Stanton State Bank in Stanton, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Stanton State Bank in Stanton, Nebraska (NE)
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Stanton State Bank - Overview

  • General
  • FDIC Certificate #: 5478
    Status: Active
    Federal Reserve ID: 382256
    Bank Holding Company (Regulatory Top Holder): Eberly Investment Co. (RSSDID: 1066759, Location: Stanton, NE)
    Date Established: January 01, 1882
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 12494
    FDIC's unique #: 3712
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: December 21, 2009
    Last Structure Change Process Date: January 06, 2010
    Last Data Update: January 06, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 924 Ivy Street, Stanton, NE 68779
    County: Stanton
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Omaha
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Norfolk, NE (#35740)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Name Change
    Change in Primary Regulatory Agency
    Change in Supervisory Agency
  • Financial Summary
  • Total assets: $38.1 mil
    Equity capital: $3.6 mil
    Deposits held in domestic offices: $33.6 mil
    Return on assets (ROA): 0.50% ($0.2 mil)
    Quarterly return on assets: 0.36% ($0.1 mil)
    Return on Equity (ROE): 5.28% ($0.2 mil)
    Quarterly return on equity: 3.90% ($0.2 mil)
    Net income: $0.2 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 0.72% ($274.5 mil)
    Quarterly Pretax return on assets: 0.46% ($175.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 9Total employees (full-time equivalent)
  • $38,127Total assets
  • $7,645Cash and due from depository institutions
  • $3,960Interest-bearing balances
  • $5,840Securities
  • $1,000Federal funds sold & reverse repurchase agreements
  • $22,537Net loans & leases
  • $411Loan loss allowance
  • $0Trading account assets
  • $505Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $38,127Life insurance assets
  • $600All other assets
  • $34,519Total liabilities and capital
  • $33,558Total liabilities
  • $28,073Total deposits
  • $33,558Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $700Trading liabilities
  • $0Other borrowed funds
  • $261Subordinated debt
  • $3,608All other liabilities
  • $3,608Total equity capital
  • $3,608Total bank equity capital
  • $0Perpetual preferred stock
  • $200Common stock
  • $200Surplus
  • $3,208Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $268Long-term assets (5+ years)
  • $33,337Average Assets, year-to-date
  • $531Average Assets, quarterly
  • $37,339Volatile liabilities
  • $39,291Insider loans
  • $23,817FHLB advances
  • $39,379Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $3,592Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $5,229Restructured Loans and leases
  • $584Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,584Total interest income
  • $281Total interest expense
  • $1,303Net interest income
  • $30Provision for loan and lease losses
  • $86Total noninterest income
  • $0Fiduciary activities
  • $26Service charges on deposit accounts
  • $0Trading account gains & fees
  • $60Additional noninterest income
  • $1,090Total noninterest expense
  • $611Salaries and employee benefits
  • $124Premises and equipment expense
  • $355Additional noninterest expense
  • $269Pre-tax net operating income
  • $0Securities gains (losses)
  • $83Applicable income taxes
  • $186Income before extraordinary items
  • $0Extraordinary gains - net
  • $186Net income attributable to bank
  • $0Net charge-offs
  • $186Cash dividends
  • $19Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.94%Yield on earning assets
  • 0.88%Cost of funding earning assets
  • 4.06%Net interest margin
  • 0.27%Noninterest income to earning assets
  • 3.40%Noninterest expense to earning assets
  • 0.50%Net operating income to assets
  • 0.50%Return on assets (ROA)
  • 0.72%Pretax return on assets
  • 5.28%Return on equity (ROE)
  • 5.28%Retained earnings to average equity (YTD only)
  • 0.08%Net charge-offs to loans
  • 157.89%Credit loss provision to net charge-offs
  • 15.74%Efficiency ratio
  • 78,474Assets per employee
  • 4.24%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.79%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 67.16%Net loans and leases to core deposits
  • 67.16%Equity capital to assets
  • 9.46%Core capital (leverage) ratio
  • 9.12%Tier 1 risk-based capital ratio
  • 15.08%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $37,339Average earning assets
  • $3,520Average equity
  • $32,090Average loans

List of branches

  • 2 Nebraska Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    03712Stanton State Bank924 Ivy Street, Stanton, NE 68779January 01, 1882Full Service Brick and Mortar
    1366153Norfolk Branch1021 Riverside Boulevard, Norfolk, NE 68701November 08, 2002Full Service Brick and Mortar

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