Stanton National Bank in Stanton, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 01, 1996

  • Stanton National Bank in Stanton, Texas (TX)
  • Show street view No street view available for this location

Stanton National Bank - Overview

  • General
  • FDIC Certificate #: 25880
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Midland American Bank (#23930)
    Federal Reserve ID: 268163
    Date Established: Febuary 04, 1985
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 32123
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: Febuary 04, 1985
    Last Structure Change Effective Date: June 01, 1996
    Last Structure Change Process Date: June 27, 1996
    Last Data Update: June 27, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 1211 North Lamessa, Stanton, TX 79782
    County: Martin
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Lubbock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $20.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $9Total assets
  • $20,436Cash and due from depository institutions
  • $637Interest-bearing balances
  • $90Securities
  • $7,853Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $11,223Loan loss allowance
  • $111Trading account assets
  • $0Bank premises and fixed assets
  • $99Other real estate owned
  • $2Goodwill and other intangibles
  • $622Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $20,436Total liabilities
  • $18,365Total deposits
  • $17,491Interest-bearing deposits
  • $15,597Deposits held in domestic offices
  • 17491.00%% insured (estimated)
  • $98Federal funds purchased & repurchase agreements
  • $500Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $374Total equity capital
  • $374Total bank equity capital
  • $2,071Perpetual preferred stock
  • $0Common stock
  • $750Surplus
  • $750Undivided profits
  • Memoranda
  • $571Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $310Income earned, not collected on loans
  • $506Earning assets
  • $19,166Long-term assets (5+ years)
  • $659Average Assets, year-to-date
  • $19,965Average Assets, quarterly
  • $20,733Volatile liabilities
  • $5,359Insider loans
  • $44FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $380Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $2,057Total risk weighted assets
  • $13,542Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,738Total interest expense
  • $751Net interest income
  • $987Provision for loan and lease losses
  • $13Total noninterest income
  • $74Fiduciary activities
  • $0Service charges on deposit accounts
  • $43Trading account gains & fees
  • $0Additional noninterest income
  • $31Total noninterest expense
  • $644Salaries and employee benefits
  • $329Premises and equipment expense
  • $138Additional noninterest expense
  • $177Pre-tax net operating income
  • $404Securities gains (losses)
  • $0Applicable income taxes
  • $133Income before extraordinary items
  • $271Extraordinary gains - net
  • $0Net income attributable to bank
  • $271Net charge-offs
  • -$5Cash dividends
  • $30Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 9.26%Cost of funding earning assets
  • 4.00%Net interest margin
  • 5.26%Noninterest income to earning assets
  • 0.39%Noninterest expense to earning assets
  • 3.43%Net operating income to assets
  • 1.36%Return on assets (ROA)
  • 1.36%Pretax return on assets
  • 2.02%Return on equity (ROE)
  • 13.50%Retained earnings to average equity (YTD only)
  • 12.01%Net charge-offs to loans
  • -0.05%Credit loss provision to net charge-offs
  • -260.00%Efficiency ratio
  • 60,697Assets per employee
  • 2.27%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 11.07%Loss allowance to loans
  • 0.98%Loss allowance to noncurrent loans
  • 35.81%Noncurrent assets plus other real estate owned to assets
  • 1.53%Noncurrent loans to loans
  • 2.74%Net loans and leases to deposits
  • 64.16%Net loans and leases to core deposits
  • 88.85%Equity capital to assets
  • 10.13%Core capital (leverage) ratio
  • 9.82%Tier 1 risk-based capital ratio
  • 15.19%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $19,965Average earning assets
  • $2,007Average equity
  • $18,772Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Stanton National Bank.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents