arkansas Avenue, Russellville, AR 72801January 01, 1905Full Service Brick and Mortar
    4228946East Main Branch3079 East Main, Russellville, AR 72801January 25, 1989Full Service Brick and Mortar
    7228949Clarksville Branch1100 Rogers Street, Clarksville, AR 72830October 03, 1994Full Service Brick and Mortar
    10228952West Main Street Branch2500 West Main, Russellville, AR 72801Febuary 17, 1999Full Service Brick and Mortar
    11428781Clarksville Branch1320 West Main Street, Clarksville, AR 72830May 17, 2004Full Service Brick and Mortar

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