Southview Bank in South St. Paul, Minnesota (MN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 16, 2001

  • Southview Bank in South St. Paul, Minnesota (MN)
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Southview Bank - Overview

  • General
  • FDIC Certificate #: 19021
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Mainstreet Bank (#1909)
    Federal Reserve ID: 801159
    Date Established: Febuary 10, 1964
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    OTS Docket #: 10836
    FDIC's unique #: 12861
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: Febuary 10, 1964
    Last Structure Change Effective Date: November 16, 2001
    Last Structure Change Process Date: December 18, 2001
    Last Data Update: December 18, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: 835 Southview Boulevard, South St. Paul, MN 55075
    County: Dakota
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Minneapolis
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Minneapolis-St. Paul, MN-WI (#5120)
    Combined Statistical Area (CSA): Minneapolis-St. Paul-St. Cloud, MN-WI (#378)
    Core Based Statistical Area (CBSA): Minneapolis-St. Paul-Bloomington, MN-WI (#33460)
    CBSA Metro Statistical Area: Minneapolis-St. Paul-Bloomington, MN-WI (#33460)
  • Financial Summary
  • Total assets: $73.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 32Total employees (full-time equivalent)
  • $66,720Total assets
  • $3,454Cash and due from depository institutions
  • $187Interest-bearing balances
  • $12,372Securities
  • $2,122Federal funds sold & reverse repurchase agreements
  • $44,593Net loans & leases
  • $409Loan loss allowance
  • $0Trading account assets
  • $1,946Bank premises and fixed assets
  • $0Other real estate owned
  • $1,682Goodwill and other intangibles
  • $0Life insurance assets
  • $551All other assets
  • $66,720Total liabilities and capital
  • $60,621Total liabilities
  • $57,983Total deposits
  • $47,003Interest-bearing deposits
  • $57,983Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $1,114Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $945Other borrowed funds
  • $0Subordinated debt
  • $579All other liabilities
  • $6,099Total equity capital
  • $6,099Total bank equity capital
  • $6,099Perpetual preferred stock
  • $0Common stock
  • $270Surplus
  • $5,394Undivided profits
  • Memoranda
  • $435Noncurrent loans and leases
  • $6,600Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $120Earning assets
  • $0Long-term assets (5+ years)
  • $353Average Assets, year-to-date
  • $59,274Average Assets, quarterly
  • $7,543Volatile liabilities
  • $61,596Insider loans
  • $66,331FHLB advances
  • $7,350Loans and leases held for sale
  • $227Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $6,600Total unused commitments
  • $0Restructured Loans and leases
  • $409Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $5,177Total interest income
  • $1,921Total interest expense
  • $3,256Net interest income
  • $70Provision for loan and lease losses
  • $333Total noninterest income
  • $0Fiduciary activities
  • $192Service charges on deposit accounts
  • $0Trading account gains & fees
  • $141Additional noninterest income
  • $2,823Total noninterest expense
  • $1,434Salaries and employee benefits
  • $371Premises and equipment expense
  • $1,018Additional noninterest expense
  • $696Pre-tax net operating income
  • $0Securities gains (losses)
  • $316Applicable income taxes
  • $380Income before extraordinary items
  • $0Extraordinary gains - net
  • $380Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $13Sale, conversion, retirement of capital stock, net
  • $400Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 9.50%Yield on earning assets
  • 3.52%Cost of funding earning assets
  • 5.97%Net interest margin
  • 0.61%Noninterest income to earning assets
  • 5.18%Noninterest expense to earning assets
  • 0.62%Net operating income to assets
  • 0.62%Return on assets (ROA)
  • 1.13%Pretax return on assets
  • 6.67%Return on equity (ROE)
  • -0.35%Retained earnings to average equity (YTD only)
  • 0.03%Net charge-offs to loans
  • 538.46%Credit loss provision to net charge-offs
  • 58.92%Efficiency ratio
  • 76,317Assets per employee
  • 2.09%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 105.26%Loss allowance to loans
  • 0.91%Loss allowance to noncurrent loans
  • 340.83%Noncurrent assets plus other real estate owned to assets
  • 0.18%Noncurrent loans to loans
  • 0.27%Net loans and leases to deposits
  • 76.91%Net loans and leases to core deposits
  • 86.11%Equity capital to assets
  • 9.14%Core capital (leverage) ratio
  • 7.01%Tier 1 risk-based capital ratio
  • 8.93%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $61,596Average earning assets
  • $5,697Average equity
  • $54,518Average loans

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