SouthTrust Bank of Columbus, National Association in Columbus, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 02, 1997

  • SouthTrust Bank of Columbus, National Association in Columbus, Georgia (GA)
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SouthTrust Bank of Columbus, National Association - Overview

  • General
  • FDIC Certificate #: 1738
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: SouthTrust Bank (#849)
    Federal Reserve ID: 88035
    Date Established: January 01, 1903
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 6 (Interstate: No)
    OTS Docket #: 14098
    FDIC's unique #: 1150
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 02, 1997
    Last Structure Change Process Date: June 13, 1997
    Last Data Update: June 14, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 1237 1st Avenue, Columbus, GA 31901
    County: Muscogee
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Atlanta
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Columbus, GA-AL (#1800)
    Combined Statistical Area (CSA): Columbus-Auburn-Opelika, GA-AL (#194)
    Core Based Statistical Area (CBSA): Columbus, GA-AL (#17980)
    CBSA Metro Statistical Area: Columbus, GA-AL (#17980)
  • Financial Summary
  • Total assets: $186.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $72Total assets
  • $173,503Cash and due from depository institutions
  • $5,507Interest-bearing balances
  • $0Securities
  • $25,462Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $135,638Loan loss allowance
  • $2,112Trading account assets
  • $0Bank premises and fixed assets
  • $3,364Other real estate owned
  • $54Goodwill and other intangibles
  • $2,267Life insurance assets
  • $1,211All other assets
  • $0Total liabilities and capital
  • $173,503Total liabilities
  • $158,946Total deposits
  • $136,447Interest-bearing deposits
  • $119,781Deposits held in domestic offices
  • 136447.00%% insured (estimated)
  • $73Federal funds purchased & repurchase agreements
  • $20,100Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $2,399Total equity capital
  • $2,399Total bank equity capital
  • $14,557Perpetual preferred stock
  • $0Common stock
  • $400Surplus
  • $12,336Undivided profits
  • Memoranda
  • $1,821Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $958Income earned, not collected on loans
  • $922Earning assets
  • $161,100Long-term assets (5+ years)
  • $24,875Average Assets, year-to-date
  • $163,920Average Assets, quarterly
  • $172,885Volatile liabilities
  • $46,361Insider loans
  • $6,474FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $27,956Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $13,008Total risk weighted assets
  • $138,315Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $12,923Total interest expense
  • $6,557Net interest income
  • $6,366Provision for loan and lease losses
  • $696Total noninterest income
  • $1,488Fiduciary activities
  • $0Service charges on deposit accounts
  • $1,135Trading account gains & fees
  • $0Additional noninterest income
  • $353Total noninterest expense
  • $5,221Salaries and employee benefits
  • $2,382Premises and equipment expense
  • $818Additional noninterest expense
  • $2,021Pre-tax net operating income
  • $1,937Securities gains (losses)
  • $2Applicable income taxes
  • $657Income before extraordinary items
  • $1,282Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,282Net charge-offs
  • $70Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.61%Cost of funding earning assets
  • 4.37%Net interest margin
  • 4.24%Noninterest income to earning assets
  • 0.99%Noninterest expense to earning assets
  • 3.48%Net operating income to assets
  • 0.78%Return on assets (ROA)
  • 0.78%Pretax return on assets
  • 1.18%Return on equity (ROE)
  • 9.29%Retained earnings to average equity (YTD only)
  • 9.29%Net charge-offs to loans
  • 0.06%Credit loss provision to net charge-offs
  • 994.29%Efficiency ratio
  • 64,031Assets per employee
  • 2.41%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.53%Loss allowance to noncurrent loans
  • 220.46%Noncurrent assets plus other real estate owned to assets
  • 0.58%Noncurrent loans to loans
  • 0.70%Net loans and leases to deposits
  • 99.41%Net loans and leases to core deposits
  • 123.10%Equity capital to assets
  • 8.39%Core capital (leverage) ratio
  • 7.43%Tier 1 risk-based capital ratio
  • 9.40%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $163,920Average earning assets
  • $13,806Average equity
  • $150,109Average loans

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