State Bank of Noel in Noel, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 01, 1998

  • State Bank of Noel in Noel, Missouri (MO)
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State Bank of Noel - Overview

  • General
  • FDIC Certificate #: 17631
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank of Bentonville (#100)
    Federal Reserve ID: 642352
    Date Established: August 01, 1956
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 11599
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: August 01, 1956
    Last Structure Change Effective Date: November 01, 1998
    Last Structure Change Process Date: November 10, 1998
    Last Data Update: November 10, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 202 West Main Street, Noel, MO 64854
    County: Mcdonald
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Fayetteville-Springdale-Rogers, AR-MO (#22220)
    CBSA Metro Statistical Area: Fayetteville-Springdale-Rogers, AR-MO (#22220)
  • Financial Summary
  • Total assets: $10.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 10Total employees (full-time equivalent)
  • $11,793Total assets
  • $572Cash and due from depository institutions
  • $0Interest-bearing balances
  • $5,085Securities
  • $900Federal funds sold & reverse repurchase agreements
  • $4,832Net loans & leases
  • $109Loan loss allowance
  • $0Trading account assets
  • $270Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $134All other assets
  • $11,793Total liabilities and capital
  • $10,658Total liabilities
  • $10,605Total deposits
  • $8,538Interest-bearing deposits
  • $10,605Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $53All other liabilities
  • $1,135Total equity capital
  • $1,135Total bank equity capital
  • $1,135Perpetual preferred stock
  • $0Common stock
  • $485Surplus
  • $200Undivided profits
  • Memoranda
  • $450Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $46Average Assets, year-to-date
  • $10,817Average Assets, quarterly
  • $38Volatile liabilities
  • $11,745Insider loans
  • $12,344FHLB advances
  • $465Loans and leases held for sale
  • $276Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $39Total unused commitments
  • $0Restructured Loans and leases
  • $4,902Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $854Total interest income
  • $333Total interest expense
  • $521Net interest income
  • $0Provision for loan and lease losses
  • $66Total noninterest income
  • $0Fiduciary activities
  • $44Service charges on deposit accounts
  • $0Trading account gains & fees
  • $22Additional noninterest income
  • $500Total noninterest expense
  • $307Salaries and employee benefits
  • $78Premises and equipment expense
  • $115Additional noninterest expense
  • $87Pre-tax net operating income
  • $0Securities gains (losses)
  • $10Applicable income taxes
  • $77Income before extraordinary items
  • $0Extraordinary gains - net
  • $77Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$5Sale, conversion, retirement of capital stock, net
  • $64Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.09%Yield on earning assets
  • 3.16%Cost of funding earning assets
  • 4.94%Net interest margin
  • 0.63%Noninterest income to earning assets
  • 4.74%Noninterest expense to earning assets
  • 0.66%Net operating income to assets
  • 0.66%Return on assets (ROA)
  • 0.74%Pretax return on assets
  • 6.69%Return on equity (ROE)
  • 1.13%Retained earnings to average equity (YTD only)
  • -0.11%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 85,179Assets per employee
  • 1.18%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 83.12%Loss allowance to loans
  • 2.21%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 45.56%Net loans and leases to core deposits
  • 47.65%Equity capital to assets
  • 9.62%Core capital (leverage) ratio
  • 9.27%Tier 1 risk-based capital ratio
  • 23.05%Total risk-based capital ratio
  • Memoranda
  • $24Average assets
  • $11,745Average earning assets
  • $1,151Average equity
  • $10,553Average loans

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