Streator Home Building and Loan Association in Streator, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Streator Home Building and Loan Association in Streator, Illinois (IL)
  • Show street view No street view available for this location

Streator Home Building and Loan Association - Overview

  • General
  • FDIC Certificate #: 30357
    Status: Active
    Federal Reserve ID: 142179
    Date Established: January 01, 1894
    WWW: http://www.streatorhome.com
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 5222
    FDIC's unique #: 43191
    Numeric code: 36
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: April 08, 1949
    Last Structure Change Effective Date: July 21, 2011
    Last Structure Change Process Date: July 21, 2011
    Last Data Update: July 21, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 132 S Monroe Street, Streator, IL 61364
    County: La Salle
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Princeton
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Ottawa-Streator, IL (#36860)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Change in Primary Regulatory Agency
  • Financial Summary
  • Total assets: $158.5 mil
    Equity capital: $33.6 mil
    Deposits held in domestic offices: $124.0 mil
    Return on assets (ROA): 0.97% ($1.5 mil)
    Quarterly return on assets: 1.16% ($1.8 mil)
    Return on Equity (ROE): 4.54% ($1.5 mil)
    Quarterly return on equity: 5.48% ($1.9 mil)
    Net income: $1.5 mil
    Quarterly Net income: $0.5 mil
    Pretax return on assets: 1.35% ($2,139.6 mil)
    Quarterly Pretax return on assets: 1.65% ($2,615.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 16Total employees (full-time equivalent)
  • $158,490Total assets
  • $7,096Cash and due from depository institutions
  • $3,465Interest-bearing balances
  • $94,341Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $54,274Net loans & leases
  • $158Loan loss allowance
  • $0Trading account assets
  • $679Bank premises and fixed assets
  • $101Other real estate owned
  • $0Goodwill and other intangibles
  • $158,490Life insurance assets
  • $1,999All other assets
  • $124,899Total liabilities and capital
  • $124,036Total liabilities
  • $123,715Total deposits
  • $124,036Interest-bearing deposits
  • $96Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $863Subordinated debt
  • $33,591All other liabilities
  • $33,591Total equity capital
  • $33,591Total bank equity capital
  • $0Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $33,591Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $671Income earned, not collected on loans
  • $0Earning assets
  • $538Long-term assets (5+ years)
  • $152,080Average Assets, year-to-date
  • $0Average Assets, quarterly
  • $154,366Volatile liabilities
  • $157,071Insider loans
  • $46,657FHLB advances
  • $158,490Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $33,591Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $583Restructured Loans and leases
  • $1,202Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $5,922Total interest income
  • $1,590Total interest expense
  • $4,332Net interest income
  • $42Provision for loan and lease losses
  • $56Total noninterest income
  • $0Fiduciary activities
  • $20Service charges on deposit accounts
  • $0Trading account gains & fees
  • $36Additional noninterest income
  • $2,261Total noninterest expense
  • $1,579Salaries and employee benefits
  • $290Premises and equipment expense
  • $392Additional noninterest expense
  • $2,085Pre-tax net operating income
  • $0Securities gains (losses)
  • $593Applicable income taxes
  • $1,492Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,492Net income attributable to bank
  • $0Net charge-offs
  • $1,492Cash dividends
  • $40Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.01%Yield on earning assets
  • 1.08%Cost of funding earning assets
  • 2.93%Net interest margin
  • 0.04%Noninterest income to earning assets
  • 1.53%Noninterest expense to earning assets
  • 0.97%Net operating income to assets
  • 0.97%Return on assets (ROA)
  • 1.35%Pretax return on assets
  • 4.54%Return on equity (ROE)
  • 4.54%Retained earnings to average equity (YTD only)
  • 0.07%Net charge-offs to loans
  • 105.00%Credit loss provision to net charge-offs
  • 53.17%Efficiency ratio
  • 51,527Assets per employee
  • 9.91%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.29%Loss allowance to noncurrent loans
  • 23.55%Noncurrent assets plus other real estate owned to assets
  • 0.49%Noncurrent loans to loans
  • 1.23%Net loans and leases to deposits
  • 43.76%Net loans and leases to core deposits
  • 46.64%Equity capital to assets
  • 21.19%Core capital (leverage) ratio
  • 21.19%Tier 1 risk-based capital ratio
  • 72.00%Total risk-based capital ratio
  • Memoranda
  • $72Average assets
  • $154,366Average earning assets
  • $32,887Average equity
  • $147,672Average loans

List of branches

  • 1 Illinois Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    043191Streator Home Building And Loan Asso132 S Monroe Street, Streator, IL 61364January 01, 1894Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Streator Home Building and Loan Association.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents