State Bank of Keyesport in Keyesport, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 17, 1997

  • State Bank of Keyesport in Keyesport, Illinois (IL)
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State Bank of Keyesport - Overview

  • General
  • FDIC Certificate #: 11673
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: National Bank (#16276)
    Federal Reserve ID: 486640
    Date Established: December 26, 1913
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 7460
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 17, 1997
    Last Structure Change Process Date: January 29, 1997
    Last Data Update: January 29, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: Oak Street And Mulberry Grove Road, Keyesport, IL 62253
    County: Bond
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Mount Vernon
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
    Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
    CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
  • Financial Summary
  • Total assets: $8.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $4Total assets
  • $8,469Cash and due from depository institutions
  • $210Interest-bearing balances
  • $0Securities
  • $2,164Federal funds sold & reverse repurchase agreements
  • $945Net loans & leases
  • $4,813Loan loss allowance
  • $183Trading account assets
  • $0Bank premises and fixed assets
  • $141Other real estate owned
  • $0Goodwill and other intangibles
  • $196Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $8,469Total liabilities
  • $8,134Total deposits
  • $8,067Interest-bearing deposits
  • $7,216Deposits held in domestic offices
  • 8067.00%% insured (estimated)
  • $100Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $67Total equity capital
  • $67Total bank equity capital
  • $335Perpetual preferred stock
  • $0Common stock
  • $60Surplus
  • $581Undivided profits
  • Memoranda
  • $-306Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $126Income earned, not collected on loans
  • $50Earning assets
  • $7,922Long-term assets (5+ years)
  • $474Average Assets, year-to-date
  • $8,895Average Assets, quarterly
  • $8,590Volatile liabilities
  • $503Insider loans
  • $50FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $123Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $335Total risk weighted assets
  • $4,720Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $656Total interest expense
  • $375Net interest income
  • $281Provision for loan and lease losses
  • $163Total noninterest income
  • $36Fiduciary activities
  • $0Service charges on deposit accounts
  • $25Trading account gains & fees
  • $0Additional noninterest income
  • $11Total noninterest expense
  • $353Salaries and employee benefits
  • $97Premises and equipment expense
  • $42Additional noninterest expense
  • $214Pre-tax net operating income
  • -$199Securities gains (losses)
  • $0Applicable income taxes
  • $0Income before extraordinary items
  • -$199Extraordinary gains - net
  • $0Net income attributable to bank
  • -$199Net charge-offs
  • $83Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.06%Cost of funding earning assets
  • 4.61%Net interest margin
  • 3.45%Noninterest income to earning assets
  • 0.44%Noninterest expense to earning assets
  • 4.34%Net operating income to assets
  • -2.24%Return on assets (ROA)
  • -2.24%Pretax return on assets
  • -2.24%Return on equity (ROE)
  • -41.37%Retained earnings to average equity (YTD only)
  • -41.37%Net charge-offs to loans
  • 1.53%Credit loss provision to net charge-offs
  • 196.39%Efficiency ratio
  • 111,356Assets per employee
  • 2.12%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.66%Loss allowance to noncurrent loans
  • 145.24%Noncurrent assets plus other real estate owned to assets
  • 1.49%Noncurrent loans to loans
  • 2.52%Net loans and leases to deposits
  • 59.66%Net loans and leases to core deposits
  • 63.63%Equity capital to assets
  • 3.96%Core capital (leverage) ratio
  • 3.86%Tier 1 risk-based capital ratio
  • 7.10%Total risk-based capital ratio
  • Memoranda
  • $8Average assets
  • $8,895Average earning assets
  • $481Average equity
  • $8,143Average loans

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