State Bank of Arthur in Arthur, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches


State Bank of Arthur - Overview

  • General
  • FDIC Certificate #: 1800
    Status: Active
    Federal Reserve ID: 667832
    Bank Holding Company (Regulatory Top Holder): Arthur Bancshares Corp. (RSSDID: 1208447, Location: Arthur, IL)
    Date Established: May 11, 1910
    WWW: http://www.statebankofarthur.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 1194
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 411 South Vine Street, Arthur, IL 61911
    County: Moultrie
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Champaign
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $103.4 mil
    Equity capital: $15.4 mil
    Deposits held in domestic offices: $87.1 mil
    Return on assets (ROA): 1.06% ($1.1 mil)
    Quarterly return on assets: 1.22% ($1.3 mil)
    Return on Equity (ROE): 7.09% ($1.1 mil)
    Quarterly return on equity: 8.26% ($1.2 mil)
    Net income: $1.0 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: 1.48% ($1,529.8 mil)
    Quarterly Pretax return on assets: 1.55% ($1,602.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 19Total employees (full-time equivalent)
  • $103,363Total assets
  • $13,568Cash and due from depository institutions
  • $10,780Interest-bearing balances
  • $37,809Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $50,501Net loans & leases
  • $989Loan loss allowance
  • $0Trading account assets
  • $175Bank premises and fixed assets
  • $106Other real estate owned
  • $0Goodwill and other intangibles
  • $103,363Life insurance assets
  • $1,204All other assets
  • $88,010Total liabilities and capital
  • $87,081Total liabilities
  • $63,300Total deposits
  • $87,081Interest-bearing deposits
  • $95Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $929Subordinated debt
  • $15,353All other liabilities
  • $15,353Total equity capital
  • $15,353Total bank equity capital
  • $0Perpetual preferred stock
  • $600Common stock
  • $1,700Surplus
  • $13,053Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,019Income earned, not collected on loans
  • $0Earning assets
  • $831Long-term assets (5+ years)
  • $99,090Average Assets, year-to-date
  • $20,158Average Assets, quarterly
  • $98,629Volatile liabilities
  • $103,283Insider loans
  • $61,205FHLB advances
  • $101,573Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $14,233Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $7,069Restructured Loans and leases
  • $2,496Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,276Total interest income
  • $611Total interest expense
  • $3,665Net interest income
  • $300Provision for loan and lease losses
  • $575Total noninterest income
  • $5Fiduciary activities
  • $286Service charges on deposit accounts
  • $0Trading account gains & fees
  • $284Additional noninterest income
  • $2,642Total noninterest expense
  • $1,663Salaries and employee benefits
  • $81Premises and equipment expense
  • $898Additional noninterest expense
  • $1,298Pre-tax net operating income
  • $160Securities gains (losses)
  • $412Applicable income taxes
  • $1,046Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,046Net income attributable to bank
  • $0Net charge-offs
  • $1,046Cash dividends
  • $248Sale, conversion, retirement of capital stock, net
  • $408Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.52%Yield on earning assets
  • 0.65%Cost of funding earning assets
  • 3.87%Net interest margin
  • 0.61%Noninterest income to earning assets
  • 2.79%Noninterest expense to earning assets
  • 0.94%Net operating income to assets
  • 1.06%Return on assets (ROA)
  • 1.48%Pretax return on assets
  • 7.09%Return on equity (ROE)
  • 4.32%Retained earnings to average equity (YTD only)
  • 0.51%Net charge-offs to loans
  • 120.97%Credit loss provision to net charge-offs
  • 6.44%Efficiency ratio
  • 62,311Assets per employee
  • 5.44%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 39.01%Loss allowance to loans
  • 1.92%Loss allowance to noncurrent loans
  • 97.06%Noncurrent assets plus other real estate owned to assets
  • 1.09%Noncurrent loans to loans
  • 1.98%Net loans and leases to deposits
  • 57.99%Net loans and leases to core deposits
  • 58.57%Equity capital to assets
  • 14.85%Core capital (leverage) ratio
  • 14.01%Tier 1 risk-based capital ratio
  • 23.25%Total risk-based capital ratio
  • Memoranda
  • $25Average assets
  • $98,629Average earning assets
  • $14,752Average equity
  • $94,669Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $2,938Managed Assets
  • 1Number of Accounts
  • $1,631Personal trust and agency accounts
  • $1,631Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 9Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $1,307Other retirement accounts
  • $10Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $1,297Fiduciary accounts held in foreign offices

List of branches

  • 2 Illinois Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    01194State Bank Of Arthur411 South Vine Street, Arthur, IL 61911May 11, 1910Full Service Brick and Mortar
    1190168Downtown Facility139 South Vine Street, Arthur, IL 61911January 15, 1974Limited Service Facility

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