State Bank of Arthur in city_name, state_name - Detailed Financial Reports, Location

State Bank of Arthur in Arthur, Illinois (IL)
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State Bank of Arthur routing number info

State Bank of Arthur - Overview

General
FDIC Certificate #: 1800
Status: Active
Federal Reserve ID: 667832
Bank Holding Company (Regulatory Top Holder): Arthur Bancshares Corp. (RSSDID: 1208447, Location: Arthur, IL)
Date Established: May 11, 1910
WWW: http://www.statebankofarthur.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 1194
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: All Other Specialization < 1 Billion
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 411 South Vine Street, Arthur, IL 61911
County: Moultrie
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Champaign
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $103.4 mil
Equity capital: $15.4 mil
Deposits held in domestic offices: $87.1 mil
Return on assets (ROA): 1.06% ($1.1 mil)
Quarterly return on assets: 1.22% ($1.3 mil)
Return on Equity (ROE): 7.09% ($1.1 mil)
Quarterly return on equity: 8.26% ($1.2 mil)
Net income: $1.0 mil
Quarterly Net income: $0.3 mil
Pretax return on assets: 1.48% ($1,529.8 mil)
Quarterly Pretax return on assets: 1.55% ($1,602.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
19Total employees (full-time equivalent)
$103,363Total assets
$13,568Cash and due from depository institutions
$10,780Interest-bearing balances
$37,809Securities
$0Federal funds sold & reverse repurchase agreements
$50,501Net loans & leases
$989Loan loss allowance
$0Trading account assets
$175Bank premises and fixed assets
$106Other real estate owned
$0Goodwill and other intangibles
$103,363Life insurance assets
$1,204All other assets
$88,010Total liabilities and capital
$87,081Total liabilities
$63,300Total deposits
$87,081Interest-bearing deposits
$95Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$929Subordinated debt
$15,353All other liabilities
$15,353Total equity capital
$15,353Total bank equity capital
$0Perpetual preferred stock
$600Common stock
$1,700Surplus
$13,053Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,019Income earned, not collected on loans
$0Earning assets
$831Long-term assets (5+ years)
$99,090Average Assets, year-to-date
$20,158Average Assets, quarterly
$98,629Volatile liabilities
$103,283Insider loans
$61,205FHLB advances
$101,573Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$14,233Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$7,069Restructured Loans and leases
$2,496Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$4,276Total interest income
$611Total interest expense
$3,665Net interest income
$300Provision for loan and lease losses
$575Total noninterest income
$5Fiduciary activities
$286Service charges on deposit accounts
$0Trading account gains & fees
$284Additional noninterest income
$2,642Total noninterest expense
$1,663Salaries and employee benefits
$81Premises and equipment expense
$898Additional noninterest expense
$1,298Pre-tax net operating income
$160Securities gains (losses)
$412Applicable income taxes
$1,046Income before extraordinary items
$0Extraordinary gains - net
$1,046Net income attributable to bank
$0Net charge-offs
$1,046Cash dividends
$248Sale, conversion, retirement of capital stock, net
$408Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.52%Yield on earning assets
0.65%Cost of funding earning assets
3.87%Net interest margin
0.61%Noninterest income to earning assets
2.79%Noninterest expense to earning assets
0.94%Net operating income to assets
1.06%Return on assets (ROA)
1.48%Pretax return on assets
7.09%Return on equity (ROE)
4.32%Retained earnings to average equity (YTD only)
0.51%Net charge-offs to loans
120.97%Credit loss provision to net charge-offs
6.44%Efficiency ratio
62,311Assets per employee
5.44%Cash dividends to net income (YTD only)
Condition Ratios (%)
39.01%Loss allowance to loans
1.92%Loss allowance to noncurrent loans
97.06%Noncurrent assets plus other real estate owned to assets
1.09%Noncurrent loans to loans
1.98%Net loans and leases to deposits
57.99%Net loans and leases to core deposits
58.57%Equity capital to assets
14.85%Core capital (leverage) ratio
14.01%Tier 1 risk-based capital ratio
23.25%Total risk-based capital ratio
Memoranda
$25Average assets
$98,629Average earning assets
$14,752Average equity
$94,669Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$2,938Managed Assets
1Number of Accounts
$1,631Personal trust and agency accounts
$1,631Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
9Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$1,307Other retirement accounts
$10Corporate trust and agency accounts
$0Other fiduciary accounts
$1,297Fiduciary accounts held in foreign offices

List of branches

2 Illinois Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	1194	State Bank Of Arthur	411 South Vine Street, Arthur, IL 61911	May 11, 1910	Full Service Brick and Mortar
1	190168	Downtown Facility	139 South Vine Street, Arthur, IL 61911	January 15, 1974	Limited Service Facility

State Bank of Arthur in Arthur, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

State Bank of Arthur - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

State Bank of Arthur in Arthur, Illinois (IL)Overview, Financial Summary, Detailed Financial Reports, Branches

State Bank of Arthur - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

State Bank of Arthur in Arthur, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches