Springfield State Bank in Springfield, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

Springfield State Bank - Overview

  • General
  • FDIC Certificate #: 16379
    Status: Active
    Federal Reserve ID: 565152
    Bank Holding Company (Regulatory Top Holder): Springfield Bank Company, Inc. (RSSDID: 1062096, Location: Springfield, NE)
    Date Established: Febuary 23, 1946
    WWW: http://www.springfieldstatebank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 15873
    FDIC's unique #: 10559
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: Febuary 23, 1946
    Last Structure Change Effective Date: May 12, 2011
    Last Structure Change Process Date: May 18, 2011
    Last Data Update: May 18, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 600 Main Street, Springfield, NE 68059
    County: Sarpy
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Omaha
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Omaha, NE-IA (#5920)
    Combined Statistical Area (CSA): Omaha-Council Bluffs-Fremont, NE-IA (#420)
    Core Based Statistical Area (CBSA): Omaha-Council Bluffs, NE-IA (#36540)
    CBSA Metro Statistical Area: Omaha-Council Bluffs, NE-IA (#36540)
  • Financial Summary
  • Total assets: $38.6 mil
    Equity capital: $3.5 mil
    Deposits held in domestic offices: $35.1 mil
    Return on assets (ROA): 1.19% ($0.5 mil)
    Quarterly return on assets: 1.33% ($0.5 mil)
    Return on Equity (ROE): 14.36% ($0.4 mil)
    Quarterly return on equity: 15.48% ($0.5 mil)
    Net income: $0.5 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 1.19% ($459.8 mil)
    Quarterly Pretax return on assets: 1.33% ($513.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 8Total employees (full-time equivalent)
  • $38,637Total assets
  • $3,781Cash and due from depository institutions
  • $1,960Interest-bearing balances
  • $12,120Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $22,346Net loans & leases
  • $245Loan loss allowance
  • $0Trading account assets
  • $62Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $38,636Life insurance assets
  • $328All other assets
  • $35,148Total liabilities and capital
  • $35,119Total liabilities
  • $26,624Total deposits
  • $35,119Interest-bearing deposits
  • $87Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $29Subordinated debt
  • $3,488All other liabilities
  • $3,488Total equity capital
  • $3,488Total bank equity capital
  • $0Perpetual preferred stock
  • $300Common stock
  • $2,100Surplus
  • $1,088Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $13Income earned, not collected on loans
  • $0Earning assets
  • $203Long-term assets (5+ years)
  • $36,426Average Assets, year-to-date
  • $7,408Average Assets, quarterly
  • $39,212Volatile liabilities
  • $40,058Insider loans
  • $23,438FHLB advances
  • $39,281Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $3,319Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,286Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,528Total interest income
  • $174Total interest expense
  • $1,354Net interest income
  • $48Provision for loan and lease losses
  • $148Total noninterest income
  • $0Fiduciary activities
  • $77Service charges on deposit accounts
  • $0Trading account gains & fees
  • $71Additional noninterest income
  • $976Total noninterest expense
  • $546Salaries and employee benefits
  • $90Premises and equipment expense
  • $340Additional noninterest expense
  • $478Pre-tax net operating income
  • -$11Securities gains (losses)
  • $0Applicable income taxes
  • $467Income before extraordinary items
  • $0Extraordinary gains - net
  • $467Net income attributable to bank
  • $0Net charge-offs
  • $467Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $285Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.19%Yield on earning assets
  • 0.48%Cost of funding earning assets
  • 3.72%Net interest margin
  • 0.41%Noninterest income to earning assets
  • 2.68%Noninterest expense to earning assets
  • 1.22%Net operating income to assets
  • 1.19%Return on assets (ROA)
  • 1.19%Pretax return on assets
  • 14.36%Return on equity (ROE)
  • 5.60%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 64,980Assets per employee
  • 4.83%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 61.03%Loss allowance to loans
  • 1.08%Loss allowance to noncurrent loans
  • 1884.62%Noncurrent assets plus other real estate owned to assets
  • 0.03%Noncurrent loans to loans
  • 0.06%Net loans and leases to deposits
  • 63.63%Net loans and leases to core deposits
  • 63.63%Equity capital to assets
  • 9.03%Core capital (leverage) ratio
  • 8.45%Tier 1 risk-based capital ratio
  • 14.16%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $39,212Average earning assets
  • $3,252Average equity
  • $36,435Average loans

List of branches

  • 1 Nebraska Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    010559Springfield State Bank600 Main Street, Springfield, NE 68059Febuary 23, 1946Full Service Brick and Mortar

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