State Bank of Atwood in Atwood, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 1995

  • State Bank of Atwood in Atwood, Kansas (KS)
  • Show street view No street view available for this location

State Bank of Atwood - Overview

  • General
  • FDIC Certificate #: 15454
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: The Bank (#26522)
    Federal Reserve ID: 983859
    Date Established: January 01, 1893
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 9764
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 04, 1937
    Last Structure Change Effective Date: January 01, 1995
    Last Structure Change Process Date: January 25, 1995
    Last Data Update: October 11, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 121 South 4th Street, Atwood, KS 67730
    County: Rawlins
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Hays
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Merger - Without Assistance
    Corrections
  • Financial Summary
  • Total assets: $19.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $9Total assets
  • $19,793Cash and due from depository institutions
  • $3,728Interest-bearing balances
  • $2,764Securities
  • $8,128Federal funds sold & reverse repurchase agreements
  • $1,000Net loans & leases
  • $6,479Loan loss allowance
  • $92Trading account assets
  • $0Bank premises and fixed assets
  • $182Other real estate owned
  • $1Goodwill and other intangibles
  • $275Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $19,793Total liabilities
  • $18,153Total deposits
  • $18,041Interest-bearing deposits
  • $16,075Deposits held in domestic offices
  • 18041.00%% insured (estimated)
  • $96Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $112Total equity capital
  • $112Total bank equity capital
  • $1,640Perpetual preferred stock
  • $0Common stock
  • $503Surplus
  • $621Undivided profits
  • Memoranda
  • $516Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $42Income earned, not collected on loans
  • $170Earning assets
  • $18,371Long-term assets (5+ years)
  • $4,890Average Assets, year-to-date
  • $19,877Average Assets, quarterly
  • $19,645Volatile liabilities
  • $404Insider loans
  • $36FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $1,595Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,726Total risk weighted assets
  • $8,826Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,315Total interest expense
  • $576Net interest income
  • $739Provision for loan and lease losses
  • -$165Total noninterest income
  • $81Fiduciary activities
  • $0Service charges on deposit accounts
  • $43Trading account gains & fees
  • $0Additional noninterest income
  • $38Total noninterest expense
  • $492Salaries and employee benefits
  • $231Premises and equipment expense
  • $78Additional noninterest expense
  • $183Pre-tax net operating income
  • $493Securities gains (losses)
  • $7Applicable income taxes
  • $155Income before extraordinary items
  • $345Extraordinary gains - net
  • $0Net income attributable to bank
  • $345Net charge-offs
  • -$151Cash dividends
  • $250Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.05%Cost of funding earning assets
  • 3.09%Net interest margin
  • 3.96%Noninterest income to earning assets
  • 0.43%Noninterest expense to earning assets
  • 2.64%Net operating income to assets
  • 1.71%Return on assets (ROA)
  • 1.74%Pretax return on assets
  • 2.52%Return on equity (ROE)
  • 20.99%Retained earnings to average equity (YTD only)
  • 5.78%Net charge-offs to loans
  • -1.67%Credit loss provision to net charge-offs
  • 109.27%Efficiency ratio
  • 60,000Assets per employee
  • 2.20%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 72.46%Loss allowance to loans
  • 1.40%Loss allowance to noncurrent loans
  • 219.05%Noncurrent assets plus other real estate owned to assets
  • 0.22%Noncurrent loans to loans
  • 0.64%Net loans and leases to deposits
  • 35.91%Net loans and leases to core deposits
  • 36.74%Equity capital to assets
  • 8.29%Core capital (leverage) ratio
  • 8.71%Tier 1 risk-based capital ratio
  • 19.56%Total risk-based capital ratio
  • Memoranda
  • $21Average assets
  • $19,877Average earning assets
  • $1,644Average equity
  • $18,664Average loans

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