State Bank of Seneca in Seneca, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 19, 1995

  • State Bank of Seneca in Seneca, Missouri (MO)
  • Show street view No street view available for this location

State Bank of Seneca - Overview

  • General
  • FDIC Certificate #: 14204
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Community Bank and Trust (#13068)
    Federal Reserve ID: 308452
    Date Established: October 11, 1928
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 8869
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: April 06, 1934
    Last Structure Change Effective Date: May 19, 1995
    Last Structure Change Process Date: May 24, 1995
    Last Data Update: May 24, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Seneca, MO 64865
    County: Newton
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Joplin, MO (#3710)
    Core Based Statistical Area (CBSA): Joplin, MO (#27900)
    CBSA Metro Statistical Area: Joplin, MO (#27900)
  • Financial Summary
  • Total assets: $20.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $13Total assets
  • $20,865Cash and due from depository institutions
  • $1,679Interest-bearing balances
  • $792Securities
  • $11,629Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $7,099Loan loss allowance
  • $119Trading account assets
  • $0Bank premises and fixed assets
  • $165Other real estate owned
  • $0Goodwill and other intangibles
  • $293Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $20,865Total liabilities
  • $18,206Total deposits
  • $17,353Interest-bearing deposits
  • $14,805Deposits held in domestic offices
  • 17353.00%% insured (estimated)
  • $95Federal funds purchased & repurchase agreements
  • $700Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $153Total equity capital
  • $153Total bank equity capital
  • $2,659Perpetual preferred stock
  • $0Common stock
  • $60Surplus
  • $340Undivided profits
  • Memoranda
  • $2,259Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $4Income earned, not collected on loans
  • $59Earning assets
  • $19,520Long-term assets (5+ years)
  • $2,053Average Assets, year-to-date
  • $21,834Average Assets, quarterly
  • $21,282Volatile liabilities
  • $1,300Insider loans
  • $71FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $108Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $2,679Total risk weighted assets
  • $6,768Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,277Total interest expense
  • $480Net interest income
  • $797Provision for loan and lease losses
  • -$30Total noninterest income
  • $156Fiduciary activities
  • $0Service charges on deposit accounts
  • $113Trading account gains & fees
  • $0Additional noninterest income
  • $43Total noninterest expense
  • $746Salaries and employee benefits
  • $375Premises and equipment expense
  • $43Additional noninterest expense
  • $328Pre-tax net operating income
  • $237Securities gains (losses)
  • $0Applicable income taxes
  • $47Income before extraordinary items
  • $190Extraordinary gains - net
  • $0Net income attributable to bank
  • $190Net charge-offs
  • $11Cash dividends
  • $48Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 6.27%Cost of funding earning assets
  • 2.36%Net interest margin
  • 3.91%Noninterest income to earning assets
  • 0.77%Noninterest expense to earning assets
  • 3.66%Net operating income to assets
  • 0.87%Return on assets (ROA)
  • 0.87%Pretax return on assets
  • 1.09%Return on equity (ROE)
  • 7.32%Retained earnings to average equity (YTD only)
  • 5.47%Net charge-offs to loans
  • 0.19%Credit loss provision to net charge-offs
  • -272.73%Efficiency ratio
  • 78,279Assets per employee
  • 1.61%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 25.26%Loss allowance to loans
  • 1.65%Loss allowance to noncurrent loans
  • 2975.00%Noncurrent assets plus other real estate owned to assets
  • 0.02%Noncurrent loans to loans
  • 0.06%Net loans and leases to deposits
  • 40.91%Net loans and leases to core deposits
  • 42.37%Equity capital to assets
  • 12.74%Core capital (leverage) ratio
  • 12.53%Tier 1 risk-based capital ratio
  • 39.58%Total risk-based capital ratio
  • Memoranda
  • $41Average assets
  • $21,834Average earning assets
  • $2,596Average equity
  • $20,360Average loans

Comment about this bank, ask questions, or add new information about it:


This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with State Bank of Seneca.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents