Springdale Bank & Trust in Springdale, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 06, 2001

  • Springdale Bank & Trust in Springdale, Arkansas (AR)
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Springdale Bank & Trust - Overview

  • General
  • FDIC Certificate #: 11249
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Arvest Bank (#8728)
    Federal Reserve ID: 913847
    Date Established: May 06, 1911
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 8 (Interstate: No)
    OTS Docket #: 9811
    FDIC's unique #: 7178
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: December 06, 2001
    Last Structure Change Process Date: December 11, 2001
    Last Data Update: December 11, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: 415 West Emma Avenue, Springdale, AR 72764
    County: Washington
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Little Rock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Fayetteville-Springdale-Rogers, AR (#2580)
    Core Based Statistical Area (CBSA): Fayetteville-Springdale-Rogers, AR-MO (#22220)
    CBSA Metro Statistical Area: Fayetteville-Springdale-Rogers, AR-MO (#22220)
  • Financial Summary
  • Total assets: $307.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 119Total employees (full-time equivalent)
  • $301,370Total assets
  • $7,946Cash and due from depository institutions
  • $165Interest-bearing balances
  • $50,428Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $223,862Net loans & leases
  • $3,126Loan loss allowance
  • $0Trading account assets
  • $6,900Bank premises and fixed assets
  • $269Other real estate owned
  • $7,026Goodwill and other intangibles
  • $0Life insurance assets
  • $4,939All other assets
  • $301,370Total liabilities and capital
  • $274,150Total liabilities
  • $239,946Total deposits
  • $205,990Interest-bearing deposits
  • $239,946Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $12,199Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $18,842Other borrowed funds
  • $0Subordinated debt
  • $3,163All other liabilities
  • $27,220Total equity capital
  • $27,220Total bank equity capital
  • $27,220Perpetual preferred stock
  • $0Common stock
  • $83Surplus
  • $12,631Undivided profits
  • Memoranda
  • $14,506Noncurrent loans and leases
  • $52,938Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $927Earning assets
  • $297Long-term assets (5+ years)
  • $2,382Average Assets, year-to-date
  • $274,455Average Assets, quarterly
  • $15,641Volatile liabilities
  • $278,963Insider loans
  • $299,246FHLB advances
  • $54,038Loans and leases held for sale
  • $18,159Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $52,938Total unused commitments
  • $0Restructured Loans and leases
  • $2,659Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $23,068Total interest income
  • $11,668Total interest expense
  • $11,400Net interest income
  • $207Provision for loan and lease losses
  • $6,959Total noninterest income
  • $0Fiduciary activities
  • $2,026Service charges on deposit accounts
  • $0Trading account gains & fees
  • $4,933Additional noninterest income
  • $14,219Total noninterest expense
  • $6,713Salaries and employee benefits
  • $1,396Premises and equipment expense
  • $6,110Additional noninterest expense
  • $3,933Pre-tax net operating income
  • -$105Securities gains (losses)
  • $1,530Applicable income taxes
  • $2,298Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,298Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $338Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 9.11%Yield on earning assets
  • 4.61%Cost of funding earning assets
  • 4.50%Net interest margin
  • 2.75%Noninterest income to earning assets
  • 5.61%Noninterest expense to earning assets
  • 0.85%Net operating income to assets
  • 0.82%Return on assets (ROA)
  • 1.37%Pretax return on assets
  • 9.59%Return on equity (ROE)
  • 9.59%Retained earnings to average equity (YTD only)
  • 0.16%Net charge-offs to loans
  • 61.24%Credit loss provision to net charge-offs
  • 12.25%Efficiency ratio
  • 74,617Assets per employee
  • 2.53%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.38%Loss allowance to noncurrent loans
  • 337.22%Noncurrent assets plus other real estate owned to assets
  • 0.40%Noncurrent loans to loans
  • 0.41%Net loans and leases to deposits
  • 93.30%Net loans and leases to core deposits
  • 108.74%Equity capital to assets
  • 9.03%Core capital (leverage) ratio
  • 6.92%Tier 1 risk-based capital ratio
  • 9.53%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $278,963Average earning assets
  • $23,965Average equity
  • $253,246Average loans

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